U S #1364 Portage IN Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to U S #1364, your trusted financial partner located at 3275 Airport Rd, Portage, IN 46368. Since our establishment in 1936, we have proudly served our community with dedication and care, growing to a membership of over 12,848 individuals who count on us for their banking needs. At U S #1364, we believe in the power of community and are committed to providing our members with exceptional service and support. With total assets reaching an impressive $206,191,433 and total deposits of $9,006,046, we ensure that your money is safe and accessible. Our strong net worth of $26,401,210 reflects our stability and commitment to serving you. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions through auto loans and mortgages, we have you covered. Under the leadership of CEO Michelle Wilson and Board President Robert Sarich, our team of 40 dedicated employees works tirelessly to create a welcoming environment where your financial goals can thrive. We offer services that range from basic transactions at our drive-thru to advanced online banking features. While members can visit us at 3275 Airport Rd, official correspondence should be sent to our mailing address at 3275 AIRPORT ROAD, PORTAGE, IN 46368-4537. If you have any questions or need assistance, feel free to reach out by phone at 219-762-1800. Join us today and experience the difference at U S #1364! For more information about our services or to open an account, please visit our website at usfederalcu.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Community Focus

Our branch not only focuses on individual growth but also collaborates with local organizations to foster community development. By actively participating in outreach programs and local events, we strive to make a positive impact in Portage and surrounding areas. As part of U S #1364's family, you're not just another account holder; you are part of a movement dedicated to supporting one another through good times and bad. If you're looking for a reliable partner in your financial journey or simply want to explore what we can offer you, we invite you to visit us or reach out via phone at 219-762-1800. Join U S #1364 today and experience the difference that comes from being part of a credit union that truly cares about its members!

Our Journey

U S #1364 was founded with a simple yet powerful mission: to provide accessible financial services to everyone in our community. Over the years, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking services. We pride ourselves on being a member-focused institution that prioritizes your financial well-being. Located at 3275 Airport Rd in Portage, IN 46368, our branch is easily accessible for all your banking needs. Just a stone's throw away from local landmarks and essential services, we're here to support you every step of the way. While members can visit us at this address, official correspondence should be sent to our mailing address: 3275 AIRPORT ROAD, PORTAGE, IN 46368-4537.

Our Mission

At U S #1364, our mission goes beyond just providing financial products; it's about enriching lives and uplifting the community we serve. We aim to empower individuals and families by offering affordable financial solutions and education that promote economic stability. Our commitment extends to building lasting relationships with our members through exceptional service and community outreach initiatives. We understand the importance of adapting to modern needs. That's why we offer convenient digital banking options including online banking and mobile payments. With an ATM on-site and drive-thru services available, accessing your funds has never been easier.

Branch Location & Accessibility

Convenient Access

Our branch offers ample parking, making it easy for you to pop in whenever you need assistance. For those requiring special accommodations, we have ADA-compliant features, including ramps to ensure everyone can access our services comfortably.

Get in Touch

If you have any questions or need assistance before visiting us, feel free to give us a call at 219-762-1800. We're excited to serve you at U S #1364! Come see us today and experience the friendly service that sets us apart from the rest.

Operating Hours

At U S #1364, we understand that life can get busy. That's why our lobby is open from 8 AM to 6 PM Monday through Friday, and we also welcome you on Saturdays from 8 AM to 1 PM for drive-thru services. Whether you need to deposit a check or inquire about loan options, we're here during hours that suit your schedule.

Services Offered

Step inside and discover a range of personal banking services tailored for you. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Plus, our drive-thru service ensures that even if you're short on time, banking is still easy and efficient. While members can visit us at 3275 Airport Rd, official correspondence should be sent to our mailing address at 3275 AIRPORT ROAD, PORTAGE, IN 46368-4537.

Member Eligibility

Becoming a member of U S #1364 is like joining a warm, welcoming family that supports your financial journey. If you're looking to be part of something special, we invite you to explore our membership options! To qualify, you simply need to be someone who lives, works, worships, or attends school in the area around 3275 Airport Rd Portage In 46368. This means whether you're a local resident or just passing through, there's a good chance you can join us! Plus, once you're in, you'll enjoy a range of benefits including competitive loan rates and personalized services designed just for you. For detailed eligibility criteria, feel free to check out our website at http://WWW.USFEDERALCU.ORG/membership/about-u-s-federal-credit-union/locations . Opening an account with us is straightforward and hassle-free. All you need to do is visit our branch or follow the easy steps outlined on our online application page found here: https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/01300301/1492?isframed=f&cuid=01300301&loanlistid=1492&channelid=9233692113086132409&locationid=1509735106114200808 . If you have any questions along the way or need assistance, don't hesitate to reach out at (219) 762-1800. We're here to help you every step of the way as you take this exciting step toward better banking!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a busy café where customers enjoy a seamless checkout experience thanks to our efficient point-of-sale systems. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most serving your clients and growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Portage, IN. Let us partner with you on your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This funding allows local entrepreneurs to expand their operations, purchase new equipment, or invest in marketing efforts that drive sales. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to diverse needs. Our goal is to empower every business owner with the resources they need to achieve their vision.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing your cash should be hassle-free. With our ATM services available at multiple locations, withdrawing cash is quick and easy. Plus, enjoy basic drive-thru banking for deposits and withdrawals without leaving your car! At U S #1364, we strive to make banking as convenient as possible while meeting all your financial needs. If you're ready to explore these services or have any questions, don't hesitate to reach out or visit us at 3275 Airport Rd Portage In 46368 in Portage. Your financial journey starts here call us today at (219) 762-1800!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? With our auto loans and vehicle financing options, you'll find competitive rates that make owning a car more affordable. Picture yourself driving off in that new car without breaking the bank!

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand that running a business takes hard work, so let us provide the financial tools to help it thrive.

Credit Cards with Rewards

Enjoy shopping even more with our credit cards that come with rewards! Earn points on every purchase and redeem them for travel, merchandise, or cash back. It's a great way to get more out of what you already spend.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're buying your first home or refinancing an existing loan for better terms, we have options that fit your budget and lifestyle. Let us help turn your dream home into reality!

Online & Mobile Banking

We know convenience matters. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances all from the palm of your hand.

Personal Banking

When it comes to personal banking, we offer a variety of accounts to help you manage your finances. Our checking and savings accounts are tailored for everyday use, allowing you easy access to your money. Imagine effortlessly depositing your paycheck and watching your savings grow over time it's that simple!

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to simplify your finances through debt consolidation, our personal loans can provide the relief you need. You'll find it easier to manage monthly payments when everything is combined into one loan.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check balances, transfer money, and pay bills all from the comfort of your own home. No more rushing to the bank before closing time! And if you prefer mobile banking, our Mobile Application puts all these features right in your pocket. You can even make Mobile Payments with just a few taps on your smartphone. Managing your statements has never been simpler. With E-Statements available, you can view and download your financial documents without the clutter of paper. Plus, for those who like sharing expenses with friends or family, our Person-to-Person Transfers feature makes sending money quick and easy.

Security and Accessibility

We prioritize your security with user-friendly features that protect your personal information. Although we do not offer Electronic Signature Authorization, our online systems are built with robust security measures to keep your data safe. At U S #1364, we believe that banking should be accessible for everyone. Our goal is to provide you with real-time account management tools that fit seamlessly into your daily routine. Visit us today at https://www.usfederalcu.org to explore how our digital banking services can simplify your financial life!

Financial Strength

Investing Back into Our Community

With $25,661,715 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our lending capabilities; with $2,103 in used auto loans and $92,358,339 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our ability to operate efficiently is highlighted by our $0. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $3,250, along with a total of 23,018 accounts held by members, it's clear that trust is the cornerstone of what we do at U S #1364.

Protecting Your Savings

Members' savings are secured through $61,086,610 in share certificates and $23,037,789 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $26,401,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,279 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U S #1364 is your trusted partner. Visit us at 3275 Airport Rd Portage In 46368 or call (219) 762-1800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,689,210 in used vehicle loans and $7,123,964 in new vehicle loans already helping members get on the road. We provide flexible terms and personalized service, ensuring that you find an auto loan that fits your budget and lifestyle.

Credit Lines and Unsecured Loans

For those who prefer more flexibility, we offer credit lines with total amounts reaching $12,103,953. These can be a great way to manage unexpected expenses or consolidate debt. Additionally, we also provide unsecured credit card loans though currently totaling $0 to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,535,434, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our dedicated team is here to guide you through the process.

Refinancing Options

If you're looking to lower your payments or access cash from your home's equity, we have refinancing options available. Our team can help determine if you're eligible and what might work best for your situation. At U S #1364, we are dedicated to providing solutions tailored to your needs. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (219) 762-1800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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U S #1364 FEDERAL CREDIT UNION