Txdot Credit Union Abilene TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Txdot Credit Union, your trusted financial partner located at 4174 Old Anson Rd, Abilene, TX 79601. Established in 1971, we have proudly served our community for over five decades, building a strong foundation of trust and reliability among our 1,821 members. With a total asset base of $17,085,861 and total deposits reaching $2,648,377, we are committed to providing personalized banking solutions that fit your needs. At Txdot Credit Union, we understand the importance of community. Our dedicated team of 4 employees, led by CEO Toni Nelson and Board President Russell Chapman, is here to ensure you receive the best possible service. Whether you're looking for auto loans, personal banking options, or business services, we have you covered with a wide array of offerings designed just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 4174 Old Anson Rd, Abilene, TX 79601. We take pride in our transparent approach our net worth stands at an impressive $2,801,031, reflecting our financial health and commitment to serving you. Feel free to reach out to us at (325) 676-8925 or explore more about our services on our website Txdot Credit Union. We're here to help you achieve your financial goals. Come visit us today!

Branch History & Mission

At Txdot Credit Union, our story began in 1971, when we first opened our doors at 4174 Old Anson Rd in Abilene, TX. Since then, we have grown into a vital part of the community, proudly serving over 1,800 members and managing total assets of $17,085,861. Our commitment to financial well-being and community support has been the driving force behind our operations. Over the years, Txdot Credit Union has evolved significantly. From our humble beginnings, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We've embraced technology by offering online and mobile banking solutions to meet the changing needs of our members while ensuring that they can access their funds conveniently. Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting our community. We believe that by empowering individuals with sound financial choices, we can contribute positively to their lives and strengthen the fabric of Abilene. While members can visit us at our branch on Old Anson Rd, official correspondence should be sent to the same address. Notably, we also offer drive-thru banking for quick transactions; however, please note that ATM services are currently unavailable. At Txdot Credit Union, we take pride in being ADA compliant and fostering an inclusive environment for all. Our partnerships with local organizations reflect our dedication to community outreach whether it's sponsoring events or providing educational resources about financial literacy. We invite you to join us on this journey toward financial empowerment. Experience firsthand the benefits of being part of Txdot Credit Union where your financial goals are within reach. For more information or to open an account today, visit us online at txdotcu.com or call us at 325-676-8925. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Txdot Credit Union, we prioritize making banking easy for everyone. Our facility is fully ADA compliant, ensuring that all members can access our services comfortably. Parking is readily available right outside our branch, providing you with quick access as you visit us.

Operating Hours and Services

Our doors are open to serve you during regular business hours. Although the drive-thru service may not always be available, we offer personal banking services including checking and savings accounts, auto loans, mortgage loans, and much more. While ATM services are currently not offered at this location, our team is dedicated to helping you with transactions inside the branch. Should you have any questions or need assistance while visiting us, feel free to reach out at 325-676-8925. We're committed to providing exceptional service and are eager to help you with your financial journey. We invite you to stop by Txdot Credit Union today! Experience personalized service and discover how we can assist with your banking needs.

Member Eligibility

Joining Txdot means becoming part of a community that genuinely cares about your financial well-being. To become a member, you'll find that eligibility is simple and welcoming. If you live, work, worship, or attend school in the area around our location at 4174 Old Anson Rd Abilene Tx 79601, you're already on the right track! We love to support individuals and families from all walks of life, making it easy for everyone to access our services. For detailed criteria, feel free to explore more. Opening an account is just as straightforward! You can start your journey with us by visiting this link: https://www.realtimehomebanking.com/enroll.aspx?clientid=67439. If you have any questions or need assistance, don't hesitate to reach out at (325) 676-8925. We're excited to help you take this important step towards financial empowerment with Txdot!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your transactions. Picture this: a busy retail store seamlessly processing credit card payments while keeping track of sales data all at their fingertips. Our services make it easier for you to focus on what matters most: running your business effectively. Located conveniently at 4174 Old Anson Rd Abilene Tx 79601, Abilene, TX TX, we invite you to visit us or call us at (325) 676-8925 to learn how we can help your business flourish. Let's work together to build a brighter future!

Comprehensive List Of Services

ATM and Drive-Thru Services

While we currently do not have ATM facilities at this branch, our basic Drive-Thru Banking allows for quick deposits, withdrawals, and other simple transactions without needing to leave your vehicle. At Txdot, we're committed to serving our members with care and dedication. If you have questions about any of our services or would like assistance in choosing the best options for your financial goals, don't hesitate to reach out! Call us at (325) 676-8925 or visit us at our branch in Abilene. We look forward to helping you achieve your financial dreams!

Convenient Online Access

In today's busy world, convenience is key. That's why we provide robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. From checking balances to transferring funds, our digital tools make banking easy and efficient.

Credit Cards and Business Services

Our Credit Cards with Rewards give you the chance to earn points on everyday purchases, making it easier for you to treat yourself while managing expenses wisely. Plus, if you're a small business owner, we offer comprehensive Business Banking services, including merchant services and business loans, ensuring that your company has the resources it needs to thrive.

Home Financing

When it comes to making one of life's biggest investments your home we are here to help with our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing mortgage, we offer personalized solutions tailored to your unique situation. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide the financial relief you need. We work with you to create a plan that fits within your budget.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Personal Banking services that include checking and savings accounts designed to fit various lifestyles. Imagine having a secure place to keep your savings while also earning interest our accounts make that possible! For those planning to purchase a new car or simply need a reliable vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. You can drive off with confidence knowing you have the support of Txdot behind you.

Digital & Online Banking

Convenient Online Banking

Our online banking service, available at https://txdotcu.com/, allows you to handle your finances with just a few clicks. Whether you need to check your balance, pay bills, or transfer funds, our 24/7 online banking option gives you the freedom to manage your money on your own schedule. Plus, you can sign up for e-statements, making it easier than ever to keep track of your transactions without the clutter of paper.

Mobile Convenience

For those who prefer banking on-the-go, our mobile application is here to help! With this app, you can perform all the essential banking tasks directly from your smartphone or tablet. You can even make person-to-person transfers with ease no more worrying about cash or checks! Although mobile payments are not available at this time, our app ensures that managing your finances remains straightforward and efficient. In summary, whether you choose to bank online or via our mobile application, Txdot provides accessible and secure options tailored for you. Experience the convenience of modern banking while enjoying the personalized service that comes with being a member of our community. Visit us today at https://txdotcu.com/ and discover how easy managing your finances can be!

Secure Transactions

Security is a top priority at Txdot. Our online services are equipped with robust security features to keep your personal information safe. While we currently do not offer electronic signature authorization for transactions, rest assured that your data is well protected as you navigate through our digital offerings.

Financial Strength

At Txdot, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $2,801,031, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,680,161 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $796,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,351,760 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $200 in used auto loans and $13,760,246 in total loans and leases. Our operational efficiency is reflected in our $39,577, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $25,553. Total Share Accounts: 2,217, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Txdot is your trusted partner. Visit us at 4174 Old Anson Rd Abilene Tx 79601 or call (325) 676-8925 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

If you're considering refinancing options or want to explore eligibility criteria for any of our loan products, our team is here to assist you. We pride ourselves on personalized service and are committed to finding the best financial solutions tailored to your needs. Whether you're navigating the path to vehicle ownership or planning for your dream home, Txdot is here for you. For more information about our loan offerings or to start your application today, feel free to reach out at (325) 676-8925 or visit us at 4174 Old Anson Rd Abilene Tx 79601 in Abilene, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,416,658 in used vehicle loans and $4,298,686 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle both easy and affordable.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, our credit lines provide access to funds when you need them most, with a total available of $750,000. We also offer unsecured credit card loans, with flexible terms helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right mortgage solution for your situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means you can trust that the offers presented are fair and transparent. LendMesh guarantees several key benefits: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly.

TXDOT CREDIT UNION - Abilene, TX

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