U. S. EMPLOYEES O. C. FEDERAL CREDIT UNION

Welcome to U. S. Employees O. C., your trusted financial partner located at 9244 E Reno Ave, Midwest City, OK 73130. Since our establishment in 1938, we have been dedicated to serving our community with integrity and care. With a proud membership of 17,685 individuals, we offer a wide range of financial services tailored to meet the unique needs of our members. At U. S. Employees O. C., we understand that your financial journey is important. That's why we manage over $203 million in total assets, ensuring that your savings are secure and ready for your future goals. With total deposits reaching $4,812,404 and a strong net worth of $32,098,948, our credit union stands on solid ground, ready to support you with competitive loans and personalized banking solutions. Our friendly team of 52 employees is led by CEO Russell Neuenschwander and Board President Don Sheets, who are committed to providing exceptional service every day. Whether you're looking for an auto loan or exploring options for personal banking, we're here to help you navigate your choices with ease. While members can visit us at our branch location, official correspondence should be sent to the same address: 9244 E Reno Ave, Midwest City, OK 73130. We invite you to experience the U. S. Employees O. C. difference firsthand! Reach out to us at (405) 685-6200 or visit our website at www.usecreditunion.org to learn more about how we can assist you in achieving your financial dreams today!

At U. S. Employees O. C., we believe that everyone deserves a financial partner who truly cares. Joining our community is easy and welcoming, and we're excited to have you! To become a member, you need to meet some simple eligibility criteria. Generally, individuals who work for or are affiliated with specific organizations can join us, along with their family members. This makes it possible for your loved ones to enjoy the same benefits and support that you do. For detailed information about our eligibility requirements, please visit https://www.usecreditunion.org/connect/become-a-member.html . Once you're ready to take the next step, opening an account is straightforward. You can start the process online by visiting https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03500264/2414 ?isframed=f&cuid=03500264&loanlistid=2414&channelid=2940678900347171459&locationid=0257560606270191742 or give us a call at (405) 685-6200 if you have any questions. Our friendly team at U. S. Employees O. C., located at 9244 E Reno Ave Midwest City Ok 73130, is here to help you every step of the way as you embark on this exciting journey toward better financial health. We can't wait to welcome you as a new member!

At U. S. Employees O. C., we understand that every business has its unique story and needs. Whether you're a startup looking to make your mark or an established company aiming to expand, our business banking and commercial services are designed to support your journey. Imagine having the financial backing that allows you to invest in new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: a busy café owner using our payment processing solutions to serve customers quickly while keeping track of sales effortlessly. With our tools at your disposal, managing finances becomes less of a burden and more of a boost for your business. Located at 9244 E Reno Ave Midwest City Ok 73130 in Midwest City, OK, we invite you to explore how our tailored services can help propel your business forward. Reach out today at (405) 685-6200 or visit us online for more information!

At U. S. Employees O. C., we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth as possible, all from the comfort of your home or on-the-go. With our [Online Banking](https://www.usecreditunion.org/) platform, you can access your accounts 24/7. This means you can check balances, transfer money, and pay bills anytime you need to, without waiting for business hours. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure. We also provide e-statements, allowing you to receive your account statements electronically. This not only helps you stay organized but is also an environmentally friendly choice. You'll have quick access to your financial information without the clutter of paper statements. For those who prefer mobile banking, our mobile application makes it easy to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or using our mobile payments feature to pay for purchases, everything is just a tap away. You'll appreciate the ease of sending money to friends or family quickly and securely. Security is a top priority at U. S. Employees O. C.. Our online services are designed with advanced security measures to protect your personal information while providing user-friendly features that make banking hassle-free. Experience real-time account management with our robust online banking tools, ensuring that you have full control over your finances wherever you are. At U. S. Employees O. C., we're committed to providing accessible and convenient banking solutions tailored for you!

At U. S. Employees O. C., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation and dedicated team, you can trust that your finances are in safe hands. Our net worth of $32,098,948 reflects our strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. We pride ourselves on maintaining a net worth ratio of 15.73%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,932,973 in share certificates and $11,264,511 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks. With $30,582,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,570 in total auto loans and $133,646,687 in total loans and leases. Our operational efficiency shines through with a net income of $1,188,804, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of our institution is reflected in the number of accounts we manage: we currently have 28,534 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. S. Employees O. C. is your trusted partner. Visit us at 9244 E Reno Ave, Midwest City OK 73130 or call (405) 685-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.