U.S. Employees O.C. Credit Union Oklahoma City OK | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to U. S. Employees O. C., your trusted partner in financial well-being, located at 2705 Nw Expressway, Oklahoma City, OK 73112. Established in 1938, our credit union has been a cornerstone of the community for decades, dedicated to serving over 17,685 members with personalized banking solutions that truly make a difference. At U. S. Employees O. C., we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. With total assets exceeding $203 million, our solid financial standing allows us to provide competitive rates and exceptional service. Our commitment to our members extends beyond numbers; it's about fostering relationships built on trust and reliability. Under the leadership of our CEO, Russell Neuenschwander, and Board President, Don Sheets, our dedicated team of 52 employees is here to support your financial goals every step of the way. While you can visit us at our branch location, please note that official correspondence should be sent to 2705 NW EXPRESSWAY, OKLAHOMA CITY, OK 73112-7047 if different from our physical address. Curious about how we can assist you today? Feel free to reach out at (405) 685-6200 or explore more about our offerings on our website: www.usecreditunion.org. Join us in making your financial dreams a reality!

Branch History & Mission

Welcome to U. S. Employees O. C., a credit union that has proudly served the Oklahoma City community since 1938. Our branch, located at 2705 Nw Expressway, Oklahoma City, OK 73112, has been a cornerstone of financial support for our members, reflecting our commitment to fostering strong relationships and promoting financial wellness. Since our inception, we have grown from humble beginnings into a robust institution with over 17,685 members and total assets amounting to $203,764,220. This growth is a testament to the trust placed in us by the community and the dedication of our staff who work tirelessly to meet your banking needs. At U. S. Employees O. C., we focus not only on providing excellent financial services but also on giving back to the community. Our mission is clear: we strive to empower individuals and families by offering accessible financial solutions that improve their lives. Whether it's through personal banking options like checking and savings accounts or auto loans and mortgage refinancing, our goal is to help you achieve your financial dreams. Our operating hours are designed to accommodate your busy schedule; we're open Monday through Friday from 8:30 AM to 5:00 PM, making it easier than ever for you to connect with us. Additionally, we offer convenient ATM access and drive-thru services for quick transactions without the need to enter the branch. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 2705 NW EXPRESSWAY, OKLAHOMA CITY, OK 73112-7047. We pride ourselves on embracing technology while ensuring accessibility for all members. With services like online banking, mobile payments, and e-statements available, managing your finances has never been easier or more secure. Community outreach is at the heart of what we do. We partner with local organizations to provide support where it's needed most, reinforcing our belief that together we can make a difference. Join us at U. S. Employees O. C., where you'll find a welcoming atmosphere focused on your needs and aspirations. Experience firsthand the benefits of membership visit us today or explore more about joining our community at U.S. Employees Credit Union. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility and Features

At U. S. Employees O. C., we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can access our services with ease. We also have ample parking available, so you won't have to worry about finding a spot when you visit us. While members can come by our branch at 2705 NW Expressway, official correspondence should be sent to our mailing address at 2705 NW EXPRESSWAY, OKLAHOMA CITY, OK 73112-7047 if it's different from your visit location.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, allowing you plenty of time to stop in before or after work or even during your lunch break.

Services Offered

At our branch, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we strive to provide quality service tailored just for you. We also feature drive-thru banking for quick deposits and withdrawals as well as ATM access for added convenience. If you're looking for a friendly place where you can manage your finances easily, look no further than U. S. Employees O. C.! Feel free to give us a call at 405-685-6200 if you have any questions or simply want to learn more about how we can help you achieve your financial goals. We can't wait to see you soon!

Member Eligibility

At U. S. Employees O. C., we're excited to welcome you into our community, where every member is valued and supported. Joining us is simple! If you live, work, worship, or attend school in the area surrounding 2705 Nw Expressway Oklahoma City Ok 73112, you're likely eligible to become a member. It's not just about banking; it's about being part of a family that cares for your financial well-being. Once you're a member, you'll enjoy a range of benefits tailored to meet your needs, from competitive loan rates to personalized services. To get started on your membership journey with U. S. Employees O. C., visit our eligibility page at https://www.usecreditunion.org/connect/become-a-member .html for more details. If you're ready to open an account, the process is straightforward and can be completed online. Feel free to reach out to us at (405) 685-6200 if you have any questions or need assistance. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. Imagine securing the funds necessary to purchase new equipment or expand your operations. With our tailored loan options, you can bring your vision to life and watch your business thrive.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services allow you to accept payments effortlessly, whether in-store or online. This means more time for you to focus on what matters most growing your business. Located at 2705 Nw Expressway Oklahoma City Ok 73112 in Oklahoma City, OK, we invite you to visit us or call (405) 685-6200 to learn how we can help propel your business forward. Let's work together to create a brighter financial future for your enterprise!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions are competitive and designed to fit your budget. Imagine driving off the lot in your new vehicle, knowing you got the best deal possible with our tailored loan options.

Business Banking

If you're a business owner, we have you covered too! Our business banking services, including merchant services and business loans, are crafted to support your enterprise's growth and success.

Credit Cards with Rewards

Enjoy shopping even more with our credit cards that offer rewards. You can earn points on everyday purchases which can be redeemed for exciting rewards think travel discounts or cashback! It's just one more way we aim to enhance your financial experience.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether it's paying bills or transferring money between accounts, everything is at your fingertips. Plus, our ATMs make cash withdrawal simple and accessible.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions without stepping inside, take advantage of our drive-thru banking for deposits and withdrawals. Additionally, our basic ATM services let you check balances or withdraw cash easily whenever you need it. At U.S. Employees O.C., located at 2705 Nw Expressway, Oklahoma City, OK 73112, we are dedicated to providing financial solutions that empower you in every aspect of life. If you'd like to learn more about how we can help you achieve your financial goals or if you're ready to open an account today, give us a call at 405-685-6200 or visit us online at www.usecreditunion.org. We're excited to serve you!

Mortgage Solutions

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process seamlessly.

Personal Banking

Our personal banking services are designed with you in mind. We offer both checking and savings accounts, giving you the flexibility to manage your day-to-day finances efficiently. For those moments when life throws a curveball, our personal loans and debt consolidation options can help ease your financial stress.

Digital & Online Banking

Convenient Services at Your Fingertips

Our online banking service allows you to take control of your finances 24/7. Whether you want to check balances, pay bills, or transfer money between accounts, everything is just a few clicks away. Plus, for those times when you need to send money directly to friends or family, our person-to-person transfer feature makes it simple and fast. If you prefer managing your banking through your smartphone, you'll love our mobile application. It provides all the same features as our online platform, ensuring that you can handle transactions wherever life takes you. And with mobile payments enabled, making purchases has never been easier or more convenient.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and protected. Additionally, e-statements are available for those who prefer digital documentation over paper copies helping both the environment and keeping your financial records organized. With these features at U. S. Employees O. C., you can rest assured that managing your finances will be straightforward and secure. Enjoy the freedom of real-time account management right from your device!

Financial Strength

Commitment to Innovation

With $30,582,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our total loans and leases stand at $133,646,687, including $32,850 in used auto loans which supports our members' financial goals across various sectors.

Growing Trust

With a total of 28,534 share accounts, we showcase a strong and growing member base that trusts us with their finances. This growth is a testament to our commitment to providing excellent service while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. S. Employees O. C. is your trusted partner. Visit us at 2705 Nw Expressway Oklahoma City Ok 73112 or call 405-685-6200 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $49,932,973 in share certificates and $11,264,511 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,188,804 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 52 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $32,098,948, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,141,890 in used vehicle loans and $22,448,990 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new ride or a reliable used vehicle, we make the process straightforward and affordable.

Credit Lines

For those who prefer having access to funds when needed, our total credit lines amounting to $47,004,370 provide you with the security and peace of mind to handle unexpected expenses or manage cash flow effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,521,122, make buying or refinancing simple. Whether you are looking for your first home or considering an investment property, our dedicated team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans to take advantage of lower rates or better terms, our experienced staff can help determine your eligibility and guide you through the refinancing process seamlessly. Our commitment at U. S. Employees O. C. is not just to provide loans but also to ensure that our members have access to the resources they need for informed decision-making. For more information about our loan offerings or to discuss your options further, feel free to reach out at 405-685-6200 or visit us at 2705 Nw Expressway Oklahoma City OK 73112. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $8,916,939 in unsecured credit card loans available, our members can enjoy financial flexibility while building their credit.

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Real-Time Rate Comparisons

With real-time rate comparisons from multiple institutions, LendMesh helps users make informed decisions quickly. Knowing you have access to the latest rates empowers you to select a loan that fits your needs without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in finding competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers on LendMesh are sourced from legitimate financial institutions, ensuring transparency in every comparison. You can trust that the information presented is reliable and up-to-date.

U. S. EMPLOYEES O. C. FEDERAL CREDIT UNION