U S Pipe Bessemer Credit Union AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to U S Pipe Bessemer Employees, your trusted partner in personal and business banking since 1936. Located at 2115 19Th St N, Bessemer, AL 35020, our credit union is dedicated to serving our community with exceptional financial services tailored just for you. With a strong foundation built on trust, we proudly serve 510 members and manage total assets of $2,926,572. At U S Pipe Bessemer Employees, we understand that financial needs vary from person to person. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to your financial well-being is reflected in our total deposits of $332,515 and net worth of $702,254. Led by our compassionate CEO, Teresa Lambert, and Board President David Hooper, we believe in fostering relationships within the community. Our small team of just two dedicated employees ensures that you receive personalized service every time you visit or call us at 205-428-5581. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 2115 N 19th Street, Bessemer, AL 35020. We invite you to come by during our convenient operating hours Monday, Tuesday & Friday from 9:00 AM to 4:30 PM; Wednesday from 9:00 AM to 1:30 PM; and Thursday from 7:00 AM to 2:30 PM. Join us today and experience the difference that a member-focused credit union can make in your life! Whether you're looking for a loan or need assistance with your accounts, we're here for you every step of the way.

Branch History & Mission

Welcome to U S Pipe Bessemer Employees, a credit union that has proudly served the community of Bessemer, Alabama, since 1936. Nestled at 2115 19Th St N, our branch has witnessed countless milestones in the lives of our members and has played a significant role in the growth of our local economy. With a rich history rooted in service and support, we have evolved alongside our members to meet their financial needs. From humble beginnings, U S Pipe Bessemer Employees has grown into a trusted institution with a total membership of 510. Our commitment to providing exceptional financial services is evident in our total assets, which currently stand at $2,926,572. Over the years, we have adapted to changes in technology and customer preferences, ensuring that we remain relevant and accessible. Although we do not currently offer ATM or drive-thru services, we take pride in our personal touch and dedication to face-to-face interactions. At U S Pipe Bessemer Employees, our mission is clear: We strive to enhance the financial well-being of our members while fostering a spirit of community support. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our goal is not just to provide financial products but also to empower our members through education and guidance. While you can visit us at our main branch address for all your banking needs, official correspondence should be directed to our mailing address at 2115 N 19th Street, Bessemer, AL 35020. We are open Monday, Tuesday, and Friday from 9:00 AM to 4:30 PM; Wednesday from 9:00 AM to 1:30 PM; and Thursday from 7:00 AM to 2:30 PM. We believe that being involved in the community goes beyond just banking; it means building lasting relationships and supporting local initiatives. Our partnerships with various organizations allow us to contribute positively to the environment around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of U S Pipe Bessemer Employees. Whether you're looking for straightforward banking solutions or seeking advice on financial matters, we're here for you every step of the way. Reach out today at (205) 428-5581 or visit us during operating hours!

Branch Location & Accessibility

Accessibility and Convenience

Finding us is a breeze! Our location is close to local landmarks, making it easy for you to stop by during your day. Parking is readily available, so you won't have to worry about finding a spot when you visit. We take pride in being accessible to everyone, with features that comply with ADA standards, ensuring that all members can enjoy our services comfortably.

Contact Us

Got questions or ready to visit? Give us a call at 205-428-5581. We're here to help you every step of the way! Come see how we can make your banking experience simple and enjoyable at the U S Pipe Bessemer Employees branch your trusted partner in finance!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours: we're open Monday, Tuesday, and Friday from 9:00 AM to 4:30 PM, and on Wednesday from 9:00 AM to 1:30 PM. On Thursday, we're here bright and early from 7:00 AM until 2:30 PM. Whether you're looking to open an account or apply for a loan, our friendly staff is ready to assist you during these hours.

Services Offered

At the U S Pipe Bessemer Employees branch, we provide a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and vehicle financing, we've got what you need. Interested in home financing? We also offer mortgage loans and refinancing options. Additionally, if you're a business owner, explore our merchant services and business loans designed to help your enterprise thrive.

Member Eligibility

At U S Pipe Bessemer Employees, we believe that becoming a member means joining a close-knit community where your financial well-being matters. If you're looking to open an account, you'll be happy to know that eligibility is straightforward. Generally, individuals who are employees of U S Pipe, their family members, or even those who live in the area can become members. This means if you're part of our local community or connected to our workplace family, you're likely eligible to enjoy the benefits we offer. Joining us isn't just about having a bank account; it's about accessing personalized service and a range of products tailored to meet your needs from checking and savings accounts to loans for vehicles and homes. To learn more about the specific eligibility requirements, feel free to visit [this resource](). When you're ready to take the next step, opening an account is easy! Just give us a call at (205) 428-5581, and we'll guide you through the process. We can't wait to welcome you into our 2115 19Th St N Bessemer Al 35020 family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify everyday transactions for businesses. Imagine running your café and seamlessly accepting payments through various methods credit cards, digital wallets, and more making it easier for your customers to enjoy their experience while you focus on delivering great service. Visit us at 2115 19Th St N Bessemer Al 35020 or call us at (205) 428-5581 to learn how our business banking services can support your goals. Together, let's build a stronger community!

Comprehensive List Of Services

Business Banking

For small business owners, we provide comprehensive Business Banking solutions, including Merchant Services and Business Loans. We know that running a business comes with its challenges, which is why we're committed to supporting local entrepreneurs in achieving their goals.

Credit Cards

To reward our members for their loyalty, we also offer Credit Cards with Rewards. Whether you're traveling or shopping locally, our rewards program allows you to earn points that can be redeemed for various perks. It's like getting something back every time you use your card!

Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your finances from anywhere at any time. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills without having to visit the branch. While we currently do not offer ATM services or drive-thru banking at this location, our team is always ready to assist you during operating hours: Monday, Tuesday & Friday from 9:00 AM - 4:30 PM; Wednesday from 9:00 AM - 1:30 PM; and Thursday from 7:00 AM - 2:30 PM. If you have any questions about our services or need assistance, please feel free to call us at (205) 428-5581. Join us at U S Pipe Bessemer Employees, where we are committed to helping you achieve your financial dreams! Reach out today and discover how we can support you on your financial journey.

Home Financing

For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized service. Picture yourself settling into your dream home, knowing you've secured the best financing options available.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your daily expenses while building your savings. Imagine having a place where your money can grow, and you can easily access it when needed. Our accounts come with features that make it easy for you to keep track of your finances. If you're considering a new vehicle or need funds for repairs, our Auto Loans & Vehicle Financing options are designed to get you on the road quickly and affordably. We understand how important reliable transportation is for our members, and we're here to help you find the right loan that fits your budget.

Personal Loans

Additionally, our Personal Loans & Debt Consolidation services give you the flexibility to manage unexpected expenses or consolidate debt into one manageable payment. This can relieve stress and help you regain control of your financial situation.

Digital & Online Banking

Convenient Account Management

Even without e-statements or mobile applications, managing your finances is still straightforward. You can visit us in person or reach out via phone for any assistance you need. We're here to help make sure you have everything you need for effective account management.

Key Features of Our Online Banking

While we currently do not offer online banking through a dedicated website, our commitment to providing you with essential banking services remains strong. When available, you can expect features like easy access to your accounts, real-time balance updates, and the ability to manage your transactions from anywhere.

Personalized Services

For those looking to send money easily, while person-to-person transfers are not available just yet, we're committed to providing personalized support for your banking needs. Our team is always ready to assist you with any questions about loans, savings, and more. At U S Pipe Bessemer Employees, we strive to keep banking simple and accessible for all our members. While some digital features may be limited now, we are continually exploring ways to enhance your banking experience in the future. For more information about our services and how we can help you manage your finances effectively, feel free to reach out or visit us directly!

Stay Secure

Your security is our top priority. Although we do not offer electronic signature authorization or mobile payments at this time, rest assured that all your transactions are handled with the utmost care. We are dedicated to keeping your information safe as you navigate through your financial needs.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 536, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $13,074, we have the means to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S Pipe Bessemer Employees is your trusted partner. Visit us at 2115 19Th St N Bessemer Al 35020 or call (205) 428-5581 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $48 in used auto loans and a total of $1,006,871 in loans and leases. We are dedicated to helping you achieve your dreams whether it's purchasing a vehicle or securing personal financing.

Member-Centric Focus

Members' savings are secured through $335,423 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you rather than non-member deposits of which we have $0 we ensure that our services benefit you directly.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $619,388 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment helps us provide a wide array of financial products tailored to your needs.

Solid Foundation

With a net worth of $702,254, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $563,218 in used vehicle loans and $136,200 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

For those needing extra flexibility, our total credit lines amounting to $150,000 provide an excellent option for covering unexpected expenses or managing cash flow. This allows you to borrow only what you need while keeping your financial plans intact. At U S Pipe Bessemer Employees, we're committed to helping our members succeed financially. Our loan offerings are designed with your needs in mind, whether it's buying a car, purchasing a home, or managing day-to-day expenses. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. For more details about our loan offerings or to start your application today, visit us at 2115 19Th St N Bessemer Al 35020, Bessemer, AL or call us at (205) 428-5581. We look forward to serving you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through the entire mortgage process, ensuring you understand your options and find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit everyday spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers, reflecting the most current information available in the market.

U S Pipe Bessemer Employees