TwinStar Credit Union Lacey WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Twinstar at Hawks Prairie Safeway, your trusted partner in financial well-being! Located conveniently at 1243 Marvin Rd Ne, Lacey, WA 98516, we have been proudly serving our community since 1938. With a strong commitment to our members, we currently boast a membership of over 261,185 individuals who trust us for their banking needs. At Twinstar, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total assets of $4,259,303,493 reflect our stability and dedication to providing top-notch services. We pride ourselves on being more than just a credit union; we're a vital part of the community. With $166,805,564 in total deposits and a solid net worth of $466,413,793, we ensure that your money is secure while offering competitive loan options for your needs. We currently manage 155,467 loans and leases to help our members achieve their financial goals. For any correspondence, please note that while you can visit us at our branch location, official communications should be directed to our mailing address: PO BOX 718, OLYMPIA, WA 98507. Our leadership team is passionate about fostering a welcoming environment. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive to create meaningful relationships with each member. Our knowledgeable staff of 816 employees is always ready to assist you during our operating hours from 9:00 AM - 6:00 PM Monday through Friday, and 9:30 AM - 2:00 PM on Saturday. Ready to experience exceptional service? Don't hesitate to give us a call at 800-258-3115 or visit us online at Twinstar Credit Union to learn more about how we can help you achieve your financial dreams. Your future starts here!

Branch History & Mission

At Twinstar, our story began in 1938 in the heart of Lacey, Washington. Since then, we have grown from a small credit union into a trusted financial partner for over 261,185 members. Our location at 1243 Marvin Rd NE, Lacey, WA 98516 has become more than just a branch; it's a community hub where neighbors support each other and work towards their financial goals together. Over the decades, Twinstar has evolved significantly while staying true to our mission: to provide accessible financial services that empower our members and uplift the community. From our humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Today, we proudly manage total assets of over $4.25 billion, reflecting our commitment to growth and stability. Our mission is simple yet impactful: we strive to enhance the quality of life for our members by offering personalized financial solutions and fostering community connections. We believe in the importance of supporting local initiatives and charities, ensuring that as we grow, so does the community around us. Through partnerships and outreach efforts, Twinstar aims to make a positive difference in Lacey and beyond. While members can visit us at 1243 Marvin Rd NE, official correspondence should be sent to PO BOX 718, OLYMPIA, WA 98507. We are dedicated to accessibility with convenient operating hours from 9:00 AM - 6:00 PM Monday through Friday and 9:30 AM - 2:00 PM on Saturdays. Additionally, we offer ATM services for your convenience. At Twinstar, technology meets tradition. We are committed to providing modern conveniences such as online banking and mobile payments while ensuring our facilities are ADA compliant. Our focus remains on delivering exceptional customer service tailored to your needs. Join us today at Twinstar! Experience firsthand how we can help you achieve your financial aspirations while being part of a vibrant community. Visit our website at Twinstar or call us at 800-258-3115 for more information on becoming a member. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. With ADA-compliant features, including ramps and designated parking spots, we strive to make banking easy for everyone. Whether you're stopping by for a quick transaction or seeking advice on loans and savings accounts, our welcoming environment will make you feel right at home.

Call to Action

We invite you to stop by Twinstar today! Our friendly staff is ready to assist you with any questions or services you may need. Feel free to give us a call at 800-258-3115 if you'd like more information before your visit. Your journey toward financial wellness begins here!

Operating Hours

Twinstar is here for you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:30 AM to 2:00 PM. We know how busy life can get, which is why we offer flexible hours to accommodate your schedule.

Services Offered

At Twinstar, we take pride in offering a wide array of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions for every financial goal. Our ATM services are available on-site for quick cash withdrawals and balance checks, ensuring you have access to your funds when you need them. While members can visit us at 1243 Marvin Rd NE for all their banking needs, official correspondence should be sent to PO BOX 718, Olympia, WA 98507 if needed.

Member Eligibility

Becoming a member of Twinstar is more than just opening an account; it's about joining a community that supports your financial journey. If you live, work, worship, or attend school in the area, you're already on your way to eligibility! We welcome individuals who share our commitment to building a stronger local economy and enhancing our members' lives. The benefits of membership include access to personalized banking services, competitive rates on loans, and a range of financial products designed with you in mind. For more detailed information on eligibility criteria, feel free to visit us at . When you're ready to start your membership journey, opening an account is simple! Just check out the process outlined here: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions, don't hesitate to give us a call at (800) 258-3115. We look forward to welcoming you into the Twinstar family!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services simplify payment processing, enabling you to focus on what matters most growing your business. Imagine seamlessly accepting payments from customers, whether they prefer credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also boosts your bottom line. Visit us at 1243 Marvin Rd Ne Lacey Wa 98516, Lacey, WA, or call us at (800) 258-3115 to learn how our business banking and commercial services can support your vision for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services provide easy access for withdrawals and balance checks without the hassle. With ATMs available around town, getting cash when you need it is straightforward. At Twinstar, we strive to create an inclusive environment where everyone can feel confident managing their finances. For more information about our services or to speak with one of our friendly team members, please call us at (800) 258-3115 or visit us at Hawks Prairie Safeway today! Your financial success starts here!

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services are here to help. We understand how important reliable transportation is for your daily life. With flexible terms and competitive rates, getting behind the wheel of your dream car has never been easier.

Business Banking

For entrepreneurs, our Business Banking solutions include Merchant Services and Business Loans designed to help grow your business. From funding new projects to managing cash flow, we're committed to supporting local businesses in our community.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points or cashback on everyday purchases. Whether it's groceries or gas, imagine earning rewards while spending wisely. This service adds value to every dollar spent and helps you make the most of your finances.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options cater to all types of borrowers. Picture yourself moving into your new home with a mortgage plan that fits comfortably within your budget. Our experienced team will guide you through each step, ensuring you find the best solution for your needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our robust Online & Mobile Banking platforms let you manage your accounts anytime, anywhere. Check balances, transfer funds, and even deposit checks from the comfort of your home or on the go making banking simpler than ever.

Personal Banking

We offer Personal Banking options that include Checking and Savings Accounts. Imagine having an account that not only helps you manage day-to-day expenses but also grows your savings over time. Our accounts come with competitive interest rates and no hidden fees, making it easier for you to achieve your financial goals.

Personal Loans & Debt Consolidation

Managing multiple debts can be overwhelming. That's why we offer Personal Loans & Debt Consolidation services. These loans can simplify your payments by combining several debts into one manageable monthly payment, often with lower interest rates. It's about giving you peace of mind as you work towards financial freedom.

Digital & Online Banking

Key Features

Our digital offerings include features like E-Statements, which allow you to receive your bank statements electronically, saving both time and paper. Plus, if you need to sign documents quickly, our Electronic Signature Authorization makes it easy to sign important paperwork from anywhere without the hassle of printing. For those who love using their smartphones, our Mobile Application provides an intuitive interface for managing your accounts on the go. You can even make Mobile Payments, simplifying how you shop and manage expenses. Need to send money to a friend? Our Person-to-Person Transfers make it quick and easy to share funds directly.

Security & Accessibility

We prioritize your security every step of the way. With advanced encryption and safety measures in place, you can confidently handle your transactions knowing that your information is protected. Our user-friendly design ensures that even those new to online banking will find it accessible and straightforward. In a world where time is precious, let Twinstar's digital and online banking services help simplify your life. Join us today and take advantage of all these convenient features tailored just for you!

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

With a total of 533,481 share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust empowers us to build an even more vibrant community around Twinstar, located at 1243 Marvin Rd Ne Lacey Wa 98516, Lacey, WA 98516. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1243 Marvin Rd Ne Lacey Wa 98516 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $34,336 in used auto loans and have a total of $3,339,891,779 in loans and leases available to support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can make the process straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are committed to supporting your growth through tailored loan options.

Credit Lines

If you're looking for flexibility, consider our credit lines with a total value of $942,345,198. These options allow you to access funds when you need them most without the hassle of applying for a new loan each time. We also have refinancing options available for those looking to adjust their current loan conditions for better terms or lower payments. For more information about our loan offerings, please feel free to reach out at (800) 258-3115 or visit us at our location: 1243 Marvin Rd Ne Lacey Wa 98516, Lacey, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We work closely with our members to provide personalized service and competitive rates that can help you secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. With our credit cards, you'll enjoy competitive rates and rewards that fit your lifestyle.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans