TwinStar Credit Union Onalaska WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted credit union located at 223 2nd St W, Onalaska, WA 98570. Since opening our doors in 1938, we have proudly served our community, fostering financial wellness for over 261,000 members. With a robust total asset base of $4,259,303,493, we're committed to providing a wide range of financial services tailored to meet your needs. At Twinstar, we believe in the power of community and the importance of building lasting relationships with our members. We offer a variety of products, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services. Our dedication is reflected not only in our offerings but also in our solid financial standing our total deposits amount to $166,805,564, with a net worth of $466,413,793. While members can visit us at our branch location for face-to-face assistance and friendly service, official correspondence should be directed to our mailing address: PO Box 718, Olympia, WA 98507. Under the leadership of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, our team of over 800 employees is ready to support you on your financial journey. Whether you need help with loans or are interested in exploring new banking options through our online platform at twinstarcu.com, we're here for you. Experience the difference that comes with being part of a member-focused credit union. If you have any questions or wish to learn more about what we offer, don't hesitate to give us a call at 800-258-3115 or stop by during our operating hours from 9:00 AM - 5:30 PM Monday through Friday, and 9:30 AM - 2:00 PM on Saturday. Join us today and discover how Twinstar can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Over the years, Twinstar has built strong partnerships with local organizations and charities. We believe in giving back and actively participate in various community events aimed at improving the lives of those around us. Whether it's through sponsorships or volunteer work by our dedicated employees, we aim to make a positive impact on Onalaska and its residents. We invite you to join us at Twinstar where your financial needs are met with care and expertise. Experience the benefits of membership with a credit union that truly cares about its community. Together we can build a brighter financial future for everyone! For more information or assistance, call us at 800-258-3115 during our operating hours: Monday to Friday from 9:00 AM - 5:30 PM and Saturday from 9:30 AM - 2:00 PM. Visit us today!

Our Mission

Twinstar's mission goes beyond just offering financial services; it's about empowering individuals and families to achieve their financial goals while supporting the community around us. We strive to provide accessible personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends to creating opportunities for all through responsible lending practices and community outreach initiatives. In addition to traditional banking services, we've embraced digital advancements like online banking and mobile payments. This ensures that our members have convenient access to their finances anytime they need it. We are proud of our ADA compliance efforts which make our services accessible to everyone in the community.

Branch Location & Accessibility

Welcome to Twinstar, your friendly neighborhood credit union located at 223 2nd St W in Onalaska, WA. Nestled conveniently near local shops and just a short drive from the beautiful scenic areas of Lewis County, our branch is designed with accessibility in mind. Whether you're stopping by for personal banking or need assistance with loans, we're here to help! While members can visit us at this address, official correspondence should be sent to our mailing address at PO Box 718, Olympia, WA 98507. At Twinstar, we prioritize your convenience. Our branch features easy parking options and is fully ADA compliant, ensuring everyone can access our services without any hassle. We understand that life can get busy, so we offer operating hours that fit your schedule: our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:30 AM to 2:00 PM. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgage refinancing, we also provide ATM access for quick withdrawals and balance checks. Although we don't have a drive-thru service at this location, our team is always ready to assist you inside the branch. We invite you to visit us or give us a call at 800-258-3115. Your financial goals are important to us, and we look forward to serving you!

Member Eligibility

Welcome to Twinstar, where joining our community means becoming part of a supportive family that truly cares about your financial well-being! If you're wondering how you can become a member, it's quite simple. We welcome individuals who live, work, or worship in the areas we serve. This means if you have a connection to our local community, you're likely eligible! By becoming a member at Twinstar, you'll enjoy a range of benefits, from competitive loan rates to personalized service that puts your needs first. To get started on your membership journey, all you need to do is visit us at 223 2Nd St W Onalaska Wa 98570 or give us a call at (800) 258-3115. You can also check out more detailed eligibility criteria. Once you're ready, opening an account is easy; just follow the steps outlined here: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions and boost your bottom line. Imagine a busy Saturday at your café; our point-of-sale systems ensure that your customers can pay quickly and easily, allowing you to focus on what you do best serving delicious food! From payment processing to cash management, our services are crafted with your needs in mind. Visit us at 223 2Nd St W Onalaska Wa 98570 in Onalaska, WA, or give us a call at (800) 258-3115 to learn more about how we can help your business grow.

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans that can help your venture thrive. We understand that running a business requires support, and we're here to provide the resources you need.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, your finances are always within reach.

Get Started Today!

With so many services designed to meet your financial needs, it's easy to see why so many people choose Twinstar as their trusted credit union. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (800) 258-3115 or visit our website at Onalaska. Let's start building a brighter financial future together!

Personal Banking Solutions

For those seeking personal banking options, we offer flexible checking and savings accounts that help you manage your daily expenses while saving for future goals. If you're thinking about buying a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We also provide mortgage loans and refinancing solutions that make homeownership a reality for many of our members.

Support for Your Financial Needs

If you're facing unexpected expenses or need some extra cash flow, consider our personal loans and debt consolidation services. This could be just what you need to get back on track financially. Plus, with our credit cards with rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our digital banking offers a variety of features to help simplify your financial life. Want to make payments? With our mobile payments feature, making purchases is as easy as a tap on your phone. Plus, if you're sending money to friends or family, our person-to-person transfers make it quick and hassle-free. For those who prefer managing their accounts through an app, our mobile application gives you instant access to all your banking needs right in the palm of your hand. It's user-friendly and designed to help you navigate easily.

Security & Convenience

Your security is our priority. That's why we offer electronic signature authorization for transactions keeping everything safe and straightforward. You can also opt for e-statements, allowing you to receive your account statements electronically instead of waiting for them in the mail, reducing clutter while keeping important information at your fingertips. In today's fast-paced world, convenience is key. Our online banking ensures that whether you're checking balances or moving money, everything is just a click away. Join us at Twinstar and experience a new way to bank that fits into your life effortlessly!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 223 2Nd St W Onalaska Wa 98570 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Opportunities

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. This focus on safeguarding your investments means you can save with confidence knowing your funds are in good hands.

Strong Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to prudent financial management and our dedication to serving our members effectively. Our net worth ratio of 10.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're also dedicated to helping you achieve your personal finance goals. With $34,336 in used auto loans and $3,339,891,779 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $319,383 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 812 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service. Total Share Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have financing solutions that can support your growth ambitions. At Twinstar, we're committed to helping you navigate your financial journey with confidence. Our expert team is ready to assist you in understanding our products better and finding the one that aligns with your goals. For any inquiries or assistance, don't hesitate to reach out at (800) 258-3115 or visit us at our branch located at 223 2Nd St W Onalaska Wa 98570 in Onalaska, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right loan for you!

Credit Card Options

For those looking to manage everyday expenses more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans assisting our members. Our credit cards come with rewards and benefits that can help you maximize your spending power while maintaining control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and needs. Plus, if you're considering refinancing your existing mortgage, our team can help you explore eligibility options to potentially lower your monthly payments or access additional cash.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures that users receive fair and transparent offers tailored to their needs.

PEAK CREDIT UNION - Onalaska, WA

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Vehicle Loans

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