U.S. Postal Service Credit Union San Fernando CA | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to U S Postal Service, your trusted financial partner in the heart of San Fernando, California. Established in 1934, we have proudly served our community for nearly nine decades, growing alongside our members and adapting to their needs. With a total membership of 28,941 and assets reaching an impressive $268,687,693, we are dedicated to providing exceptional service that helps you reach your financial goals. Located at 444 S Brand Blvd Ste 103, San Fernando, CA 91340, our branch is easily accessible for all your banking needs. While you can visit us at this location for personalized service, please note that official correspondence should be sent to the same address. At U S Postal Service, we believe in the power of community. We have built a strong foundation of trust by offering a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is on making banking easier and more convenient with options like online and mobile banking. Our leadership team is passionate about fostering a welcoming environment. Led by CEO Steven Cimino and Board President Michael McCartney, our dedicated staff of 51 employees is here to support you every step of the way. We take pride in maintaining a net worth of $30,444,504 and ensuring that our members feel secure with total deposits amounting to $38,627,593. Whether you're looking to open an account or need guidance on loans and financing options our doors are always open from Monday through Friday from 9 a.m. to 4:30 p.m. Give us a call at 301-856-5000 or visit our website at uspsfcu.org today! Let's work together towards your financial success!

Branch History & Mission

A Legacy of Trust and Growth

The U S Postal Service Credit Union began its mission in 1934 with a simple goal: to provide accessible financial services to postal employees and their families. As we expanded our reach, we embraced the evolving landscape of banking while maintaining our core values of integrity and member-centric service. Today, our total assets have reached an impressive $268,687,693, allowing us to offer a wide range of services designed to meet diverse financial needs. Located at 444 S Brand Blvd Ste 103, San Fernando, CA 91340, our branch is conveniently situated near local landmarks that make it easy for members to visit. While members can visit us at this address for their banking needs, official correspondence should be sent to 444 S Brand Blvd Ste 103, San Fernando, CA 91340-3625.

Community Partnerships and Outreach

The U S Postal Service Credit Union believes in giving back. We actively participate in community outreach programs that support local initiatives and charities. Our partnerships help us create positive change in San Fernando and beyond. As we continue to grow and adapt to changing times, we invite you to become part of our legacy. Join us today and experience the benefits of membership with the U S Postal Service Credit Union where your financial future is in good hands. For more information or to open an account, please call us at 301-856-5000 or visit our website at uspsfcu.org. Together, let's build a stronger community!

Our Mission: Empowering Members and Community

Our mission is clear: we aim to empower our members through personalized financial solutions while actively contributing to the well-being of our community. We offer various services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. By focusing on both individual success and community development, we strive to create an environment where everyone can thrive. In addition to traditional banking services, we are proud to offer modern conveniences like online banking and mobile payments. These digital advancements ensure that our members can manage their finances anytime and anywhere. We also prioritize accessibility by adhering to ADA compliance standards so all members can benefit from our services.

Branch Location & Accessibility

Convenient Access and Features

Finding us is straightforward. We are nestled right in the heart of San Fernando, so you can easily pop in during your day. While visiting our branch, you'll find ample parking options available, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need extra assistance. For your convenience, our lobby hours are Monday through Friday from 9 a.m. to 4:30 p.m. This schedule allows flexibility for you to come in when it suits you best. Whether you're looking to open a new account, inquire about auto loans, or simply ask questions about our services, our friendly staff is ready to assist you.

Services Tailored for You

At U S Postal Service, we offer a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. For business owners, we provide merchant services and business loans to help you grow your enterprise. Although we currently do not have ATM services or drive-thru banking at this location, our dedicated team is always on hand to help you with cash withdrawal services directly inside the branch. If you need to send official correspondence, please note that while our physical address is the same as our mailing address 444 S Brand Blvd Ste 103, San Fernando, CA 91340-3625 it's important to use this mailing address for all communications. We invite you to visit us soon or give us a call at 301-856-5000 if you have any questions before stopping by. At U S Postal Service in San Fernando, we look forward to helping you achieve your financial goals!

Member Eligibility

Becoming a member of U S Postal Service is like joining a family that cares about your financial well-being. If you live, work, or worship in the area around our branch at 444 S Brand Blvd Ste 103 San Fernando Ca 91340, you're likely eligible to join us! We welcome individuals who are affiliated with the U.S. Postal Service and their immediate family members, which means there's a good chance you can enjoy the benefits we offer. As a member, you'll gain access to personalized financial services designed to help you thrive, whether you're looking for savings accounts, loans, or online banking options. For more details on eligibility criteria, feel free to check out this link for the most up-to-date information. Ready to take the next step? Opening an account is simple; just visit our account opening page) or give us a call at (301) 856-5000 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make daily operations smoother. Imagine being able to accept payments easily from your customers whether online or in-person. Our merchant services provide the tools you need to keep your cash flow steady and your customers happy. Visit us at 444 S Brand Blvd Ste 103 San Fernando Ca 91340 in San Fernando, CA or contact us at (301) 856-5000 to learn how our business banking solutions can support your goals. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATM services at our branch located at 444 S Brand Blvd Ste 103 San Fernando Ca 91340, rest assured that our members have access to various ATMs across the network for convenient cash withdrawals whenever needed. With all these services available at U S Postal Service, there's no better time than now to join our community. For any questions or further information about how we can assist you, don't hesitate to reach out at (301) 856-5000 or visit us online at San Fernando. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple. We provide competitive rates to help you get behind the wheel without breaking the bank. Picture driving off in your new car while knowing you've secured an affordable loan that fits your budget.

Business Banking

For our entrepreneur members, we provide business banking solutions including merchant services and business loans. These services are tailored to help small businesses thrive by offering financial support when it matters most.

Credit Cards with Rewards

With our credit cards that come with rewards, every purchase can earn you benefits! From cashback on groceries to travel points for your next vacation, our credit card options are designed to give back while making everyday spending more rewarding.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are designed to guide you through the process smoothly. If you already own a home, refinancing could lower your monthly payments or even free up cash for other expenses. We're here to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features ensure that managing your account is just a few taps away. You can check balances, pay bills, and transfer funds anytime no need to visit us in person!

Personal Banking

Our personal banking services are crafted with your everyday needs in mind. We offer checking and savings accounts that help you manage your money effortlessly. Imagine having easy access to your funds with features like online banking and mobile payments that allow you to handle transactions from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and sometimes a personal loan is just what you need. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we offer flexible terms that can ease your financial stress.

Digital & Online Banking

Always Here for You

We take security seriously at U S Postal Service. Our online banking services are designed with advanced security features to protect your personal information. You can bank with peace of mind knowing that we're committed to keeping your data safe. Experience the convenience of digital banking today. Join us at U S Postal Service and discover how easy it is to manage your finances online!

Convenient Online Access

With our online banking platform, available at https://uspsfcu.org/ , you can check your balance, transfer funds, and pay bills 24/7. This means no more waiting in line at the branch or trying to remember when you last accessed your account. You can handle all your banking needs from the comfort of your home or while out and about.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at U S Postal Service, you can receive your account statements electronically. This not only helps the environment but also allows you to access past statements quickly whenever you need them.

User-Friendly Mobile Features

For those who prefer using their smartphones, our mobile application makes banking even easier. You can deposit checks, send money to friends through person-to-person transfers, and make mobile payments with just a few taps. Plus, with electronic signature authorization, signing documents is straightforward and secure.

Financial Strength

A Dedicated Team for You

We also take pride in having 49 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to create an environment where you feel supported every step of the way.

Commitment to Innovation

With $0 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our dedication to continually improving your banking experience.

Growing Member Base

Total Share and Deposit Accounts: 51,065, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $898,240 further highlight our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S Postal Service is your trusted partner. Visit us at 444 S Brand Blvd Ste 103 San Fernando Ca 91340 or call (301) 856-5000 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $53,412,585 in share certificates and $43,158,264 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $30,444,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $2,525 in used auto loans and $207,464,489 in total loans and leases available for you. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,554,959 in used vehicle loans and $16,980,651 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we have options that fit your budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $77,084,599. This option allows you to access funds as needed while only paying interest on what you use. If you have questions or want more details about any of our loan products, please don't hesitate to reach out. You can contact us at (301) 856-5000, and our team is ready to assist you during our operating hours from Monday through Friday, 9 a.m. to 4:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,231,949, make buying or refinancing simple. We aim to provide clear information on eligibility and refinancing options so you can make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,596,954 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

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U S POSTAL SERVICE FEDERAL CREDIT UNION