UFCW Local 1776 Plymouth Meeting PA Credit Union | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to U F C W Local 1776, your trusted partner in financial growth and community support. Located at 3031A Walton Rd Ste 310, Plymouth Meeting, PA 19462, we have proudly served our members since 1963. With a strong commitment to providing personalized banking solutions, we currently support over 2,837 members and boast total assets of $8,516,114. At U F C W Local 1776, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet the needs of our community from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team, led by CEO Tina Wellington and Board President William Fahringer, is here to guide you every step of the way. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3031 A Walton Road, Suite 310, Plymouth Meeting, PA 19462. With a solid net worth of $1,048,624 and total deposits amounting to $29,524, we are committed to maintaining a stable financial foundation for our members. Our focus on community impact is reflected not just in our numbers but in the relationships we build with each member. We invite you to join us in experiencing exceptional service and a friendly atmosphere. Whether you're looking to open an account or need assistance with a loan, don't hesitate to reach out! Call us today at 610-941-2604 or visit our website at http://www.1776creditunion.org for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

At U F C W Local 1776, we take pride in our rich history and unwavering commitment to serving our members in Plymouth Meeting, PA. Established in 1963, our branch has been a cornerstone of the community for over six decades. Located at 3031A Walton Rd Ste 310, we are easily accessible for all your financial needs. Our friendly team is here to help you navigate your financial journey with personalized services tailored just for you. From our humble beginnings, U F C W Local 1776 has grown into a trusted credit union with over 2,800 members and total assets amounting to $8,516,114. We have always believed that financial institutions should focus on people rather than profits, which is why our mission statement emphasizes putting our members first while also supporting local communities. We strive to provide a wide array of financial products that meet the diverse needs of our members from personal banking services like checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just banking; we actively engage in community outreach efforts that enrich lives in Plymouth Meeting and surrounding areas. Whether it's sponsoring local events or partnering with organizations for community improvement initiatives, we believe in giving back. In today's digital world, we are proud to offer modern conveniences such as online banking and person-to-person payments to make managing your finances easier than ever. While we currently do not have ATM availability or drive-thru services, our branch operates Monday through Friday from 9:00 AM to 4:00 PM, ensuring that you can get the assistance you need during convenient hours. While members can visit us at 3031A Walton Rd Ste 310 for all their banking needs, official correspondence should be sent to our mailing address at 3031 A Walton Road, Plymouth Meeting, PA 19462. Join us at U F C W Local 1776 and experience the difference of being part of a credit union that truly cares about its members and community. We invite you to reach out at (610) 941-2604 or visit us online at our website to learn more about how we can support your financial goals!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features such as ramps and designated parking spaces to ensure everyone can access our services comfortably. Although we currently do not have an ATM or drive-thru banking available, our dedicated staff is always ready to assist you inside the branch.

Operating Hours

We are open Monday through Friday from 9:00 AM to 4:00 PM. Our hours are designed to fit your busy schedule, allowing you to manage your banking needs conveniently. Whether you're looking to set up a checking account, explore auto loan options, or inquire about credit cards with rewards, we're here during those hours to help. Feel free to reach out with any questions or concerns by calling us at 610-941-2604. We invite you to stop by and discover how U F C W Local 1776 can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

Joining the community at U F C W Local 1776 is more than just opening an account it's about becoming part of a supportive family that truly cares about its members. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who meets certain criteria. This includes individuals who work in specific industries or live in particular areas around 3031A Walton Rd Ste 310 Plymouth Meeting Pa 19462. It's a warm invitation for those ready to experience personalized banking services and community support. The benefits of membership at U F C W Local 1776 extend beyond just financial services; you gain access to exclusive offers, competitive loan rates, and a dedicated team that puts your needs first. The process of becoming a member is simple and straightforward. To learn more about the eligibility requirements or to see if you qualify. If you're ready to take the next step, feel free to reach out at (610) 941-2604 for assistance or guidance on how to open your account today!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy day at your local café where customers are eager to pay with their cards or mobile wallets. Our merchant services make it easy to accept payments seamlessly, allowing you to focus on what matters most providing great service and growing your customer base. Located at 3031A Walton Rd Ste 310 Plymouth Meeting Pa 19462 in Plymouth Meeting, PA, we're here to partner with you on your journey to success. Let's explore how we can support your business today! For inquiries, call us at (610) 941-2604 during our lobby hours from 9 AM to 4 PM, Monday through Friday.

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services, ensuring you have access to your funds when needed. If you're ready to explore what U F C W Local 1776 can do for you, don't hesitate to reach out! Call us at (610) 941-2604 or visit us during our lobby hours from Monday through Friday, 9:00 AM to 4:00 PM. Let us help you achieve your financial goals today!

Business Banking

For small business owners, we offer tailored business banking solutions including merchant services and business loans. We know how challenging it can be to manage finances while running a business; that's why our team is here to guide you every step of the way.

Credit Cards

For those who enjoy rewards, our credit cards come with great benefits that can enhance your purchasing power while giving back to you. This means every dollar spent can bring you closer to rewards that matter.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why U F C W Local 1776 provides robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With secure online banking and person-to-person payment options, handling your finances has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. We offer both checking and savings accounts that help you manage your day-to-day finances efficiently. Need a reliable way to finance your next vehicle? Look no further than our auto loans and vehicle financing options. We understand that buying a car is a significant investment, and we're here to make it easier for you. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans can help turn those dreams into reality. And if life throws unexpected expenses your way, our personal loans and debt consolidation services provide the flexibility you need to stay on track.

Digital & Online Banking

Key Features

One convenient feature is our person-to-person transfers, allowing you to send money to friends and family quickly without any hassle. Whether it's splitting a dinner bill or sending a gift, it's just a few clicks away! Plus, with e-statements available, you can access your financial documents digitally, helping you stay organized while also being eco-friendly. While we currently do not offer electronic signature authorization or mobile payments, we focus on providing essential features that make banking straightforward and effective for all our members. Although there isn't a mobile application available yet, our website is fully optimized for mobile use. This means you can manage your accounts from your smartphone with ease. Simply log in through your browser whenever you need to access your information. At U F C W Local 1776, we strive to make banking easy and accessible for everyone. Join us today and experience the convenience of modern banking solutions tailored just for you!

Financial Strength

Commitment to Service

Total Share Accounts: 3,553, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U F C W Local 1776 is your trusted partner. Visit us at 3031A Walton Rd Ste 310 Plymouth Meeting Pa 19462 or call (610) 941-2604 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $58,809 in share certificates and $525,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$9,200 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,048,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust as demonstrated by the $5,644,889 in total loans and leases available for your needs.

Strong Financial Health

With a net worth of $1,048,624, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,174,033 in used vehicle loans and $757,290 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle, making it easier for you to drive away with confidence.

Credit Lines

Need extra funds for unexpected expenses? We provide credit lines totaling $500,000, giving you access to cash when you need it most. This option can be particularly useful for managing cash flow or covering short-term costs. If you're considering refinancing any existing loans or would like to know more about eligibility options, our team is here to assist you. You can reach us at (610) 941-2604 during our operating hours from Monday to Friday, 9:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent information so that you can make informed decisions about your financial future. Visit us at 3031A Walton Rd Ste 310 Plymouth Meeting Pa 19462, located in Plymouth Meeting, PA, and let's start working together towards your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,871,784, make buying or refinancing simple. We are committed to guiding you through the process and ensuring you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $142,888 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending while providing the security you need.

Loan Aggregator

Accurate Comparisons

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U F C W LOCAL 1776 FEDERAL CREDIT UNION - Plymouth Meeting, PA

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