U.H.S. Employees Credit Union Johnson City NY | Affordable Vehicle Loans & Business Banking

Introduction

At U. H. S. Employees, we believe that financial services should be as unique as the individuals we serve. Nestled in the heart of Johnson City, NY, at 3357 Harrison St, our credit union has been a trusted partner for local members since 1974. With a dedicated team of 9 employees, we are proud to support over 3,200 members in achieving their financial goals. Our commitment to you goes beyond just numbers. With total assets of $23,479,114 and total deposits reaching $848,615, we prioritize your financial security and growth. We offer a variety of services tailored to meet the needs of our community, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our branch on Harrison Street, official correspondence should be sent to our mailing address at 33-57 Harrison St, Johnson City, NY 13790. Led by our experienced CEO, Kay Murray, and Board President, Lucinda Rider, U. H. S. Employees strives to create a welcoming environment where everyone feels valued. Our mission is to empower you with the tools you need to succeed financially. With total loans amounting to 1,456 and cash readily available at $249,208, we are positioned to help you navigate your financial journey confidently. Whether you're looking to secure a loan or simply want guidance on managing your finances better, we're here for you. Feel free to reach out at (607) 763-6565 or visit us online at cuonlineuhs.org for more information about our services. Join us today and experience the difference that personalized service can make!

Branch History & Mission

Community Focus

Beyond banking, we actively engage in community outreach efforts that make a real difference. We understand that strong communities lead to strong relationships, which is why we are committed to supporting local initiatives and partnerships that uplift those around us. Whether it's sponsoring local events or participating in educational programs, we are dedicated to giving back. While members can visit us at 3357 Harrison St Johnson City Ny 13790, official correspondence should be sent to 33-57 Harrison St, Johnson City, NY 13790 if it differs from our branch location. We invite you to come by during our operating hours Monday through Friday from 9:30 AM to 5:00 PM, with extended hours on payday Thursdays until 5:30 PM.

Join Us

At U. H. S. Employees, we embrace technology while ensuring all individuals can access our services comfortably. Our online banking platform allows for easy account management from the convenience of home, and we're always looking for ways to improve your experience. We invite you to become part of the U. H. S. Employees family. Experience firsthand how we prioritize your financial health and community engagement. Together, let's build a brighter future! For more information or assistance, please reach out at (607) 763-6565 or visit us online at https://cuonlineuhs.org/ .

Our Journey

From humble beginnings, U. H. S. Employees has evolved into a trusted financial partner for over 3,207 members. As we grew, so did our services, adapting to meet the changing needs of our community. Today, with total assets amounting to an impressive $23,479,114, we offer a comprehensive range of financial products including personal banking, auto loans, mortgages, and more. Our dedicated team of nine employees works tirelessly to provide personalized service that reflects our values and commitment to excellence. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering a supportive community. We believe that everyone deserves the opportunity to thrive financially, and we strive to create an environment where members feel valued and understood.

Branch Location & Accessibility

Welcome to the U. H. S. Employees branch, your friendly neighborhood credit union located at 3357 Harrison St, Johnson City, NY 13790. Our branch is conveniently situated in the heart of Broome County, making it easy for you to stop by and take care of your banking needs. Whether you're just around the corner or traveling from nearby landmarks like the local parks or schools, we're here to serve you. At our Johnson City location, we prioritize accessibility for all our members. Our facilities are designed with ADA compliance in mind, ensuring that everyone can easily navigate through our branch. Plus, we offer ample parking space right outside the entrance so you can visit us without any hassle. Our operating hours are designed to fit into your busy schedule. We're open Monday through Friday from 9:30 AM to 5:00 PM, with extended hours on Thursdays (every other Thursday) until 5:30 PM for those payday visits. If you have questions or need assistance, feel free to give us a call at 607-763-6565; our team is always ready to help! While visiting us at 3357 Harrison St is perfect for your banking needs, please note that official correspondence should be sent to our mailing address at 33-57 Harrison St, Johnson City, NY 13790. Although we currently do not have an ATM or drive-thru service available at this branch, we offer a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans, business banking services, and more! You can also enjoy the convenience of online and mobile banking. We invite you to come see us soon at U. H. S. Employees branch! Your financial journey starts here let's make it a great one together!

Member Eligibility

Joining the U. H. S. Employees credit union is like becoming part of a family that truly cares about your financial well-being. If you're looking to become a member at our branch located at 3357 Harrison St, Johnson City, NY 13790, you'll find the process welcoming and straightforward. Generally, membership is open to employees of U. H. S., their families, and certain community members. This means if you're connected to us through work or family ties, you're likely eligible! To explore the specific criteria and see if you qualify, feel free to visit our eligibility page at . Once you're ready to take the next step towards membership, opening an account is easy! Just head over to our account opening page at https://www.realtimehomebanking.com/enroll.aspx?clientid=21586 , where you can start your journey with us online. Should you have any questions or need assistance, don't hesitate to give us a call at (607) 763-6565. We're here to help you every step of the way as you join our supportive community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine seamlessly processing transactions while managing your cash flow effectively. Our tailored solutions help you keep your business running smoothly, allowing you to focus on what matters most: serving your customers. Located at 3357 Harrison St Johnson City Ny 13790 in Johnson City, NY, we're here to provide the support you need. Contact us at (607) 763-6565 to learn more about how our business banking services can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, we ensure access to cash withdrawal services through various partner networks, making it easy for you to get cash when needed. At U. H. S. Employees, we pride ourselves on being more than just a credit union; we're a community partner focused on helping you achieve your financial goals. Whether it's through personal banking or specialized business services, we're here for you. Ready to explore how we can assist you? Visit us at 3357 Harrison St Johnson City Ny 13790, call us at (607) 763-6565, or check out our website at Wilson today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Business Banking

Entrepreneurs and small business owners will find value in our Business Banking services, which include merchant services and business loans. We provide tailored solutions so you can focus on growing your business without worrying about financial barriers.

Credit Cards with Rewards

For those who enjoy shopping or dining out, our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's a simple way to make the most out of your spending while enjoying benefits that matter to you.

Mortgage Loans & Refinancing

If home ownership is on your horizon or if you're considering refinancing, our Mortgage Loans & Refinancing services are designed with your needs in mind. We guide you through the process so you can secure the best mortgage solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime and anywhere. From checking balances to transferring funds, everything is just a click away.

Personal Banking

We understand that managing your day-to-day finances is important. That's why we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily access your money whenever you need it, whether you're making purchases or saving for a future goal.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services offer a straightforward way to handle those costs without added stress. We want to help you regain control of your financial situation.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking services available 24/7 at https://cuonlineuhs.org/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Our user-friendly interface makes it easy for you to navigate through your financial information without any hassle. Plus, for those who prefer a mobile experience, our dedicated mobile application allows you to manage your accounts right from your smartphone.

Safe and Secure Transactions

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all your online activities are protected with industry-standard security measures. You can confidently conduct person-to-person transfers, making it simple to send money to friends or family without needing cash.

Simplified Payments

Although we don't support mobile payments at this time, our other features ensure that managing your finances is as straightforward as possible. You can easily track expenses and make timely payments using our platform. In summary, U. H. S. Employees offers a robust suite of digital banking services tailored for modern needs. Whether you're checking balances or transferring money, we make banking accessible and secure. Explore all that we have to offer by visiting us online today!

Stay Organized with E-Statements

Say goodbye to piles of paper! We provide e-statements that give you a clear overview of your finances while helping the environment. With these statements readily available at your fingertips, you'll never miss an important transaction again.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 6,658, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. H. S. Employees is your trusted partner. Visit us at 3357 Harrison St Johnson City Ny 13790 or call (607) 763-6565 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $2,163,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $265 in used auto loans and $14,835,298 in total loans and leases.

Member-Centric Savings

Your savings are secured through $3,664,180 in share certificates and $1,346,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,358,318, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,834,715 in new vehicle loans and $3,254,569 in used vehicle loans already helping members get on the road. We make financing simple and affordable so you can focus on enjoying your ride.

Credit Lines and Personal Loans

If you're looking for flexibility in managing expenses, our credit lines totaling $3,320,000 can help. They provide ready access to funds for various needs, from home repairs to unexpected bills.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $535,703. We aim to make buying or refinancing as straightforward as possible, guiding you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently, we have no outstanding amounts in this category. This means we are actively working on providing options that will help our members manage their finances effectively without added pressure. As you consider your options, keep in mind that refinancing may be available for many of these products. It's always a good idea to explore eligibility options to find what works best for your situation. For more information or assistance with our loan products, please don't hesitate to reach out to us at (607) 763-6565 during our lobby hours from Monday through Friday: 9:30 AM - 5:00 PM (with extended hours on alternating Thursdays until 5:30 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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U. H. S. EMPLOYEES FEDERAL CREDIT UNION - Johnson City, NY