U S #1364 Valparaiso IN Credit Union | Affordable Vehicle Loans & ATMs

Introduction

Welcome to U S #1364, your trusted financial partner located at 334 W Us Highway 30, Valparaiso, IN 46385. Since our establishment in 1936, we have dedicated ourselves to serving our community with integrity and care. With a proud membership of over 12,848 individuals, we are committed to providing personalized banking solutions that fit your unique needs. At U S #1364, we understand that every member is important. Our total assets amount to an impressive $206,191,433, and with total deposits of $9,006,046, we ensure your money is safe and secure. We also offer a wide range of services including auto loans, mortgage options, and personal banking solutions designed just for you. Led by our CEO Michelle Wilson and Board President Robert Sarich, our dedicated team of 40 employees is here to support you. Whether you're looking for a new vehicle loan or need assistance with managing your finances, our knowledgeable staff is ready to help. While members can visit us at 334 W Us Highway 30, official correspondence should be sent to the same address for convenience. If you have any questions or would like to learn more about our services, please don't hesitate to reach out at (219) 548-4600. Join us at U S #1364 today where community banking meets friendly service! For more information, visit us online at usfederalcu.org. We look forward to serving you!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we're deeply involved in community outreach programs that support education, health, and economic development within Valparaiso. By partnering with local organizations and participating in events, we aim to foster an environment where everyone can thrive. While members can visit us at 334 W Us Highway 30, official correspondence should be sent to 334 W US Highway 30, VALPARAISO, IN 46385-5394 if different from the branch address. You can reach us at 219-548-4600 during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. In closing, we invite you to join the U S #1364 family! Experience firsthand how we can help you navigate your financial journey while being part of a supportive community focused on growth and success. Visit us today or explore more about membership benefits on our website at usfederalcu.org.

Our Journey

From our humble beginnings, U S #1364 has blossomed into a vital resource for financial services in Valparaiso. Situated at 334 W Us Highway 30, we're easy to find and accessible to everyone. As we celebrate our history, we also take pride in reaching a significant milestone serving over 12,848 members and managing assets totaling $206,191,433. This growth reflects our dedication to providing exceptional service while ensuring the financial well-being of our community. Over the years, we have embraced technological advancements and customer-focused initiatives that enhance banking experiences. Our branch offers various services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We also prioritize convenience with features like online banking and mobile payments, ensuring that our members can manage their finances anytime and anywhere.

Our Mission

At U S #1364, our mission is clear: we are here to empower our members through affordable financial services while actively supporting local initiatives that make Valparaiso a better place to live. We believe that by investing in our community and fostering relationships built on trust and transparency, we can create lasting positive impacts. We understand that each member's journey is unique. Therefore, we strive to provide tailored solutions that meet individual needs while promoting financial literacy and responsibility. Our team is always ready to assist you with personalized service designed to help you achieve your goals.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. We provide ample parking spaces right outside our entrance, so you won't have to worry about finding a spot. The building is equipped with ADA-compliant features, ensuring that everyone can access our services comfortably. While members can visit us at 334 W Us Highway 30, official correspondence should be sent to the same address: 334 W US Highway 30, VALPARAISO, IN 46385-5394.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 219-548-4600. We're excited to help you achieve your financial goals! Come see us soon at U S #1364; we look forward to welcoming you!

Operating Hours

We understand that your time is valuable. That's why we offer extended hours to serve you better. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, our friendly staff is here to assist you during these hours.

Services Offered

At U S #1364, we pride ourselves on providing a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're on the go, take advantage of our ATM services available right here at the branch. Although we do not offer drive-thru banking at this location, our team is ready to assist you inside.

