U S EMPLOYEES FEDERAL CREDIT UNION - Fairmont, WV

Welcome to U S Employees, your trusted financial partner nestled in the heart of Fairmont, WV. Located at 331 Madison St, our credit union has been serving the community since 1950, fostering a spirit of cooperation and support among our members. With a total membership of 118 and total assets reaching $511,335, we pride ourselves on being more than just a financial institution; we are a community hub dedicated to improving the lives of our members. At U S Employees, we understand that financial needs can vary greatly from person to person. That's why we offer a range of services tailored to help you achieve your goals. Whether you're looking for loans 15 in total amounting to $120,511 or seeking a safe place to grow your savings with total deposits of $465,318, we're here for you. Our net worth stands strong at $45,000, reflecting our commitment to sound financial practices and member satisfaction. Our leadership team is dedicated to ensuring that every member feels valued. Led by CEO James Emerick and Board President Brandy Lanham, we strive to create a welcoming atmosphere where you can discuss your financial aspirations openly. We believe that understanding your needs is key to providing the best solutions. While members can visit us at 331 Madison St for all their banking needs, official correspondence should be sent to the same address for consistency and ease. If you have any questions or would like more information about how we can assist you, please don't hesitate to reach out at 3043661610. At U S Employees, we're not just about numbers; we're about people. Join us today and experience the difference that comes with being part of a community-focused credit union!

At U S Employees, we believe in creating a welcoming community where everyone feels at home. Becoming a member is simple and open to those who work for the U.S. Postal Service or are related to someone who does. If you live, work, worship, or attend school in the Fairmont area, you may also qualify! Joining us means gaining access to a range of financial products designed with your needs in mind, from personal loans to savings accounts that help you grow your money. To start your journey with us, just visit our branch located at 331 Madison St Fairmont WV 26554 or give us a call at (304) 366-1610. You can find more detailed information about eligibility on our website, ensuring you have all the details before stepping through our doors. We're excited to welcome you into our family!

At U S Employees, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. While we currently do not provide services like online banking or a mobile application, we are committed to ensuring you have the tools necessary for efficient account management. Imagine having access to your accounts 24/7, where you can check balances, transfer funds, and keep track of your spending at your convenience. Though our online banking features are not available yet, we're always looking to improve how we serve you. While electronic signatures and e-statements aren't part of our offerings at the moment, we prioritize security in all transactions. Your peace of mind is essential, and we ensure that any processes in place protect your sensitive information. For those who enjoy the ease of person-to-person transfers or using mobile payment options, we're working on expanding our features in the future. Currently, you can still reach us directly at (304) 366-1610 for assistance or inquiries. We invite you to stay connected with us as we explore new ways to enhance your banking experience. You can find more information about our future services by visiting our website. Thank you for choosing U S Employees we're here to support your financial journey every step of the way!

At U S Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $45,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,328 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,263 in used auto loans and $120,511 in total loans and leases. While our current net income is -$2,642, this reflects our commitment to investing in member services now for future growth. We also take pride in having 0 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $556. Total Share and Deposit Accounts: 124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S Employees is your trusted partner. Visit us at 331 Madison St Fairmont WV 26554 or call 3043661610 to learn more about how we can help you achieve your financial goals.