Introduction
Welcome to U B C Southern Council Industria Wo, where our commitment to community and member service shines through in every interaction. Located at 111 S Monroe St Rm 207, Minden, LA 71055, we have been serving our members since 1975 with a warm and friendly approach that makes banking a breeze. With a total membership of 366 individuals, we pride ourselves on creating personal connections and fostering financial wellness. As part of our mission, we manage assets totaling $799,271 and support our members with over 154 loans and leases. Our deposits reach an impressive $93,796, reflecting the trust our community places in us. Under the leadership of our CEO, Jacqueline Patterson, and Board President, Irvin Leonard, we're dedicated to providing financial solutions that meet the unique needs of each member. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 1397, MINDEN, LA 71058. Whether you're looking for guidance on loans or simply need assistance with your accounts, you can reach us at (318) 377-5802 during our operating hours from Tuesday to Friday between 9:00 AM and 1:00 PM. At U B C Southern Council Industria Wo, we understand that financial services are more than just numbers; they are about building relationships and supporting one another in achieving financial goals. We invite you to explore how we can help you thrive financially visit us today!
Branch History & Mission
Welcome to the U B C Southern Council Industrial Workers Federal Credit Union, a financial institution rooted in community and dedicated to serving its members. Established in 1975, our branch has been a beacon of support for the residents of Minden, LA, for nearly five decades. Located at 111 S Monroe St Rm 207, our branch is conveniently positioned in the heart of the city, making it accessible to everyone in the area. Since our inception, we have grown significantly, now proudly serving a membership of over 366 individuals. Our mission is clear: to provide reliable financial services while fostering a sense of community and belonging among our members. We understand that each member's needs are unique, which is why we offer personalized assistance and tailored solutions designed to empower you on your financial journey. Our total assets currently stand at an impressive $799,271, reflecting our commitment to stability and growth. We pride ourselves on being a safe place for your money, with total deposits reaching ${93796}. Although we do not have ATM services or drive-thru banking available at this time, our friendly staff is here to assist you during our lobby hours from Tuesday to Friday, 9:00 AM to 1:00 PM. While members can visit us at 111 S Monroe St Rm 207 Minden La 71055, official correspondence should be sent to PO BOX 1397, MINDEN, LA 71058. This ensures that all communication reaches us promptly and securely. At U B C Southern Council Industrial Workers Federal Credit Union, we believe in giving back to the community. Our outreach programs aim to support local initiatives and foster partnerships that enhance the well-being of Minden residents. We are committed to creating a positive impact and helping our community thrive. As we look towards the future, we remain focused on enhancing member experiences through customer-centric initiatives. Whether you're looking for assistance with loans or seeking guidance on savings strategies, our dedicated team is here to help. We invite you to join us at U B C Southern Council Industrial Workers Federal Credit Union and experience the benefits of being part of a supportive financial family. Together, let's build a brighter financial future! For more information or inquiries, please don't hesitate to reach out at (318) 377-5802.
Branch Location & Accessibility
Accessibility Features
At U B C Southern Council Industria Wo, we prioritize accessibility for all our members. Our location is ADA-compliant, ensuring that everyone can easily access our services without any barriers. Plus, we offer ample parking for your convenience.
Conveniently Located
Our branch is ideally situated near local landmarks, making it a convenient stop during your day. Whether you're visiting after a trip to the nearby parks or running errands in the downtown area, we are here to serve you.
Get in Touch!
Ready to experience hassle-free banking? We invite you to visit us at U B C Southern Council Industria Wo or give us a call at 318-377-5802. We're excited to help you with all your financial needs!
Operating Hours
We know that flexibility is key when it comes to banking. That's why we're open Tuesday through Friday from 9:00 AM to 1:00 PM. Whether you're looking to discuss loan options or simply have questions about your account, our friendly staff is ready to assist you during these hours.
Services Offered
While we currently do not offer ATM services or drive-thru banking, we are committed to providing personalized service inside our branch. Our team can help with a variety of financial needs and questions you may have.
Member Eligibility
Joining the U B C Southern Council Industrial Workers Federal Credit Union is like stepping into a warm and welcoming community that truly cares about its members. If you're part of the industrial workers in our area, you're already eligible to become a member! We believe in making banking accessible and beneficial for everyone who qualifies, so don't hesitate to reach out if you have any questions about your eligibility. You can find more detailed criteria by visiting [this page]. Becoming a member at our branch not only gives you access to personalized financial services but also connects you with resources that can help you thrive. Opening an account is simple; just give us a call at (318) 377-5802 or visit us at our location: 111 S Monroe St Rm 207 Minden La 71055. Our friendly team is here to guide you through every step of the process, ensuring that your experience is smooth and inclusive. We look forward to welcoming you into our family!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're eager to offer flexible financing solutions as your business needs evolve. Imagine a local bakery looking to expand its operations. With the right loan, they could purchase new equipment or even open a second location. These opportunities can become a reality with the support of our commercial services.
Merchant Services
Additionally, our merchant services are designed to simplify transactions for business owners. Whether it's accepting payments from customers or managing daily sales, our offerings provide practical benefits that help streamline operations. By making payment processing easier, you can focus more on what matters growing your business. When you're ready to take your business to the next level, look no further than U B C Southern Council Industria Wo in Minden. Let us partner with you on your journey toward success!
Comprehensive List Of Services
Connect with Us
If you're ready to learn more about how U B C Southern Council Industria Wo can assist you with your financial journey, don't hesitate to reach out! You can call us at (318) 377-5802 during our operating hours: Tuesday through Friday from 9:00 AM to 1:00 PM. We look forward to welcoming you into our community and helping you achieve your financial goals. In summary, whether you're withdrawing cash from an ATM or planning for future banking needs, at U B C Southern Council Industria Wo, we're here for you every step of the way. Come visit us today and discover how we can support your financial well-being!
Digital Convenience
While we currently offer ATM services, we also recognize the growing importance of digital banking solutions. Our commitment to enhancing your banking experience means we are continuously exploring ways to improve convenience and access for our members. Although we do not yet provide online banking or mobile payments, we encourage feedback from our members on what features they would like to see in the future.
Member-Focused Approach
We understand that life can be unpredictable. That's why our services are designed with flexibility in mind. For instance, if you find yourself needing cash during off-hours or outside regular banking times, our ATM services ensure that you're not left stranded. It's all about making sure you have access when it matters most.
Our Core Services
While many people think of credit unions as just places to save or borrow money, at U B C Southern Council Industria Wo, we offer much more. One of our key offerings is ATM Services Only. This means that even if you're busy and on the go, you can easily access your funds through our ATM network. Imagine being out shopping and needing some cash for that perfect item; with our ATM services, you can quickly get what you need without hassle.
Digital & Online Banking
Commitment to Security
Your financial security is our top priority. While digital options may be limited right now, rest assured that when we expand our offerings, we will implement robust security measures to protect your information. At U B C Southern Council Industria Wo, we aim to provide a welcoming environment where members can manage their finances effectively, even without an extensive digital banking platform. For any questions or assistance, don't hesitate to reach out at (318) 377-5802 or visit us at 111 S Monroe St Rm 207 Minden La 71055. We look forward to serving you!
Future Enhancements
We are continuously looking for ways to enhance our services. Although features like electronic signatures, e-statements, mobile payments, and person-to-person transfers are not available yet at U B C Southern Council Industria Wo, we value your feedback and are eager to explore these possibilities in the future.
In-Person Services
While online options may be limited, our dedicated team is ready to assist you with all your banking needs during our operating hours from Tuesday to Friday, 9:00 AM to 1:00 PM. Whether you need help with account inquiries or want to discuss loan options, we're here for you.
Financial Strength
A Solid Foundation
With a net worth of $294,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 36.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Growing Trust
Total Share and Deposit Accounts stand at 402, showing a strong and growing member base that trusts us with their finances. This trust allows us to thrive as a community-focused credit union dedicated to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U B C Southern Council Industria Wo is your trusted partner. Visit us at 111 S Monroe St Rm 207 Minden La 71055 or call (318) 377-5802 to learn more about how we can help you achieve your financial goals.
Investment in Growth
With $293,071 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $30 in used auto loans and $571,406 in total loans and leases, we're here to support your financial goals across various sectors.
Member-Centric Approach
Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to our members reflects our dedication to putting your needs first.
Operational Efficiency
Our operational efficiency is reflected in our $2,176, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $400,312 in used vehicle loans and $29,369 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we've got options that fit your budget.
Credit Lines
If you're seeking flexibility with your finances, consider our credit line loans totaling $60,000. This option provides you with easy access to funds for unexpected expenses or planned purchases without the need for a lump-sum payment upfront.
Mortgage Options
Thinking about homeownership? While we currently do not offer mortgage loans such as Junior Lien 1-4 Family Residential Properties at this time, our team is here to help guide you through other financing options that may suit your needs.
Unsecured Credit Card Loans
For those looking for a way to manage everyday expenses or emergencies, we also provide flexible terms on unsecured credit card loans. However, at this moment, we do not have any outstanding unsecured credit card loans available. Our branch located at 111 S Monroe St Rm 207 Minden La 71055 is ready to assist you during our lobby hours from Tuesday to Friday between 9:00 AM and 1:00 PM. Feel free to give us a call at 318-377-5802 if you have any questions about our loan products or want to learn more about refinancing options that might be available for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At U B C Southern Council Industria Wo, we are committed to helping you navigate your financial journey with confidence.
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