Uark Credit Union Fayetteville AR | Best Auto Loans & Business Banking

Introduction

Welcome to Uark, your trusted partner in financial growth and community support, located at 577 S Hill Ave, Fayetteville, AR 72701. Since our establishment in 1965, we've dedicated ourselves to serving our members with a personal touch, blending traditional values with modern banking solutions. With over 7,561 members and assets totaling $83,118,794, we have built a strong foundation that reflects our commitment to the community. At Uark, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $8,585,080, ensuring that we have the resources to support you when you need it most. Plus, with 21 dedicated employees ready to assist you, we pride ourselves on delivering personalized service that makes you feel valued. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 10260, Fayetteville, AR 72703. Whether you're looking for competitive loan rates or seeking advice from experienced professionals, Uark is here for you. Under the leadership of CEO Ashlee McCue and Board President Andrea Foren, we're constantly striving to enhance your banking experience. Our commitment extends beyond just providing financial services; we aim to uplift the community by being actively involved and responsive to the needs of our members. We invite you to explore our offerings at Uark's website or give us a call at (479) 313-8999 during our lobby hours from 7:30 a.m. to 6:00 p.m., Monday through Friday. Join us today and discover how Uark can help you achieve your financial goals!

Branch History & Mission

Community Commitment

At Uark, we're more than just a credit union; we're a vital part of the Fayetteville community. Our mission extends beyond financial services; we aim to uplift those around us by engaging in community outreach programs and partnerships that truly make a difference. We understand that financial stability is key to personal growth and community wellness. While members can visit us at 577 S Hill Ave for their banking needs, official correspondence should be sent to PO Box 10260, Fayetteville, AR 72703. Our friendly staff is available Monday through Friday from 7:30 a.m. to 6:00 p.m., ready to assist you with all your banking needs.

Modern Banking Experience

In today's fast-paced world, we are committed to providing modern banking solutions that cater to your lifestyle. With online banking services and mobile applications at your fingertips, managing your finances has never been easier. Enjoy the convenience of ATM access and drive-thru services for quick transactions without compromising on quality. As we look towards the future, we remain focused on our mission: serving you better every day while actively contributing to the vibrant life of Fayetteville. Join us today at Uark Hill Avenue Branch and experience firsthand how we can help you achieve your financial goals while making a positive impact in our community! For more information or to become a member, please call us at 479-313-8999 or visit our website. We can't wait to welcome you into our family!

Our Journey

From our humble beginnings, Uark has evolved significantly. Our mission is simple yet powerful: to empower our members through accessible financial solutions while giving back to the community we serve. We believe in fostering strong relationships and building trust with each member who walks through our doors. As we grew, so did our commitment to innovation and service excellence. Today, we proudly offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Welcome to Uark, your friendly neighborhood credit union! Conveniently located at 577 S Hill Ave in the vibrant city of Fayetteville, AR, our Hill Avenue Branch is here to serve you. This accessible location makes it easy for you to take care of your banking needs while enjoying the local charm of Washington County. As you approach our branch, you'll find parking options readily available, ensuring a hassle-free visit. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant features to accommodate all members of our community. Need to conduct some banking business? Our lobby hours are inviting and designed to fit your schedule. We're open Monday through Friday from 7:30 a.m. to 6:00 p.m., allowing ample time for you to stop by after work or during your lunch break. If you're on the go, take advantage of our drive-thru service for quick transactions without leaving your car. While members can visit us at 577 S Hill Ave, official correspondence should be sent to PO Box 10260, Fayetteville, AR 72703. Don't hesitate to reach out at 479-313-8999 if you have any questions or need assistance! Whether you're looking for personal banking services like checking accounts and auto loans or exploring business banking options, Uark has you covered. With ATM availability right at our branch and a commitment to excellent customer service, we're ready to help you every step of the way. We invite you to come visit us today and discover how Uark can support your financial journey!

Member Eligibility

At Uark, we believe that everyone deserves to be part of a supportive financial community. Joining us is simple! If you live, work, worship, or attend school in the Fayetteville area, you're likely eligible for membership. We welcome individuals from all walks of life and offer a range of financial services tailored to meet your needs. To find out more about the specific eligibility criteria, feel free to visit our website at . Opening an account with us is just as easy! With friendly staff ready to assist you, you can start your journey towards better banking today. Just give us a call at (479) 313-8999 or check out our account opening details at http://www.uarkfcu.com/apply-for-a-loan . Join Uark and take advantage of personalized service and great benefits designed just for you!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commercial loans can provide the necessary funding for purchasing equipment, expanding your location, or even hiring new staff. While we currently have $0 in commercial loans for our members, we also extend our services beyond membership with $0 available for non-members. This means we're here to back not just our members but the entire Fayetteville business community.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. That's why we offer merchant services that simplify transactions for your customers and keep your cash flow steady. From point-of-sale systems to online payment solutions, our services ensure you can focus on what matters most growing your business. Our commitment to supporting businesses is evident, with investments in growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Visit us at 577 S Hill Ave Fayetteville Ar 72701 in Fayetteville, AR, or give us a call at (479) 313-8999 to learn how we can help your business succeed!

Comprehensive List Of Services

Access When You Need It

We also provide Basic ATM Access for quick withdrawals and balance checks without the hassle. And if you need assistance during business hours, our friendly staff is available from Monday through Friday from 7:30 a.m. to 6:00 p.m., ensuring you receive help when you need it most. At Uark, we believe in building lasting relationships with our members by offering personalized service and comprehensive solutions. Whether you're at home or on the go, we're here for all your banking needs. Ready to take the next step? Give us a call at (479) 313-8999 or visit us online at Hill Avenue Branch. Let's work together towards achieving your financial goals!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans that cater specifically to small businesses. We strive to support local entrepreneurs with the resources they need to thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Uark offers robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to ATM & Cash Withdrawal Services and Basic Drive-Thru Banking for deposits and withdrawals, we prioritize your time and convenience.

Financial Support for Life's Needs

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether it's for an emergency or a big purchase, we provide straightforward options that can help ease financial burdens.

Personal Banking Solutions

For those seeking to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing options can help get you on the road with flexible terms and competitive rates. If you're dreaming of owning a home, our Mortgage Loans & Refinancing products make it easier than ever to secure the perfect mortgage.

Rewarding Credit Solutions

Looking to earn while you spend? Our Credit Cards with Rewards are designed for members who want to maximize their purchasing power. You can earn points and rewards on everyday purchases, making each dollar count.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills on your schedule. If you're always on the go, our mobile application makes it even easier to manage your finances right from your smartphone. You can even enjoy the convenience of mobile payments, letting you make purchases directly from your phone without the need for cash or cards. For those who prefer electronic documentation, we offer e-statements, providing you with a fast and environmentally-friendly way to keep track of your account activities. Plus, if you need to sign documents quickly, our electronic signature authorization feature allows you to complete transactions without the hassle of printing and scanning.

User-Friendly Features

Sending money to friends or family is simple with our person-to-person transfers. Whether you're splitting a bill or sending a gift, this feature helps you transfer funds instantly. Our online services are designed with your security in mind, ensuring that all transactions are protected while giving you real-time access to your account information. With all these features at your fingertips, managing your finances has never been easier or more secure. Experience the convenience of banking with Uark today!

Financial Strength

A Solid Foundation

With a net worth of $9,238,853, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With a total of 12,816 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our commitment to facilitating your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Uark is your trusted partner. Visit us at 577 S Hill Ave Fayetteville Ar 72701 or call (479) 313-8999 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $9,198,994 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,022 in used auto loans and $55,119,553 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $20,082,969 in share certificates and $6,949,011 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Financing Options

For those looking for more specialized financing, we have credit lines available totaling $5,000,000. This option provides flexibility for various needs, from unexpected expenses to planned purchases. Our team is committed to supporting your financial journey with competitive rates and personalized service. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (479) 313-8999 or visit us at our branch located at 577 S Hill Ave Fayetteville Ar 72701 in Fayetteville, AR. We're here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,467,588 in used vehicle loans and $10,603,754 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our financing solutions can help make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,223,368, make buying or refinancing simple. We guide you through the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $917,528 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for manageable repayment options.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures that the loan data it provides is both accurate and reliable. The information is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing only from verified institutions guarantees fair and transparent offers.

UARK FEDERAL CREDIT UNION