U S EMPLOYEES FEDERAL CREDIT UNION - Fairmont, WV

Welcome to U S Employees, your trusted financial partner located at 331 Madison St, Fairmont, WV 26554. Since our establishment in 1950, we have proudly served our community with dedication and care. With a total membership of 118, we focus on building lasting relationships with each of our members, ensuring you feel valued and understood. At U S Employees, we understand that your financial needs are unique. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to providing personalized service sets us apart from traditional banks. As of now, our total assets stand at $511,335, with total deposits reaching $465,318. We also have a solid net worth of $45,000, reflecting our stability and commitment to serving you better. Whether you're looking to finance a new vehicle with our total auto loans of $91,406 or seeking assistance for your business needs, we are here to help. Under the leadership of CEO James Emerick and Board President Brandy Lanham, our small but dedicated team of 1 employee works tirelessly to ensure that you receive the best possible service. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 885, Fairmont, WV 26555-0885. We invite you to call us at 3043660910 during our operating hours Monday through Friday from 8:00 AM to 1:00 PM or by appointment. Come experience the difference that a community-focused credit union can make in your financial journey!

Becoming a member of U S Employees is like joining a friendly neighborhood, where support and community spirit thrive. If you're looking to join us, you'll be pleased to know that eligibility is quite straightforward! We welcome individuals who work for specific employers in our community, as well as their family members. This means if you have a loved one who's already part of our credit union, you can easily become a member too! The perks of membership include access to personalized financial services tailored just for you, competitive rates on loans, and the comfort of knowing you're part of a cooperative that truly cares about its members. To get started on your journey with us at U S Employees, simply stop by our branch located at 331 Madison St Fairmont WV 26554, or give us a call at (304) 366-0910 for more information. You can also check out the full eligibility criteria by visiting our website. Our team is excited to help you open your account and begin reaping the benefits of being part of our community!

At U S Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a secure environment for your finances, backed by solid performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $45,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,328 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $23,263 in used auto loans and $120,511 in total loans and leases, helping our members achieve their financial goals across various sectors. While our net income of -$2,642 reflects some challenges in operational efficiency, it highlights our commitment to maintaining quality services during tough times. We also take pride in having 0 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $556. Total Share and Deposit Accounts: 124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S Employees is your trusted partner. Visit us at 331 Madison St Fairmont WV 26554 or call 3043660910 to learn more about how we can help you achieve your financial goals.