TwinStar Credit Union Vancouver WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted partner in financial well-being located at 14610 Se Mill Plain Blvd, Vancouver, WA 98684. Since our establishment in 1938, we have grown into a strong community presence, serving over 261,185 members with dedication and care. Our commitment to you is reflected not only in our personal banking services but also in our robust financial standing. With total assets exceeding $4.25 billion and deposits reaching $166.81 million, we prioritize your financial security. At Twinstar, we believe in building lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we've got you covered. Our team of approximately 816 employees, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, is here to assist you every step of the way. For any official correspondence, please note that while you can visit us at our branch address, you may also reach out via our mailing address: PO Box 718, Olympia, WA 98507. We invite you to explore the various services we offer through our website at Twinstar. Feel free to call us at 800-258-3115 for any inquiries or to discuss how we can best serve your financial needs. Your journey toward a brighter financial future begins here!

Branch History & Mission

Commitment to Community

At Twinstar, we believe that banking should be about more than just numbers; it's about people. Our mission extends beyond providing financial products; it includes being an active participant in the communities we serve. We engage in various outreach programs aimed at improving local lives and supporting initiatives that foster economic growth and education. We understand that convenience matters. That's why we offer modern banking features like online and mobile banking services, ensuring you can manage your finances anytime, anywhere. With ATM availability and drive-thru service at our branch, accessing your funds has never been easier.

Join Us

While members can visit us at 14610 Se Mill Plain Blvd, official correspondence should be sent to PO Box 718, Olympia, WA 98507. We invite you to experience the benefits of being a part of Twinstar Credit Union. Whether you're looking for a new checking account or exploring loan options, we're here to help you every step of the way. Join us today and become part of a community-focused credit union where your financial well-being is our top priority! For inquiries or assistance, feel free to call us at 800-258-3115 during our operating hours: Monday through Friday from 9:00 AM - 5:30 PM, and Saturday from 9:30 AM - 2:00 PM. Let's work together towards achieving your financial goals!

Our Journey

Twinstar began its journey with a vision to empower individuals through better financial choices. Over the decades, we have expanded our services and adapted to the changing needs of our community. From humble beginnings, we now boast total assets of over $4.25 billion. This growth reflects not just our financial strength but also the trust placed in us by our members. Our headquarters in Olympia, WA, continues to guide our efforts as we strive to enhance member experiences through innovative solutions. We are dedicated to offering a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options.

Branch Location & Accessibility

Call Us Today!

If you have any questions or would like more information about our services, feel free to call us at 800-258-3115. We invite you to come by Twinstar today and discover how we can help support your financial journey!

Convenient Access and Features

At Twinstar, we understand that accessibility is key. Our branch is designed with features that make it easy for everyone to visit us. We have ample parking available, along with ADA-compliant ramps and facilities to ensure a comfortable experience for all members. Need to grab some cash? We offer ATM services right on-site for your convenience. Plus, if you prefer a bit more personal interaction, our drive-thru banking is available for quick deposits and withdrawals without leaving your vehicle.

Friendly Hours of Operation

We are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. These hours are designed with your busy schedule in mind, allowing you to visit us at a time that works best for you. Our team is ready to assist you with everything from personal banking needs to auto loans and mortgage refinancing.

Member Eligibility

At Twinstar, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also welcome family members of existing members, so if you have someone already with us, you can easily become part of our family too. For more detailed information about eligibility criteria, feel free to visit our website at . Joining Twinstar comes with fantastic benefits, including access to competitive rates on loans and savings accounts, personalized service, and a variety of financial products designed to help you achieve your goals. The account opening process is straightforward just head over to https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst to get started. If you have any questions or need assistance, don't hesitate to give us a call at (800) 258-3115. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: your customers can pay easily through various methods while you focus on what you do best running your business. Our merchant solutions ensure that transactions are smooth and efficient, giving you peace of mind and allowing for a better customer experience. Let us partner with you on your journey toward success! Visit us at 14610 Se Mill Plain Blvd Vancouver Wa 98684 in Vancouver, WA, or give us a call at (800) 258-3115 to learn more about how we can support your business goals today.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. With flexible terms and competitive interest rates, you'll find a plan that fits your budget perfectly.

Business Banking Solutions

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. We know that running a business comes with its own set of challenges, so let us help you navigate those financial waters.

Convenient Banking Options

At Twinstar, convenience is key. We provide ATM services for quick cash withdrawals and balance checks. Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for those busy days when you're on the go. In addition to these services, our online and mobile banking platforms ensure that managing your finances is always at your fingertips. From person-to-person payments to e-statements and electronic signatures, everything is designed with ease of access in mind. We invite you to visit us at 14610 Se Mill Plain Blvd Vancouver Wa 98684 or give us a call at (800) 258-3115 to learn more about how we can assist you with all your financial needs. Experience the difference with Twinstar today!

Credit Cards with Rewards

With our credit cards offering rewards, you can earn points on everyday purchases! Imagine getting cash back or travel rewards just by using your card for groceries or gas it's an easy way to make the most out of spending.

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we provide guidance every step of the way. You can also consider refinancing to save money on monthly payments or tap into your home's equity.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having a dedicated account for your savings goals or an easy-to-access checking account for everyday expenses. At Twinstar, we offer competitive rates and user-friendly online and mobile banking features. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for medical bills, home repairs, or consolidating debt, our loan options are designed to provide you with the support you need when it matters most.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking service allows you to access your accounts 24/7, giving you real-time control over your finances. You can easily check your balance, transfer funds between accounts, and even make person-to-person payments quickly and securely. Plus, with electronic signature authorization available, signing documents has never been easier or safer. If you prefer to go paperless, our e-statements feature is perfect for you. Enjoy the benefits of instant access to your account statements without the clutter of physical mail. And if you're always on the go, don't forget about our mobile application! It offers all the functionality of online banking right from your smartphone.

Stay Connected and Secure

Security is a top priority at Twinstar. Our digital banking services are equipped with advanced security measures to ensure that your information stays safe while you bank online. Whether you're using mobile payments or accessing your accounts through our app, rest assured that your data is protected. Banking should be easy and accessible for everyone. That's why we strive to provide user-friendly features that empower you to take control of your financial journey with confidence. Join us at Twinstar today and experience the freedom of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 also showcases our dedication to fostering your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 14610 Se Mill Plain Blvd Vancouver Wa 98684 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting our community is evident through our lending capacity of $3,339,891,779 across various sectors, including $34,336 in used auto loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Contact Us

To learn more about our loan offerings or discuss which option may be best for your needs, please don't hesitate to contact us at (800) 258-3115. You can visit us at our branch located at 14610 Se Mill Plain Blvd Vancouver Wa 98684 in Vancouver, WA. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 9:00 AM - 5:30 PM and Saturday from 9:30 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Lines

If you need additional flexibility, our credit lines are available as well, totaling $942,345,198. This option provides a safety net for unexpected expenses or helps you finance planned purchases without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We are dedicated to helping you navigate the often complex world of home financing with ease.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for more details on eligibility options. Whether it's an auto loan or a mortgage, our team can help determine if refinancing is right for you and how it might save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards are designed for convenience and can be an excellent tool for managing expenses while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is the Verified Data it provides. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions. The primary goal is to provide unbiased results so that users can trust the information they receive. Another standout feature is Real-Time Rate Comparisons. LendMesh updates its loan rates regularly from multiple institutions, allowing users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh effectively supports consumers in navigating their financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans