TwinStar Credit Union Tacoma WA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Twinstar! Located at 9601 S Tacoma Way Ste 103, Tacoma, WA 98499, our branch has been a trusted financial partner for the community since 1938. With over 261,185 members, we pride ourselves on providing personalized service and support to help you achieve your financial goals. At Twinstar, we're not just about numbers; we're about people. Our total assets stand at an impressive $4,259,303,493, which reflects our commitment to stability and growth. We understand the importance of your hard-earned money our total deposits reach $166,805,564, ensuring that your funds are safe and accessible when you need them. Our dedicated team, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, is here to serve you. Together with our skilled staff of 816 employees, we work tirelessly to provide exceptional banking experiences tailored to your unique needs. While you can visit us in person at our Tacoma branch for personal banking services like checking accounts, auto loans, and credit cards with rewards, we also offer convenient online and mobile banking solutions to fit your busy lifestyle. For any official correspondence, please send mail to PO Box 718, Olympia, WA 98507. Whether you're looking to finance a new car or save for the future, Twinstar is here to guide you every step of the way. Feel free to reach out by calling us at 800-258-3115 or visit our website at twinstarcu.com to explore all that we have to offer. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Community

Twinstar isn't just about numbers; it's about people. We are deeply rooted in Tacoma and actively participate in local initiatives aimed at uplifting our community. Whether it's sponsoring youth sports teams or supporting local charities, we strive to make a positive impact every day. While you can visit us at 9601 S Tacoma Way Ste 103, official correspondence should be sent to PO Box 718, Olympia, WA 98507 if necessary. Our branch operates from 9:00 AM to 5:30 PM Monday through Friday and is open on Saturdays from 9:30 AM to 2:00 PM for your convenience.

Join Us Today!

At Twinstar, we invite you to experience firsthand how we can support your financial journey. With dedicated service from our friendly staff and an array of products designed with you in mind, becoming a member means joining a family that cares about your success. If you're ready to take the next step towards better financial health or simply want more information about what we offer, don't hesitate to reach out at 800-258-3115 or visit us online at twinstarcu.com. Your future starts here with Twinstar!

Our Evolution

Since opening our doors, Twinstar has continually evolved to meet the needs of our members. We started with basic banking services and have expanded to offer a comprehensive suite of products including auto loans, mortgages, personal loans, and business banking solutions. Today, we manage total assets exceeding $4.25 billion, reflecting our growth and stability in the financial landscape. Our mission is simple yet impactful: to provide excellent financial services while supporting our community's needs. We believe in empowering individuals through education and accessible banking options that cater to their unique circumstances. As technology has advanced, so have we offering online banking, mobile payments, and e-statements to make managing finances easier for everyone.

Branch Location & Accessibility

Convenient Access

At Twinstar, we understand that accessibility matters. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us with ease. For those driving to see us, ample parking is available right outside our doors. You'll find our facility welcoming and ready to assist you with all your financial needs.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:30 AM to 2:00 PM for any banking services you may require. Our dedicated staff is eager to help you navigate through personal banking options such as checking and savings accounts, auto loans, mortgage loans, and more.

Services Offered

While you're here, take advantage of our full range of services designed to meet your financial goals. From personal loans and credit cards with rewards to business banking solutions like merchant services and business loans, we aim to provide tailored solutions that fit your lifestyle. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks.

Stay Connected

If you have questions or need assistance before visiting us, feel free to give us a call at 800-258-3115. We are always happy to help! While members can visit us at our Tacoma location for all banking needs, please note that official correspondence should be sent to our mailing address at PO Box 718 in Olympia. We invite you to come by Twinstar today let's explore how we can support your financial journey together!

