TwinStar Credit Union Yelm WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner in the heart of Yelm, Washington! Located at 1105 Yelm Ave W, Yelm, WA 98597, we have been serving our community since 1938. With a robust membership of 261,185 and total assets reaching an impressive $4,259,303,493, we are dedicated to providing exceptional financial services tailored to meet the needs of our members. At Twinstar, we believe that banking should be accessible and straightforward. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our commitment to you goes beyond just numbers; it's about fostering a relationship built on trust and support. With $166,805,564 in deposits and $41,780,442 in cash on hand, we're well-equipped to assist you with your financial goals. Under the leadership of our CEO, Jeff Kennedy, and Board President Thomas Pettus-Czar, our team of over 816 employees is here to guide you every step of the way. Whether you're looking for advice on managing your finances or seeking a loan for your next big purchase, we're ready to help. While members can visit us at our Yelm branch for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. With convenient operating hours from 9:00 AM - 5:30 PM (Monday - Friday) and 9:30 AM - 2:00 PM (Saturday), plus access to ATMs and drive-thru services for added convenience, we strive to make banking easy for you. Discover how Twinstar can make a positive difference in your financial journey today! Call us at 800-258-3115 or visit us online at twinstarcu.com for more information. Your financial future starts here!

Branch History & Mission

At Twinstar, we are proud to share a rich legacy of service and community support that dates back to 1938. Nestled in the heart of Yelm, Washington, our branch at 1105 Yelm Ave W has been a vital part of this community for decades. Over the years, we've grown from humble beginnings into a thriving credit union with over 261,000 members and total assets reaching an impressive $4259303493. Our mission is simple yet profound: to empower our members through comprehensive financial services while actively contributing to the well-being of our community. We believe that financial stability leads to overall happiness, and we strive to provide personalized banking solutions that cater to your individual needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, Twinstar is here to help you navigate your financial journey. While members can visit us at 1105 Yelm Ave W, official correspondence should be sent to PO Box 718 in Olympia. Our location is conveniently situated near local landmarks, making it easy for you to access our services. Throughout our history, we've embraced digital advancements to enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier or more convenient. We also prioritize accessibility by ensuring ADA compliance in all our facilities. We pride ourselves on our commitment to the community. From partnering with local organizations to support various outreach efforts, we are dedicated to making a positive impact in Yelm and beyond. Our drive-thru service offers added convenience for those on the go, and our ATM availability ensures you have access to your funds when you need them most. At Twinstar, we understand that our strength lies in our members. We invite you to join us and experience the difference of being part of a cooperative where your voice matters. Together, let's build a brighter financial future for ourselves and our community. For more information or assistance, don't hesitate to reach out at 800-258-3115 or visit us online at Twinstar Credit Union. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Connect With Us

While members can visit us at 1105 Yelm Ave W for all their banking needs, official correspondence should be sent to PO Box 718 in Olympia if needed. For any questions or assistance, feel free to give us a call at 800-258-3115. We look forward to serving you soon! Whether you're already a member or thinking about joining us, stop by today and experience the Twinstar difference.

Easy Access and Amenities

Parking is plentiful and accessible, ensuring you can visit us without any hassle. Our branch is ADA compliant, featuring ramps and other accessibility features to assist all members of our community. Whether you're visiting for personal banking needs or looking to explore options like auto loans and mortgages, we have you covered with a welcoming environment.

Operating Hours that Fit Your Schedule

We know life can be busy, which is why our operating hours are designed to fit your lifestyle. You can come see us Monday through Friday from 9:00 AM to 5:30 PM, and if weekends work better for you, we're open on Saturdays from 9:30 AM until 2:00 PM.

Services Tailored Just for You

At Twinstar, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, our team is here to help you every step of the way. Plus, enjoy the convenience of ATM access right at our location and basic drive-thru banking for quick transactions like deposits and withdrawals. If you're looking for more than just traditional banking services, we've got that too! Explore options such as credit cards with rewards and business banking solutions.

Member Eligibility

Joining Twinstar means becoming part of a welcoming community that cares about your financial well-being. To become a member, you'll need to meet some simple eligibility requirements, which often include living or working in the area, as well as being part of certain organizations or groups that we serve. We strive to make the process as easy as possible, so if you're unsure about your eligibility, feel free to check out the detailed criteria at . Once you're ready to join, opening an account is a breeze! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst or simply give us a call at (800) 258-3115 for any questions you may have. We're here to help guide you every step of the way and show you all the fantastic benefits of being a member at Twinstar, located at 1105 Yelm Ave W Yelm Wa 98597.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running a busy café or a retail store. You want your customers to have smooth payment experiences while keeping track of your sales efficiently. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Join us at Twinstar, located at 1105 Yelm Ave W Yelm Wa 98597 in Yelm, WA, where we empower local businesses with the tools they need to thrive. Together, let's build a stronger community!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans make the process straightforward. We understand that buying a vehicle is an important decision, so we work hard to provide competitive rates and flexible terms that fit your budget. You can trust us to help get you behind the wheel without breaking the bank.

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. Let us support your vision and help grow your business by providing the necessary financial tools.

Convenient Access Options

At Twinstar, convenience is key. With ATM access available for quick withdrawals and balance checks, plus basic drive-thru services for easy deposits and transactions, managing your finances has never been simpler. In addition to these services, we are proud to provide robust online and mobile banking features that allow you to bank when it suits you best 24/7. If you're ready to explore all these options further or have any questions, don't hesitate to reach out! Call us at (800) 258-3115 or visit us at 1105 Yelm Ave W Yelm Wa 98597 in Yelm, WA. We're excited to help you achieve your financial goals!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to earning benefits like cash back or travel points. It's a simple way to make everyday spending work for you!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, we have options that cater to various needs. Our mortgage specialists are here to guide you through every step of the process, ensuring you find the right loan that suits your lifestyle.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you keep track of your day-to-day finances while building your savings. Imagine being able to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. Whether it's for home repairs or consolidating debt, our team will work with you to find a solution that helps ease your financial burden.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that simplify your financial life. You can easily check your account balances, transfer funds, and view recent transactions all from the comfort of your home or on the go. Plus, with the availability of e-statements, you can receive your account statements electronically, saving both time and paper. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family without any hassle. And if you're on the move, our mobile application provides all these functionalities right at your fingertips. You can even set up mobile payments to make purchases effortlessly.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for sensitive transactions, ensuring that your information remains protected while providing a straightforward way to complete necessary paperwork digitally. This means fewer trips to the branch and more time for what matters most in your life. At Twinstar, we believe in making banking accessible for everyone. Whether it's through our comprehensive online banking services or our intuitive mobile app, managing your finances has never been easier or more secure. Join us today at https://www.twinstarcu.com/ to experience the future of banking!

Financial Strength

Commitment to Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,336 in used auto loans and a total of $3,339,891,779 in loans and leases.

Member-Centric Savings

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our financial performance is reflected in our $0, which shows our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service.

Strong Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares available for lending and investments stand at $0. Additionally, the total number of share accounts reflects a strong member base with 533,481, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1105 Yelm Ave W Yelm Wa 98597 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

We also cater to business owners with outstanding commercial loans totaling $402,566,686, providing the capital needed for growth and expansion. Moreover, if you're considering refinancing an existing loan or exploring eligibility options, our team is here to help clarify those paths. Your financial well-being is our priority at Twinstar. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us or call (800) 258-3115 today to learn more about how we can assist you in achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms make it easier than ever to drive away with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We provide personalized service to guide you through the process, ensuring you understand your options and can choose the best path forward.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been simpler with our unsecured credit card loans. We offer flexible terms on these cards, with a total of $214,933,207 in loans helping members manage their finances effectively. Enjoy the benefits of rewards programs and low-interest rates tailored to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the value and effectiveness of using LendMesh as a loan comparison tool. To explore your options and compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method guarantees that all offers presented are fair and transparent. Each lender listed on LendMesh has been thoroughly vetted, ensuring that users receive accurate information when comparing loans.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans