At two-harbors, established in 1948, we take pride in our commitment to serving our community with a member-first approach. Located in the heart of Two Harbors, MN, we are dedicated to empowering individuals and families through comprehensive financial solutions. Under the leadership of CEO Randy Willert and Board President Greg Ruberg, our mission revolves around providing accessible banking services that foster trust and support local growth.

As a federally insured institution by NCUA since 1/4/1971 0:00, we ensure that your deposits are safe while offering a suite of modern banking tools designed for convenience and efficiency. With features such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, we make managing your finances easier than ever. Visit us at https://www.thfcu.org/ or reach out via fax at (218) 834-2250 to discover how we can help you achieve your financial goals while enjoying the peace of mind that comes with being part of the two-harbors family.

At two-harbors, we are dedicated to providing a comprehensive suite of financial services designed to empower our members in their everyday banking needs and life milestones. Our offerings include Personal Banking solutions such as Checking and Savings Accounts, Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, as well as Personal Loans for debt consolidation. For small business owners, we also provide Business Banking options that encompass Merchant Services and Business Loans. With the convenience of Online Banking, you can manage your accounts from anywhere at any time, while our Mobile Application ensures that you have access to your finances right at your fingertips. Features like Person-to-Person Transfers and Mobile Payments further simplify managing your money, making it easier than ever to stay on top of your financial goals.

We understand that accessibility is key when it comes to banking, which is why we strive to keep our membership open to a wide range of individuals. You can find out more about eligibility by visiting . Additionally, if you're considering taking out a loan or want to explore various financing options available to you, our loan comparison tools at https://www.lendmesh.com/loans/vehicle_loans can help you make informed decisions tailored to your financial situation. At two-harbors, we believe in supporting our members every step of the way; whether you’re saving for a new home or looking for ways to grow your small business, we’re here to assist you. For personal support or inquiries, feel free to reach out via fax at (218) 834-2250—we’re just a message away!

At two-harbors, we pride ourselves on being a trusted and valuable financial partner for our community in Two Harbors, MN. With a total membership of 4,320, we are deeply committed to serving the needs of our members and ensuring their financial well-being. Our impressive total assets stand at 111,048,632, reflecting our stability and ability to offer a wide range of financial services.

Our net worth, which currently sits at 15,621,974, showcases our solid financial foundation. This is further underscored by a robust net worth ratio of 1,407, indicating that we prioritize safety and security for our members' investments. With a net income of 812,126 and total deposits amounting to 10,037,870, we demonstrate consistent growth and profitability, which ultimately benefits those who choose us as their financial institution.

In terms of lending capabilities, we have facilitated an extensive portfolio with a total loans and leases count of 4,523. Our commitment to empowering members extends to various loan options, including an auto loan volume reaching 4,556 and even catering to commercial needs with 1 commercial loans available. We understand that every member's financial journey is unique, which is why we strive to provide personalized solutions tailored to individual circumstances.

With a dedicated team of 15 employees, we ensure that our members receive exceptional service and support every step of the way. We also maintain transparency in our operations, allowing members to trust in the integrity of our services. Our commitment to community engagement is reflected in our responsible lending practices and continuous efforts to foster economic growth within the areas we serve.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover how we can help you achieve your financial goals with confidence.