Member Eligibility

At U S #1364, becoming a member is not just about opening an account; it's about joining a supportive community where you can thrive financially. If you're wondering whether you qualify for membership, the good news is that eligibility is quite straightforward! Individuals who live, work, or worship in the area surrounding our branch at 334 W Us Highway 30 Valparaiso In 46385 are welcome to join. This means that whether you're a long-time resident or new to the neighborhood, there's a place for you here. To learn more about the specific criteria and how you can become part of our family, feel free to check out the detailed information at http://WWW.USFEDERALCU.ORG/membership/about-u-s-federal-credit-union/locations . Opening an account with us is an easy process designed with your convenience in mind. You can start your journey towards financial empowerment today by visiting us or exploring the account opening options online at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/01300301/1492?isframed=f&cuid=01300301&loanlistid=1492&channelid=9233692113086132409&locationid=1509735106114200808 . If you have any questions or need assistance, don't hesitate to reach out at (219) 548-4600. We're excited to help you take this important step!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday when customers line up at your checkout. With our fast and reliable merchant solutions, you can accept payments easily, ensuring smooth transactions that keep your customers happy. Let us help you navigate the financial landscape so you can focus on what you do best running your business! Visit us at 334 W Us Highway 30 Valparaiso In 46385 in Valparaiso, IN or call us at (219) 548-4600 to learn more about how we can support your business goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We have ATM access available for quick withdrawals and balance checks whenever you need them. At U S #1364, we prioritize making banking easy and accessible. We invite you to visit us at our location: 334 W Us Highway 30 Valparaiso In 46385, or give us a call at (219) 548-4600 if you have any questions about our services or would like assistance opening an account. Explore how U S #1364 can enhance your banking experience today! Your financial success is our priority, and we're here to help you achieve it.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions can help get you on the road without breaking the bank. We provide flexible terms and competitive rates so that you can drive away with confidence.

Business Banking

If you're a business owner, our business banking services are designed with your needs in mind. From merchant services that make transactions easier to business loans that provide the funding necessary for growth, we are committed to supporting local businesses in our community.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come packed with benefits. You can enjoy cash back or points on every purchase, allowing you to get something back for what you spend. It's an easy way to make your daily expenses work for you!

Mortgage Loans & Refinancing

Homeownership is a big milestone, and at U S #1364, we're excited to assist you with mortgage loans and refinancing options. Our knowledgeable staff will guide you through the process, making it as smooth as possible. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we've got you covered.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why U S #1364 offers robust online and mobile banking features. Manage your accounts from anywhere with ease check balances, transfer funds, or pay bills all from your smartphone or computer.

Personal Banking

At U S #1364, we understand that managing your finances can be challenging. That's why we offer personal banking services, including checking and savings accounts designed for everyday life. Need a little extra help? Our personal loans and debt consolidation options can make achieving your financial goals more manageable.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.usfederalcu.org , offers an array of user-friendly features that make managing your money straightforward. You can check your account balances, transfer funds, and even pay bills with ease all in one place. Plus, if you're looking for quick transactions, our person-to-person transfers allow you to send money to friends and family effortlessly. With mobile payments enabled at U S #1364, you can enjoy the flexibility of paying for purchases using your smartphone. It's fast and secure, making everyday transactions hassle-free. And if you prefer using an app, our mobile application is designed to give you full access to your accounts right at your fingertips.

Security and Accessibility

Security is a cornerstone of our digital banking services. While we currently do not offer electronic signature authorization, rest assured that your information is protected through advanced security measures. Additionally, with 24/7 online banking services available, you can manage your accounts whenever it suits you best. We also provide e-statements for those who prefer going paperless. Accessing your statements online not only saves trees but also allows you to keep track of your finances without clutter. At U S #1364, we're dedicated to ensuring that our members have easy access to their financial tools and resources. Whether you're checking balances or making payments, our digital banking services are designed with you in mind making banking simpler and more efficient than ever before!

Financial Strength

Member Trust

Total Share and Deposit Accounts: 23,018, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,250. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S #1364 is your trusted partner. Visit us at 334 W Us Highway 30 Valparaiso In 46385 or call (219) 548-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is evident through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $25,661,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment is reflected in our lending capacity with $2,103 in used auto loans and $92,358,339 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $61,086,610 in share certificates and $23,037,789 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,401,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,279 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,689,210 in used vehicle loans and $7,123,964 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Credit Lines and Personal Loans

For those looking for additional financial flexibility, we also provide personal loan options and credit lines totaling $12,103,953. These products can be useful for various needs such as debt consolidation or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,535,434, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home buying process smoothly.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is ready to assist you in exploring your eligibility options. We aim to find solutions that best fit your financial situation. For more information about our loan offerings or to speak with a representative, feel free to contact us at (219) 548-4600. You can visit us at our branch located at 334 W Us Highway 30 Valparaiso In 46385 in Valparaiso, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards that make everyday spending more rewarding.

Loan Aggregator

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Call to Action

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U S #1364 FEDERAL CREDIT UNION - Valparaiso, IN