Member Eligibility

Joining Twinstar is more than just opening an account; it's about becoming part of a welcoming community that cares about your financial well-being. If you're looking to join us at our convenient location at 9601 S Tacoma Way Ste 103 Tacoma Wa 98499, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our area. We believe in making banking accessible and supportive for everyone, so whether you're just starting out or looking for a place to grow your financial future, we're here for you. The process to become a member is simple and straightforward. You can find all the details about eligibility on our website, which we encourage you to check out at . Once you're ready to take the next step, opening an account is easy! Just visit us online at https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst or give us a call at (800) 258-3115 if you have any questions. We're excited to help you start this journey with us!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine being able to accept payments effortlessly while managing your cash flow effectively. Our tools can help you process credit card payments securely and efficiently, allowing you to focus on what really matters growing your business. Visit us at 9601 S Tacoma Way Ste 103 Tacoma Wa 98499 in Tacoma, WA, or give us a call at (800) 258-3115. Let's work together to make your business dreams a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, Twinstar offers robust solutions that cater to your operational needs. Our business banking services include merchant services and business loans, helping you manage cash flow and invest in growth opportunities with ease.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer a range of digital banking features. With our online and mobile banking, managing your accounts is just a few taps away whether you're checking balances or transferring funds. You can also enjoy the ease of ATM access for cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

Our personal banking options make managing your finances straightforward and accessible. With checking and savings accounts, you can easily keep track of your spending and savings goals. Need a new car? Our auto loans and vehicle financing solutions help you get behind the wheel without breaking the bank. If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans provide competitive rates tailored to fit your budget. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services are here to help you regain control. Plus, don't forget about our credit cards with rewards designed to give you more from every purchase.

Support When You Need It

We pride ourselves on being accessible. If you have questions or need assistance, feel free to reach out at 800-258-3115 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. Your financial journey is important to us at Twinstar. We invite you to visit us at our Tacoma branch or check out our website at Twinstar for more information about how we can support your financial goals. Let's work together to build a brighter financial future!

Digital & Online Banking

At Twinstar, we understand that your time is valuable, and that's why we've made banking easier and more secure with our range of digital and online banking services. Whether you're at home or on the go, managing your finances has never been more convenient. Our online banking platform, accessible at https://www.twinstarcu.com/, allows you to check your account balances, pay bills, and transfer funds anytime you need. With 24/7 access, you can manage your money at your own pace without waiting in line. Plus, our e-statements feature keeps your financial documents organized and eco-friendly, allowing you to view your statements easily right from your device. For those moments when you need to send money quickly, our person-to-person transfer service lets you send cash to friends or family instantly. No need for checks or cash; just a few taps on your phone will do! Speaking of phones, don't forget about our mobile application. It's designed for ease of use so that you can handle all your banking needs right from the palm of your hand. Security is a top priority for us at Twinstar. Our electronic signature authorization means that you can sign documents digitally without the hassle of printing and mailing them. This feature not only saves time but also enhances security by keeping your information safe and secure. Additionally, if you're someone who loves to make payments using your phone, you'll be happy to know that we offer mobile payment options. This means you can shop anywhere and pay with just a tap no cards needed! With all these features working together, managing your finances has never felt so easy or secure. Join us at Twinstar today and experience the freedom of modern banking!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how crucial it is for you to feel confident in your financial institution, and we are committed to maintaining a strong foundation to serve you better. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our lending capacity; with $34,336 in used auto loans and $3,339,891,779 in total loans and leases, we're here to support your dreams across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees who ensure our branches are always ready to assist you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 9601 S Tacoma Way Ste 103 Tacoma Wa 98499 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles, making it easier for you to drive away with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We offer competitive rates and various terms to fit your financial situation. If you're considering refinancing, we can guide you through the process to find the best solution for your needs.

Other Loan Options

In addition to these popular choices, Twinstar provides various personal loans and credit lines totaling $942,345,198. These options are perfect for consolidating debt or covering unexpected costs. We're here to help you find the right fit based on your unique financial situation. For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand your business endeavors. If you're interested in any of our loan offerings or want more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (800) 258-3115, or visit us at our branch located at 9601 S Tacoma Way Ste 103 Tacoma Wa 98499 in Tacoma, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing your finances effectively is key to staying on track. We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members navigate their expenses without hassle. Our credit cards come with rewards and benefits that can enhance your purchasing power.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without any hidden agendas.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every loan option is presented fairly, allowing users to choose what truly meets their needs. - Real-Time Rate Comparisons: With constantly updated loan rates from multiple institutions, users have access to the most relevant information available. This helps them make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better rates. Ready to start your search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans