TwinStar Credit Union Olympia WA | Top Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 3215 Harrison Ave NW, Olympia, WA 98502. Since our establishment in 1938, we have been dedicated to serving our community with reliable financial solutions and exceptional member service. With a strong membership base of 261,185 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of the Olympia community. At Twinstar, we understand that every member's financial journey is unique. That's why we offer a wide array of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business banking solutions including merchant services and business loans. Our total assets stand at an impressive $4,259,303,493, reflecting our commitment to stability and growth for our members. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: PO Box 718, OLYMPIA, WA 98507. Our team is here to assist you with any inquiries you may have about our services or your accounts. Led by our CEO Jeff Kennedy and Board President Thomas Pettus-Czar, Twinstar employs over 816 dedicated staff members who are eager to help you achieve your financial goals. Our commitment to excellence has resulted in robust financial health with total deposits reaching $166,805,564 and a net worth of $466,413,793. We also maintain a healthy cash reserve of $41,780,442, ensuring that we can support our members when it matters most. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. If you're ready to take control of your financial future or have any questions about how Twinstar can help you thrive financially, don't hesitate to reach out! Call us today at 800-258-3115 or visit our website at Twinstar Credit Union for more information. Join us as we continue to grow together because at Twinstar, you're not just a member; you're family!

Branch History & Mission

At Twinstar, we are proud of our rich history and commitment to serving the Olympia community. Established in 1938, our branch has grown alongside its members, adapting to their needs while maintaining a steadfast dedication to financial well-being. With a total membership of over 261,000, we have become more than just a credit union; we are a part of the fabric of this vibrant community. Located at 3215 Harrison Ave NW, Olympia, WA 98502, our branch is easy to find and accessible for all members. Whether you're visiting us for personal banking services or community events, you can count on us being here to support your financial journey. While members can visit us at this location for all their banking needs, official correspondence should be sent to PO Box 718, OLYMPIA, WA 98507. Our mission is clear: we aim to empower our members through personalized financial services while fostering a sense of community and support. We believe that everyone deserves access to quality banking solutions that cater to their unique situations. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, and business banking options. Over the years, Twinstar has evolved with the times. We proudly embrace technology by offering online and mobile banking solutions that make managing your finances easier than ever. Our digital advancements ensure that whether you're making payments or checking balances from home or on-the-go, you have everything you need right at your fingertips. Community involvement is at the heart of what we do. Through partnerships and outreach programs, we strive to give back and uplift those around us. We support local initiatives and provide resources that help our community thrive economically and socially. As we look ahead, our focus remains on building relationships with our members both new and long-standing and ensuring they feel valued every step of the way. With total assets exceeding $4.25 billion and a team dedicated to providing exceptional service during our operating hours of Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:30 AM to 2:00 PM, we are ready to assist you in reaching your financial goals. We invite you to join Twinstar today! Experience firsthand how we're not just about banking but about creating lasting connections within our community. Come visit us at our Olympia branch or check out our website at Twinstar for more information on how we can help you achieve your financial dreams!

Branch Location & Accessibility

Welcome to the Twinstar branch located at 3215 Harrison Ave NW in beautiful Olympia, WA! Our branch is conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're visiting us after shopping at the nearby Safeway or enjoying a stroll through the neighborhood, we are here to serve you. At Twinstar, we pride ourselves on being accessible to everyone. Our location features ample parking and ADA-compliant facilities, ensuring that all members can visit comfortably. If you need assistance or have any questions, our friendly staff is just a phone call away at 800-258-3115. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:30 AM to 2:00 PM. We also offer ATM services for quick cash withdrawals and balance checks, so you can manage your finances even when you're on the go. While members can visit us at 3215 Harrison Ave NW, official correspondence should be sent to our mailing address at PO Box 718, Olympia, WA 98507. We invite you to come explore our range of personal and business banking services, from checking and savings accounts to auto loans and mortgages. Your financial journey starts here at Twinstar! So why wait? Stop by today or give us a call we look forward to helping you achieve your financial goals!

Member Eligibility

Joining the Twinstar community is a wonderful step towards enhancing your financial journey. We're excited to welcome anyone who lives, works, worships, or attends school in the areas we serve. It's all about building a supportive network where you can access a variety of services tailored just for you. At Twinstar, not only do you gain access to competitive rates and personalized banking solutions, but you also become part of a family that truly cares about your financial well-being. Becoming a member is easy! If you're ready to take that step, check out our detailed eligibility criteria here for the most updated information. Once you're set, opening an account is a breeze; simply follow this link to get started: Account Opening. If you have any questions or need assistance, feel free to reach us at (800) 258-3115. We can't wait to welcome you to our 3215 Harrison Ave Nw Olympia Wa 98502 location!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine this: you own a bustling café in Olympia, WA. Your customers love paying with cards, but managing transactions can be a hassle. Our merchant services simplify this process. We provide reliable payment processing that lets you focus on what matters most serving your customers and growing your business. Ready to take your business to the next level? Visit us at 3215 Harrison Ave Nw Olympia Wa 98502 or call us at (800) 258-3115 to learn more about how our business banking and commercial services can benefit you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in the car of your dreams without the stress of high monthly payments. Our team is ready to assist you in finding the right loan that suits your budget.

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. Running a business is no small feat; our dedicated team is available to provide solutions that can help your business thrive.

Convenience at Your Fingertips

At Twinstar, convenience is key. We have ATM services available for quick cash withdrawals and balance checks when you're on the go. You can also take advantage of our online banking platform which allows for easy account management from anywhere. We invite you to explore all that we have to offer at West Olympia Safeway! If you have questions or need assistance, please don't hesitate to reach out at (800) 258-3115. Our friendly staff is ready to help you navigate your financial journey today!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we have you covered with comprehensive mortgage loans. Buying a home is one of life's biggest decisions; let us make it easier with personalized support and guidance through the entire process.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. We know that managing your finances can be challenging, which is why we offer easy online and mobile banking options. Imagine being able to check your balance or transfer funds with just a few taps on your smartphone! Plus, our credit cards come with rewards to help you earn while you spend.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can tackle those costs head-on or consolidate debts for better management. Whether it's for home repairs or unexpected bills, we're here to help simplify your financial life.

Digital & Online Banking

Accessibility and Ease-of-Use

With Twinstar's digital banking options, you have real-time access to your account information right when you need it. Whether you're at home or out and about, our platform is designed for ease of use. Managing your finances should be straightforward, and we're committed to providing you with tools that enhance your banking experience. Explore all that Twinstar has to offer by visiting https://www.twinstarcu.com/ today! Your financial journey just got a lot easier with our modern digital solutions.

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it fits into your schedule. Plus, with the ability to enroll in e-statements, you can reduce paper clutter and manage your statements more efficiently. We prioritize your security too our electronic signature authorization feature ensures that your transactions are safe and verified. For those on the go, our mobile application is a must-have tool. It offers all the essential functions of online banking right at your fingertips. You can even make mobile payments directly from your phone, making purchases more convenient than ever. If you need to send money to friends or family quickly, our person-to-person transfer service makes it simple and instant.

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures we can provide you with the best services possible. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 3215 Harrison Ave Nw Olympia Wa 98502 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for more personalized solutions, we also provide refinancing options that can help lower your monthly payments or consolidate existing debts into one manageable loan. Our team is ready to discuss eligibility requirements and help you explore what works best for you. At Twinstar, we pride ourselves on offering transparent lending practices and exceptional member service. Whether you have questions about our offerings or want to start an application, don't hesitate to reach out at (800) 258-3115 or visit us at 3215 Harrison Ave Nw Olympia Wa 98502 in Olympia, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your journey toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can accommodate your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We're here to guide you through the process, ensuring you find the best loan option for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. With competitive interest rates and no collateral required, our credit cards are designed to give you purchasing power while keeping your financial health in mind.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans