Introduction
Welcome to U.a.l.u. 354, your trusted financial partner located at 271 Armbrust Rd, Greensburg, PA 15601. Since our establishment in 1978, we have been dedicated to serving our community with integrity and a personal touch. With a total membership of 1,587 and assets amounting to an impressive $7,004,636, we are committed to providing you with top-notch banking services tailored to your needs. At U.a.l.u. 354, we pride ourselves on being more than just a credit union; we are a part of your community. Our experienced team, led by CEO Diane Obitko and Board President Brent Watkiss, is here to support you through every financial decision. We understand that each member has unique goals, whether you're looking for auto loans, mortgages, or business banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: P.O DRAWER I, Youngwood, PA 15697. Our commitment goes beyond just numbers; with total deposits of $763,031 and cash in hand totaling $44,483, we ensure that your money is safe and readily available when you need it. We're proud of our financial stability reflected in our net worth of $904,973 and the ability to offer 446 loans and leases to support our members' aspirations. Whether you're interested in setting up a checking account or exploring loan options, we're here for you from 9:00 AM to 5:00 PM, Monday through Friday. Feel free to reach out via phone at 724-925-9354 for any inquiries or assistance. Join us as we continue to build strong relationships within our community while helping you achieve your financial dreams!
Branch History & Mission
Welcome to U.a.l.u. 354, where our journey began in 1978 in the heart of Greensburg, Pennsylvania. Since opening our doors at 271 Armbrust Rd, we have been dedicated to serving our community with integrity and commitment. With a total membership of 1,587 and assets exceeding $7,004,636, U.a.l.u. 354 has grown into a trusted financial partner for many families and businesses in the area. Our mission is simple yet profound: to empower our members through personalized financial services while fostering a sense of community. We believe that everyone deserves access to quality banking solutions that meet their unique needs. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards all designed to help you achieve your financial goals. At U.a.l.u. 354, we understand the importance of adaptability in today's fast-paced world. That's why we've embraced digital advancements to enhance our services while ensuring that we remain compliant with ADA standards. Though we do not currently offer ATM or drive-thru services, we are committed to providing accessible solutions through online banking and mobile payment options. While you can visit us at our main office for all your banking needs, please note that official correspondence should be sent to P.O. DRAWER I, Youngwood, PA 15697 if it differs from our branch address. We take pride in our community outreach initiatives and partnerships that allow us to give back to the neighborhoods we serve. Our team works hard to support local events and charities, reinforcing our belief that strong communities build stronger futures. As we look ahead, we invite you to join U.a.l.u. 354 and experience the difference of being part of a credit union that prioritizes its members' well-being. Whether you're looking for a new banking relationship or need assistance with financing options, we're here for you every step of the way. Let's grow together! Reach out to us at 724-925-9354 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Join us at U.a.l.u. 354 where your financial journey matters!
Branch Location & Accessibility
Operating Hours
At U.a.l.u. 354, we value your time. Our doors are open from 9:00 AM to 5:00 PM, Monday through Friday, making it easy for you to come in during your busy week. Whether you need assistance with personal banking or have questions about our loan products, our friendly staff is ready to help.
Parking and Accessibility
We understand that convenience is key. Our branch offers ample parking space, ensuring you have no trouble finding a spot when you visit us. Plus, we are fully ADA compliant, featuring ramps and other accessibility options to make sure everyone can easily access our services.
Services Offered
We offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, there's something for everyone at U.a.l.u. 354. While we currently do not have ATM availability or drive-thru services, our knowledgeable team is dedicated to providing personalized assistance inside the branch. If you need to send us official correspondence, please note that while members can visit us at 271 Armbrust Rd Greensburg Pa 15601, official mail should be directed to P.O DRAWER I, Youngwood, PA 15697. Feel free to give us a call at (724) 925-9354 if you have any questions or need more information. We look forward to welcoming you into our branch soon!
Member Eligibility
At U.a.l.u. 354, we believe that everyone deserves to be part of a caring community focused on helping each other achieve financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the area around 271 Armbrust Rd Greensburg Pa 15601, you are likely eligible to join our credit union family. We're dedicated to providing personalized services tailored to your needs, from checking and savings accounts to auto loans and mortgages. To start your membership journey with us, all you need to do is reach out. You can learn more about the specific eligibility criteria by visiting our detailed resource. When you're ready, opening an account is a breeze just give us a call at (724) 925-9354, and we'll guide you through the process. We can't wait to welcome you into our supportive community!
Business Banking & Commercial Services
Loan Options Tailored for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Empower
When it comes to payment processing, our merchant services allow businesses like yours to accept payments easily and securely. Imagine being able to serve your customers without worrying about payment issues whether they pay by card, mobile, or online. Our solutions are designed to enhance your operations and keep your cash flow smooth. Visit us at 271 Armbrust Rd Greensburg Pa 15601 in Greensburg, PA or call us at (724) 925-9354 to learn how we can help your business thrive!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? At U.a.l.u. 354, we offer auto loans and vehicle financing options that can help make that dream a reality. Picture yourself driving off in your new vehicle with a loan that has affordable terms and low-interest rates tailored just for you.
Business Banking
Entrepreneurs and small business owners will find value in our business banking services, which include merchant services and business loans. Whether starting from scratch or expanding an existing venture, we're here to support your business journey.
Credit Cards with Rewards
For those who like to earn while they spend, our credit cards with rewards program allows you to earn points on everyday purchases. These points can be redeemed for travel, merchandise, or even cash back making every swipe work harder for you.
Mortgage Loans & Refinancing
Homeownership is within reach! Our mortgage loans and refinancing options are designed to help you secure the perfect home. Whether you're buying your first house or looking to refinance an existing mortgage for better terms, our experienced staff will guide you through each step of the process.
Online & Mobile Banking
In today's fast-paced world, convenience is key. With our robust online and mobile banking features, you can manage your finances anytime, anywhere whether that's checking balances or transferring funds at home or on the go. At U.a.l.u. 354 located at 271 Armbrust Rd Greensburg PA 15601, we are committed to providing exceptional service tailored just for you. If you have questions about any of our offerings or want to learn more about how we can assist with your financial needs, give us a call at 724-925-9354. We're here Monday through Friday from 9:00 AM to 5:00 PM ready to help! Explore the possibilities with us today!
Personal Banking
We understand that managing your personal finances can sometimes feel overwhelming. That's why we provide checking and savings accounts designed for easy access and flexibility. Imagine having a checking account that fits your lifestyle, where you can easily track spending and save for those special occasions. Our savings accounts offer competitive interest rates, allowing your money to grow while remaining accessible when you need it.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation services may be the solution you need. We aim to provide quick access to funds with competitive rates so you can manage life's surprises without added stress.
Digital & Online Banking
Key Services
to explore all that we offer. While we currently do not provide mobile applications or e-statements, our online banking services keep you connected with your financial information. You can easily check balances, review transactions, and manage your accounts 24/7.
Real-Time Management
Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few clicks. It's quick, efficient, and perfect for splitting bills or helping out a loved one in need. At U.a.l.u. 354, we're dedicated to providing a banking experience that fits into your life seamlessly. Embrace the convenience of digital banking with us today!
Security and Ease of Use
Your security is our top priority. Even without electronic signature authorization, we ensure that your personal information remains safe while you bank online. Our user-friendly interface makes it easy for anyone to navigate their accounts without any hassle.
Financial Strength
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U.a.l.u. 354 is your trusted partner. Visit us at 271 Armbrust Rd Greensburg Pa 15601 or call (724) 925-9354 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Dedicated Team
We take pride in having 2 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. Whether you visit us at the branch or reach out by phone, we're always here to assist you.
Lending Capacity
We support your financial ambitions with $116 in used auto loans and $4,966,457 in total loans and leases. Our diverse lending capacity allows us to meet various member needs efficiently. Our operational efficiency is reflected in our $11,204, enabling us to continue offering competitive loan rates and solid financial products for our members.
Member Savings and Investments
Members' savings are secured through $170,803 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares, the focus remains on providing effective savings options that align with your financial goals. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,389, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $898,415 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment enhances our offerings and helps foster long-lasting relationships with those who choose us for their financial needs.
Our Financial Health
With a net worth of $904,973, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our ability to support our members and grow together. Our net worth ratio of 12.92% demonstrates a solid capital foundation. This means we are well-equipped to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,529,205 in used vehicle loans and $1,921,603 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to finance your next vehicle.
Credit Lines and Personal Loans
In addition to auto and mortgage loans, we also offer credit lines with a total of $225,000 available for personal use. This can be an excellent option for managing larger purchases or unexpected expenses. If you're interested in personal financing solutions, our unsecured credit card loans total $0, allowing you to manage your finances effectively without collateral requirements.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various mortgage products, including Junior Lien 1-4 Family Residential Properties loans totaling $0. Our knowledgeable staff can assist you with eligibility requirements and guide you through the refinancing process if needed.
Why Choose Us?
Choosing U.a.l.u. 354 means partnering with a community-focused credit union that prioritizes your financial wellbeing. We provide personalized service tailored to your individual circumstances, ensuring that you understand all aspects of your loan options. Feel free to reach out at (724) 925-9354 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We're here to help clarify any questions and walk you through our offerings. For more information about our services or to start your application process, visit us at 271 Armbrust Rd Greensburg Pa 15601 in Greensburg, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!
Loan Aggregator
Ensuring Accurate Loan Comparisons
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Key Benefits of Using LendMesh
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