TwinStar Credit Union Tumwater WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted financial partner in the heart of Tumwater, WA! Located at 5735 Littlerock Rd Sw, we have been serving our community since 1938, providing exceptional banking services that cater to over 261,185 members. With total assets of $4,259,303,493 and total deposits reaching $166,805,564, we pride ourselves on being a solid and reliable choice for your financial needs. At Twinstar, we understand the importance of local support and personal service. That's why our dedicated team of 816 employees is here to help you with everything from checking and savings accounts to auto loans and mortgages. Led by our CEO, Jeff Kennedy, and Board President, Thomas Pettus-Czar, our leadership is committed to making a positive impact in our community while ensuring your financial well-being. While members can visit us at our Tumwater branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 718, OLYMPIA, WA 98507. With a net worth of $466,413,793 and cash in hand totaling $41,780,442, we are equipped to offer competitive rates and personalized services tailored just for you. Whether you're looking to save for the future or need assistance with loans totaling 155,467, Twinstar is here to guide you every step of the way. We invite you to explore more about what we have to offer by visiting our website at twinstarcu.com or by calling us at 800-258-3115. Join us today and experience the Twinstar difference where your financial goals become our mission!

Branch History & Mission

Community Engagement

Our roots run deep in the Tumwater area, and we actively seek partnerships that uplift our community. From local sponsorships to volunteer opportunities, we aim to make a positive impact where it matters most. Join us at Twinstar as we continue this journey together! Experience firsthand how we can help you achieve your financial dreams while contributing positively to the community around us. We invite you to become part of our family today! For more information or assistance, please reach out at (800) 258-3115 or visit our website at Tumwater.

Our Mission

At Twinstar, our mission goes beyond just offering financial products; it's about empowering our community. We believe in supporting not only your financial goals but also the broader initiatives that strengthen our neighborhoods. We strive to create lasting relationships through exceptional service and community outreach programs. Our commitment is evident in every interaction as we work tirelessly to ensure that your experience with us is positive and fulfilling. While members can visit us at 5735 Littlerock Rd Sw Tumwater Wa 98512, official correspondence should be sent to PO Box 718, OLYMPIA, WA 98507. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. With ATM availability and drive-thru services, managing your finances has never been easier. We take pride in being ADA compliant and continuously enhancing our digital capabilities so that you can access your accounts anytime, anywhere. Whether you prefer online banking or mobile payments, we're here to provide you with the tools you need for a seamless banking experience.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Twinstar today! Whether you have questions about our services or need assistance with your account, our team is here for you. You can also give us a call at 800-258-3115 if you prefer to chat before visiting. Your financial well-being is our priority, and we look forward to welcoming you into our community!

Convenient Access and Amenities

At Twinstar, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps and spacious parking to accommodate all our members. Plus, if you're in a hurry, you can utilize our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. We also have an ATM on-site for easy cash access whenever you need it.

Operating Hours that Fit Your Schedule

We're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:30 AM to 2:00 PM for drive-thru services. This flexibility means you can find a time that works best for your busy schedule. Our friendly staff is always ready to help you with personal banking services like checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

Joining the community at Twinstar is more than just opening an account; it's about becoming part of a supportive family that genuinely cares for your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, or worship in the area, you're likely eligible! Additionally, if you have family members who are already part of our credit union, that connection can help you join as well. For a detailed look at our membership requirements, feel free to visit this resource: . Opening your account with us is a breeze! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst, or if you prefer to speak with someone directly, don't hesitate to call us at (800) 258-3115. We're here to help you every step of the way! At Twinstar, we believe everyone deserves access to quality financial services and support, so come on in and see how we can assist you on your journey toward financial success!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services are designed to streamline transactions, allowing you to focus on what you do best serving your customers. From easy payment acceptance to online invoicing, we provide practical tools that fit into your daily operations. For personalized assistance or more information on how we can help your business thrive, visit us at 5735 Littlerock Rd Sw Tumwater Wa 98512, Tumwater, WA or call us at (800) 258-3115. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For our business members, business banking services like merchant services and business loans are available to support your entrepreneurial journey. We understand that running a business comes with unique challenges, and our team is here to help navigate those with tailored solutions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our robust online and mobile banking, you can manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. Need cash? Our convenient ATM services allow for quick withdrawals and balance checks whenever necessary.

Drive-Thru and ATM Services

We also offer basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those on the go. For quick access to your funds without stepping inside, our ATM availability ensures that you can get cash when you need it. As part of our dedication to serving you better, we encourage all members to take full advantage of these services. If you're ready to explore how we can assist you financially or if you have any questions about our offerings, don't hesitate to reach out! You can contact us at (800) 258-3115 or visit us at 5735 Littlerock Rd Sw Tumwater Wa 98512 in Tumwater. Join us at Twinstar, where we're committed to helping you achieve your financial dreams one service at a time!

Financial Assistance

Life can be unpredictable, which is why we offer personal loans and debt consolidation services. These options help you manage unexpected expenses or combine existing debts into one manageable payment. Plus, with our credit cards with rewards, you can earn while you spend, making every purchase work for you.

Personal Banking

Our personal banking options include various checking and savings accounts that cater to different lifestyles and preferences. Whether you're saving for a vacation or managing daily expenses, we have the right account for you. Need a vehicle? Our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options tailored to fit your budget.

Digital & Online Banking

At Twinstar, we know how important convenience and security are for our members. That's why we offer a robust suite of digital and online banking services designed to make your financial management easier, anytime and anywhere. With our online banking platform, accessible at https://www.twinstarcu.com/, you can check your account balances, transfer money, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with 24/7 online banking services, you're never more than a click away from managing your finances. For those who prefer mobile access, our mobile application is ready for download. It provides all the tools you need right at your fingertips. Want to make purchases without pulling out your card? Enjoy the ease of mobile payments that let you shop securely using just your phone. Security is always a priority at Twinstar. We offer electronic signature authorization for easy document signing without the hassle of printing and mailing. You can also sign up for e-statements to keep track of your finances while reducing paper clutter all while knowing that your information is protected. We strive to create a user-friendly experience that puts you in control of your financial journey. Whether you're checking account details or making transactions, our services are designed for accessibility and ease-of-use. Join us today at Twinstar and experience the convenience of modern banking!

Financial Strength

A Growing Community

We proudly manage a strong member base with 533,481 total share accounts. This number reflects the trust placed in us by our community and shows that together we are growing stronger every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 5735 Littlerock Rd Sw Tumwater Wa 98512 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your needs come first at Twinstar, where our mission is to support your financial journey.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 812 full-time employees and 4 part-time employees, our branches are always ready to serve you with knowledge and commitment.

Reinvestment for Better Services

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more efficient services and improved products tailored just for you.

Secure Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to protecting your savings means you can trust us to manage your funds responsibly.

Strong Capital Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases. Whether you're looking to buy a car or finance a new project, we're here to help make it happen.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to finance your next vehicle.

Credit Lines and Commercial Loans

For those seeking additional flexibility, our credit lines totaling $942,345,198 offer a convenient way to access funds when needed. Additionally, business owners can benefit from our outstanding commercial loans totaling $402,566,686, providing the capital needed for growth and expansion. At Twinstar, we believe everyone deserves access to fair lending options. Our team is available to discuss eligibility options and refinancing opportunities that may be available for you. We invite you to visit us or contact us for more information about our loan products and how they can help meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced staff is ready to assist you in navigating the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing you to build your credit history.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans