U.S. Postal Service Credit Union Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to U S Postal Service, your trusted financial partner located at 457 Lenfant Plz SW, Washington, DC 20024. Since our establishment in 1934, we have been dedicated to serving our community with integrity and commitment. With a growing membership of 28,941 individuals, we take pride in offering personalized banking solutions tailored to meet your needs. At U S Postal Service, our total assets amount to an impressive $268,687,693, ensuring that we have the resources to support your financial journey. We currently hold $38,627,593 in total deposits and manage a diverse portfolio with 8,908 loans and leases. Our net worth stands strong at $30,444,504, reflecting our stability and reliability as a credit union. Under the leadership of CEO Steven Cimino and Board President Michael McCartney, we are committed to fostering a welcoming environment for all members. Our dedicated team of 51 employees is here to assist you with various services ranging from personal banking and auto loans to credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 23789, Washington, DC 20026. For inquiries or assistance, feel free to reach out to us at 301-856-5000 during our operating hours from 9 AM to 4:30 PM. Join us today at U S Postal Service, where your financial goals are our priority! Explore our offerings further by visiting our website at uspsfcu.org, and let us help you navigate your path to financial success.

Branch History & Mission

Community Engagement

U S Postal Service is dedicated to giving back to the community that has supported us for nearly 90 years. We actively engage in partnerships with local organizations and participate in outreach efforts that promote financial literacy and support those in need within our neighborhoods. Our commitment to service extends beyond transactions; it encompasses building relationships that foster trust and collaboration. While you can visit us at 457 Lenfant Plz SW for all your banking needs, please note that official correspondence should be directed to PO Box 23789, Washington, DC 20026. As we look forward to the future, we invite you to join U S Postal Service Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Together, let's make a positive impact! For more information or to become a member today, call us at 301-856-5000 or visit us online at uspsfcu.org.

Our Mission

Our mission goes beyond providing traditional banking services; it is about enhancing the lives of our members and strengthening our community. We strive to offer personal banking solutions tailored to meet individual needs ranging from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Each product we offer is designed with our members in mind, ensuring they receive not just financial support but also guidance on their journey toward financial wellness. We believe that accessibility is key to empowering our members. While we do not have ATM or drive-thru services available at this branch, we are proud to provide robust online and mobile banking options. Members can easily manage their accounts from anywhere at any time, making banking simpler and more efficient.

Branch Location & Accessibility

Communication and Services

While members can visit us at our branch address, official correspondence should be sent to PO Box 23789, Washington, DC 20026. We are proud to offer a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. You can also enjoy the convenience of online and mobile banking.

Convenient Access

At U S Postal Service, we prioritize accessibility for all our members. Our branch is designed with features that meet ADA standards, ensuring everyone can comfortably visit us. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you during our lobby hours from 9 AM to 4:30 PM, Monday through Friday.

Join Us Today!

We invite you to stop by or give us a call at 301-856-5000 to learn more about how we can support your financial journey. Our dedicated team is eager to welcome you into the U S Postal Service family!

Member Eligibility

At U S Postal Service, we believe in creating a welcoming community where everyone feels valued and supported. If you're looking to join us, you'll find that becoming a member is a straightforward process! We're here for individuals who are part of the U.S. Postal Service family and their immediate family members. This means if you work for the USPS or have a loved one who does, you're already on your way to enjoying the benefits we offer. For more specific details on eligibility, feel free to check out our website at https://uspsfcu.org/become-a-member/ . Joining U S Postal Service opens up a world of financial advantages tailored just for you, whether it's competitive loan rates, savings options, or personalized service. Ready to take the next step? Opening an account is simple; just visit us at https://cp.decisionlender.solutions/cp2/uspo635/(applications ) or give us a call at (301) 856-5000. We're located at 457 Lenfant Plz Sw Washington Dc 20024, and our friendly team is eager to assist you in becoming a part of our growing family!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, our merchant services help you manage payments effortlessly. For instance, when a customer swipes their card at your store, our system ensures quick and secure transactions allowing you to focus on what matters most: serving your customers. Whether you're just starting or looking to grow, U S Postal Service is your partner in success. Visit us at 457 Lenfant Plz Sw Washington Dc 20024 in Washington, DC or contact us at (301) 856-5000 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance an existing vehicle, our Auto Loans & Vehicle Financing can make the process smoother. We understand that buying a car is a significant investment, which is why we offer competitive rates that fit your budget. Picture driving off in your dream car without the stress of high monthly payments.

Business Banking

For entrepreneurs and small business owners, we provide specialized Business Banking services including Merchant Services and Business Loans. Running a business comes with its own set of challenges, and our team is ready to partner with you for success by offering tailored financial solutions that support growth.

Credit Cards with Rewards

Our Credit Cards come with rewards that give back every time you spend. From cash back on everyday purchases to travel rewards for those who love exploring new places, our credit cards enhance your spending experience while offering great benefits.

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans provide flexible options tailored to first-time homebuyers and seasoned investors alike. And if you're already a homeowner, consider our refinancing solutions that can potentially lower your monthly payments or shorten your loan term. Your dream home is within reach with the right support from U S Postal Service.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services. You can manage your accounts anytime and anywhere whether it's checking balances, transferring funds, or paying bills right from your phone or computer. With features like mobile payments and person-to-person transfers, staying connected with your finances has never been easier. At U S Postal Service, we understand that each member's needs are unique. That's why we strive to provide not just products but solutions that fit into your life seamlessly. If you have any questions or want more information about how we can assist you on your financial journey, don't hesitate to reach out! Call us at (301) 856-5000 or visit us at 457 Lenfant Plz Sw Washington Dc 20024 during our lobby hours from 9 AM to 4:30 PM on weekdays. Join us at L'enfant Plaza and take the next step towards achieving your financial goals today!

Personal Banking

For individuals and families, we offer essential banking options like Checking & Savings Accounts. These accounts are designed to help you manage your money efficiently while earning interest on your savings. Imagine having a safe place to keep your funds that also helps them grow!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you can tackle these challenges head-on. Whether it's consolidating debt or covering an emergency expense, we are here to help simplify your financial situation.

Digital & Online Banking

Convenient Online Banking

With 24/7 online banking services available at https://uspsfcu.org/ , you can check balances, pay bills, and transfer funds at your convenience. No more waiting in line or rushing to make it to the bank before closing time! Our user-friendly interface ensures that everything you need is just a few clicks away.

E-Statements and Mobile Access

Say goodbye to paper clutter with e-statements! You can access your statements anytime, which not only helps the environment but also keeps your financial records organized. And if you prefer banking on the move, our mobile application is available for download, allowing you to handle transactions directly from your smartphone.

Modern Payment Options

We know that today's world demands flexibility. That's why we also support mobile payments. Whether you're shopping online or making a purchase in-store, enjoy the convenience of quick and secure payments right from your device. At U S Postal Service, we are committed to making your banking experience smooth and efficient. Explore all our digital services today by visiting https://uspsfcu.org/ and take control of your financial journey!

Secure Transactions

Your security is our priority. We offer electronic signature authorization for transactions, so you can feel confident knowing that your information is protected. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier or safer.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 51,065, show a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments): $898,240 further emphasize our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S Postal Service is your trusted partner. Visit us at 457 Lenfant Plz Sw Washington Dc 20024 or call (301) 856-5000 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $0 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $2,525 in used auto loans and $207,464,489 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $53,412,585 in share certificates and $43,158,264 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $30,444,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,554,959 in used vehicle loans and $16,980,651 in new vehicle loans already helping members get on the road. Whether you're eyeing a shiny new ride or a reliable used car, our financing options can help make that purchase more affordable.

Credit Lines

For those looking for additional flexibility, we have total credit lines available amounting to $77,084,599. This option allows you to borrow only what you need while keeping repayment manageable. Our commitment extends beyond just lending; we also provide refinancing options and resources to ensure that our members are well-informed about eligibility requirements. You can reach us at (301) 856-5000 if you have any questions or need assistance with your loan application. Visit us at our branch located at 457 Lenfant Plz Sw Washington Dc 20024 in Washington, DC, and let's work together towards your financial goals! For performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,231,949, make buying or refinancing simple. We provide clear guidance throughout the process, ensuring you understand each step as you secure your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,596,954 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while providing easy access to funds when needed.

Loan Aggregator

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U S POSTAL SERVICE FEDERAL CREDIT UNION - Washington, DC