TwinStar Credit Union Vancouver WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted financial partner located at 7912 Ne 6Th Ave, Vancouver, WA 98665. Since our establishment in 1938, we have been dedicated to serving the community with exceptional banking services and support. With a total membership of 261,185, we pride ourselves on fostering strong relationships with our members, helping them achieve their financial goals. At Twinstar, we understand that financial decisions can be daunting. That's why our knowledgeable team is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, we have tailored options to meet your needs. As of today, our total assets stand at an impressive $4,259,303,493, reflecting our commitment to stability and growth. We hold total deposits of $166,805,564, ensuring that your hard-earned money is secure with us. Our net worth is currently $466,413,793, showcasing our financial strength and ability to support our members effectively. Our leadership team plays a vital role in steering Twinstar towards success. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive to create an environment where every member feels valued and understood. Our dedicated staff of 816 employees works tirelessly to provide you with the highest level of service. While you can visit us at our branch location for any inquiries or transactions, please note that official correspondence should be directed to our mailing address: PO Box 718, Olympia, WA 98507. We invite you to explore the many services we offer by visiting our website at Twinstar. If you have questions or need assistance, feel free to call us at 800-258-3115 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Join us at Twinstar where your financial well-being is our priority!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. From hosting local events to partnering with organizations for outreach efforts, Twinstar is dedicated to giving back. We understand that by uplifting our community, we uplift ourselves too. As we embrace technology with features like online banking, mobile payments, and electronic signatures, we remain committed to ensuring that everyone can access our services easily and securely. Our goal is not only to meet your banking needs but also to create an inclusive environment where everyone feels welcome.

Join Us Today!

We invite you to become part of the Twinstar family. Experience firsthand the benefits of being a member of a credit union that prioritizes your financial well-being while actively engaging with the community around us. Visit us today at 7912 Ne 6Th Ave Vancouver Wa 98665 or give us a call at (800) 258-3115. Together, let's build a brighter financial future!

Our Mission

At Twinstar, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community. We believe that banking should be about more than just transactions; it should be about building relationships and supporting one another. We aim to empower our members by offering educational resources and personalized assistance that help them achieve their financial goals. Our operating hours reflect our dedication to serving you better: we are open from 9:00 AM to 5:30 PM, Monday through Friday, with Saturday drive-thru hours from 9:30 AM to 2:00 PM. With ATM availability and drive-thru banking services, we ensure that accessing your funds is convenient and straightforward.

Branch Location & Accessibility

Accessibility Features

At Twinstar, we value accessibility for all our members. Our facility is fully ADA compliant, featuring ramps and wide doorways to ensure everyone can enter with ease. If you need assistance, our friendly staff is always ready to help.

Conveniently Located

Our branch is conveniently situated near local landmarks like the Vancouver Mall and several parks, making it easy to stop by while running errands or enjoying a day out. With plenty of parking available right outside our doors, visiting us is hassle-free.

Get in Touch!

We invite you to experience the welcoming atmosphere at Twinstar. If you have any questions or want to learn more about what we offer, give us a call at 800-258-3115. We look forward to seeing you soon!

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:30 AM to 2:00 PM for drive-thru services. This schedule allows you ample opportunity to visit us at your convenience. Our branch offers a variety of services tailored just for you. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Plus, enjoy the added convenience of ATM access and basic drive-thru banking for quick transactions. While members can visit us at our physical location for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 718, Olympia, WA 98507.

Member Eligibility

At Twinstar, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is as easy as reaching out to us. If you live, work, or attend school in our service area, you're likely eligible to join! We welcome individuals from various backgrounds and experiences, making sure that our membership reflects the diversity of our community. To check all the specific eligibility details and ensure you meet the criteria, visit our website at . Joining Twinstar not only grants you access to an array of financial products and services designed for your needs but also opens doors to a supportive network where your voice matters. Ready to take the next step? You can easily open an account by visiting this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst or give us a call at (800) 258-3115 for any questions. We can't wait to welcome you to our family at 7912 Ne 6Th Ave Vancouver Wa 98665!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for businesses of all sizes. Imagine being able to accept payments seamlessly from your customers, whether they prefer card transactions or mobile payments. Our services not only simplify the checkout process but also enhance customer satisfaction allowing you to focus on what matters most: growing your business. Visit us at 7912 Ne 6Th Ave Vancouver Wa 98665 in Vancouver, WA, or call us at (800) 258-3115 to learn more about how our business banking solutions can support your goals. Together, let's build a brighter future for your enterprise!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? Our convenient ATM services allow you easy access to your money whenever you need it. Plus, our basic drive-thru banking service makes it simple to handle deposits and withdrawals without leaving your car. At Twinstar, we believe in making banking not just efficient but also friendly and approachable. To learn more about how we can assist you with these services or if you have any questions, please call us at (800) 258-3115 or visit us online at https://www.twinstarcu.com/. We're excited to help you achieve your financial goals!

Business Banking Options

For local businesses, we offer robust business banking services, including merchant services and business loans designed to help you thrive. We understand that running a business comes with its own set of challenges, and we're committed to being a reliable partner in your journey.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking solutions. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go using our secure app.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on every purchase, which can lead to exciting rewards such as travel discounts or cashback offers. It's a great way to make your everyday spending work harder for you!

Home Financing Solutions

If homeownership is on your mind, our mortgage loans and refinancing services can guide you through the process smoothly. We understand that buying a home is one of the biggest decisions you'll ever make, and we're here to support you every step of the way.

Personal Banking Services

Managing your finances is easier with our personal banking services. We offer checking and savings accounts that cater to different lifestyles and needs. Imagine having a checking account that allows you to manage your day-to-day expenses effortlessly while also building your savings with competitive interest rates. When it comes to financing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Picture driving off in your dream car with affordable monthly payments that fit comfortably within your budget.

Personal Loans for Everyday Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for medical bills, home repairs, or consolidating debt, we provide flexible options that put you back in control of your finances.

Digital & Online Banking

Accessibility and Ease of Use

We know how important it is to stay connected with your finances in real-time. That's why we offer person-to-person transfers, making it simple to send money to friends or family whenever you need to. Plus, if you choose to go paperless, you can enjoy e-statements that keep your financial information organized and accessible. Our commitment to security means you can bank with confidence. We utilize top-notch security measures so that your personal information remains safe while you enjoy the flexibility of digital banking. At Twinstar, we're dedicated to providing an enjoyable banking experience that fits into your busy life. With all these features at your fingertips, managing your finances has never been easier!

Key Features

Visit us at https://www.twinstarcu.com/ to explore our robust online banking platform, which offers 24/7 access to your accounts. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. Plus, with our electronic signature authorization, signing documents online is straightforward and safe. For those who prefer to manage their finances using their mobile devices, our mobile application is available for download. This app not only allows you to perform all your essential banking tasks but also supports mobile payments. You can easily make purchases without the need for cash or cards just use your phone!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

The trust our members place in us is evident through the total of 533,481 share and deposit accounts. This growing member base highlights the confidence you have in us to manage your finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 7912 Ne 6Th Ave Vancouver Wa 98665 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings Secured

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to providing quality services is reflected in our lending capacity boasting $34,336 in used auto loans and $3,339,891,779 in total loans and leases means we support our members' financial goals across various sectors.

Strong Net Worth

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Our commitment to serving you extends beyond just loans. You can benefit from our full range of services including personal banking, online and mobile banking options, and ATM access for easy transactions. Feel free to contact us at (800) 258-3115 or visit us at 7912 Ne 6Th Ave Vancouver Wa 98665 in Vancouver, WA, during our operating hours from 9:00 AM to 5:30 PM Monday through Friday and 9:30 AM to 2:00 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Twinstar, we're here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide financing options that make it easy to drive away with your dream vehicle, whether it's brand new or gently used. Plus, refinancing options are available for those who want to lower their monthly payments or reduce their interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the challenges faced by local businesses and are dedicated to offering personalized solutions that meet your specific needs.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. We currently offer $214,933,207 in loans that help members manage their finances effectively. Whether it's unexpected bills or planned purchases, our credit cards come with competitive rates and rewards that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We guide you through the process so you can focus on making your house a home. If you're considering refinancing your existing mortgage, our team can help you explore eligibility options tailored to your situation.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans