TwinStar Credit Union Olympia WA | Quick Personal Loans & Checking

Introduction

Welcome to Twinstar, your trusted credit union located at 1020 5Th Ave Se, Olympia, WA 98501. Established in 1938, Twinstar has proudly served our community for over eight decades, growing alongside our members and adapting to their needs. With a total membership of 261,185 and assets exceeding $4.25 billion, we are committed to providing personalized financial solutions that empower our members. At Twinstar, we believe in the power of community. Our dedicated team, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, works diligently to ensure that each member feels valued and supported. We offer a range of services from personal banking options like checking and savings accounts to loans for vehicles and mortgages, all designed to help you achieve your financial goals. Our branch is equipped with modern conveniences, including online banking, mobile payments, and an ATM for easy access to your funds. While members can visit us at our Olympia location for face-to-face support, official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. With total deposits amounting to $166,805,564 and a net worth of $466,413,793, Twinstar stands as a pillar of strength in the financial landscape. We pride ourselves on offering competitive rates and flexible loan options having facilitated over 155,467 loans to meet the diverse needs of our community. As you explore what Twinstar has to offer, we invite you to reach out via phone at 800-258-3115 or visit our website at Twinstar Credit Union for more information about how we can assist you. Join us on this journey toward financial wellness; together, we can build a brighter future!

Branch History & Mission

Community Focus

At Twinstar, we understand that being a good neighbor goes beyond just offering financial products. We actively engage in community outreach efforts and partnerships that make a real difference in people's lives. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to uplift those around us. As technology advances, we also prioritize digital solutions that ensure all members can access their accounts safely and easily. With features such as online banking, mobile payments, and electronic signatures, managing your finances has never been more straightforward. We invite you to join Twinstar and experience the many benefits that come with being a member of our credit union. Together, let's build a brighter future for ourselves and our community. Visit us today or check out our website at Twinstar for more information!

Our Mission

Our mission is simple yet powerful: to improve the lives of our members and strengthen our communities through accessible financial services. We believe that everyone deserves the opportunity to achieve their dreams, whether it's buying a home or starting a business. This commitment drives us every day as we work to enhance the member experience with innovative solutions and customer-centric initiatives. While you can visit us at 1020 5th Ave SE, official correspondence should be sent to PO Box 718, Olympia, WA 98507. We offer convenient operating hours from 9:00 AM - 5:30 PM Monday through Friday and 9:30 AM - 2:00 PM on Saturday for your convenience. Additionally, we provide ATM availability for easy access to cash whenever you need it.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before visiting, feel free to give us a call at 800-258-3115. We're excited to welcome you into our branch! And remember, while members can visit us at 1020 5Th Ave Se Olympia Wa 98501, official correspondence should be sent to PO Box 718, Olympia, WA 98507. Come see how Twinstar can make your banking experience enjoyable and efficient!

Nearby Landmarks and Accessibility

Our Olympia branch is situated near popular spots like the historic Capitol Campus and just a short drive from local eateries and shops. This makes it easy for you to combine your banking visit with other errands or leisure activities. We pride ourselves on providing a welcoming environment with features that ensure everyone can access our services comfortably. Our location is ADA compliant, equipped with ramps and designated parking spaces for those who need them.

Operating Hours

We understand that life can be busy, so we offer flexible hours to suit your schedule. Visit us Monday through Friday from 9:00 AM to 5:30 PM, or stop by on Saturday from 9:30 AM to 2:00 PM for your banking needs. Whether you prefer face-to-face interactions or need a simple ATM withdrawal (which we have available), we've got you covered!

Services Offered

At Twinstar, we offer a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and even business banking solutions our team is ready to assist you. While we don't have drive-thru service at this location, our friendly staff is always available inside to make your visit as smooth as possible.

Member Eligibility

At Twinstar, we believe that becoming a member means joining a caring community where your financial needs come first. If you're looking to enjoy personalized services and great benefits, membership here is open to you! Whether you live, work, or worship in the area, you can qualify for membership easily. We welcome individuals and their families who meet these criteria. Plus, by being part of Twinstar, you'll gain access to competitive rates on loans and savings, along with a range of convenient banking options tailored just for you. Getting started is simple! You can check out all the specific eligibility details at . Once you're ready to join us, opening an account is just a click away through our easy online application process found at https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 258-3115. We're excited to have you as part of our community at Twinstar, located at 1020 5Th Ave Se Olympia Wa 98501!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services tailored to meet your operational needs. Imagine having a reliable partner who streamlines payment processing, allowing you to focus on what truly matters growing your business. With our services, you can accept payments easily, manage transactions efficiently, and improve customer satisfaction all essential for staying competitive in today's market. Located at 1020 5Th Ave Se Olympia Wa 98501, Olympia, WA, we're here to support local businesses. Connect with us today to explore how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how important it is to have reliable banking support. Our Business Banking services include Merchant Services & Business Loans, designed to streamline operations and provide funding when you need it most.

Cash Withdrawal and ATM Access

Need cash in a pinch? Our ATM & Cash Withdrawal Services ensure you have access to your funds whenever necessary. Basic ATM access allows for easy withdrawals and balance checks without any hassle. At Twinstar, we're committed to making banking as simple and convenient as possible. We invite you to visit us at 1020 5Th Ave Se Olympia Wa 98501 or call us at (800) 258-3115 for more information on how our services can benefit you. Explore our website at Olympia and discover how we can assist in achieving your financial goals today!

Credit Options and Rewards

Enhance your purchasing power with our Credit Cards with Rewards, allowing you to earn points for everyday spending. This means that each dollar spent could lead to exciting rewards like travel perks or cash back making your financial choices even more rewarding.

Digital Banking Convenience

In today's fast-paced world, accessibility is key. That's why we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to save for the future, our Personal Banking services cater to every stage of life. We offer various Checking & Savings Accounts that come with low fees and competitive interest rates, making it easier for you to save and spend wisely. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide flexible terms tailored to fit your budget. For those dreaming of homeownership or seeking to refinance their existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best rates available. Additionally, if you're dealing with unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation offerings can help ease financial burdens with straightforward repayment plans.

Digital & Online Banking

At Twinstar, we understand that convenience and security are essential to your banking experience. That's why we've designed our digital and online banking services to fit your busy lifestyle while keeping your information safe. With just a few clicks or taps, you can manage your accounts from anywhere at any time. Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds easily. You can get started by visiting us at https://www.twinstarcu.com/. If you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family in seconds. To ensure you have the best experience, our mobile application is user-friendly and packed with features like mobile payments, enabling you to pay for purchases directly from your phone. Plus, with electronic signature authorization available, signing documents has never been easier no more printing or scanning required! We also offer e-statements for those who prefer going paperless. This not only helps the environment but also gives you instant access to your account statements anytime you need them. And rest assured that all these features are built with security in mind, so you can bank with confidence. At Twinstar, we believe managing your finances should be straightforward and efficient. Our digital services empower you to take control of your financial life right from your smartphone or computer. Join us today and discover how easy banking can be!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong foundation and commitment to serving our community with confidence. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $34,336 in used auto loans and $3,339,891,779 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1020 5Th Ave Se Olympia Wa 98501 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new or used vehicle, we have options tailored just for you.

Credit Lines

If you're looking for more flexibility, our credit lines totaling $942,345,198 allow you to borrow as needed and only pay interest on the amount you use. This can be an excellent solution for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We also provide guidance throughout the mortgage process to ensure that you understand your options and find what works best for you.

Refinancing Options

We also provide refinancing options across various loan types. If you currently have a loan elsewhere and are looking for better terms or lower rates, speak with one of our representatives about how we can help you save money through refinancing. At Twinstar, we're committed to making lending accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about our loan products and how we can assist you with your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. This option is perfect for those looking for convenience and flexibility in their spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. Every loan listing you see on LendMesh reflects genuine rates from legitimate financial institutions, eliminating any guesswork in your search.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans