TwinStar Credit Union Lacey WA | Convenient ATM Services Only

Introduction

Welcome to Twinstar, your trusted financial partner located at 4501 Intelco Loop Se, Lacey, WA 98503. Established in 1938, we have proudly served our community for over eight decades. With a vibrant membership of 261,185 individuals, we are dedicated to providing tailored financial solutions that meet the unique needs of our members. At Twinstar, we believe in the power of community and strive to make a positive impact through every interaction. Our total assets stand at an impressive $4,259,303,493, showcasing our strong commitment to your financial well-being. With $166,805,564 in deposits and an extensive portfolio of 155,467 loans and leases, we offer a range of services designed to help you achieve your goals whether that's buying a new home, financing your education, or managing day-to-day expenses. While members can visit us at our branch address above, official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. We also take pride in maintaining a healthy net worth of $466,413,793 and keeping over $41,780,442 in cash on hand to ensure liquidity and security for our members. Under the leadership of our CEO Jeff Kennedy and Board President Thomas Pettus-Czar, Twinstar remains committed to exceptional service and transparency. Our dedicated team of 816 employees is here to assist you from Monday to Friday between 8:30 AM - 5:30 PM. We invite you to explore more about how Twinstar can support your financial journey by visiting us online at twinstarcu.com or calling us at 800-258-3115. Your future starts here let's achieve it together!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are part of the Lacey community. Our outreach efforts include partnerships with local organizations and initiatives designed to uplift and support those around us. We strive to be accessible not only through traditional banking but also by embracing technology with services like online banking and mobile payments. While members can visit us at 4501 Intelco Loop SE for face-to-face assistance during our operating hours Monday through Friday from 8:30 AM to 5:30 PM official correspondence should be sent to PO Box 718, Olympia, WA 98507.

Join Us

As Twinstar continues to grow and adapt alongside our community's needs, we invite you to join us on this journey. Experience firsthand how being part of Twinstar can benefit you financially while contributing positively to Lacey. Together, we can build a brighter future for everyone. For more information or to become a member today, please call us at 800-258-3115 or visit our website at twinstarcu.com. Join us in making a difference!

Our Story

Over the years, Twinstar has experienced significant milestones that highlight our dedication to providing exceptional financial services. With total assets reaching an impressive $4,259,303,493, we have expanded our offerings to include various loans and accounts tailored to meet the needs of our diverse membership base. Our headquarters in Olympia, WA, reflects our roots while allowing us to serve the Lacey area with local expertise and personalized service. Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a strong sense of community. We believe that financial success is not just about numbers; it's about empowering people to achieve their dreams. Whether it's through home loans, auto financing, or savings accounts, we aim to provide resources that enhance the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

At our Twinstar branch, we prioritize accessibility for everyone. Our location features ADA-compliant entrances and parking facilities to ensure that all members can visit us without hassle. Parking is available nearby, so you won't have to worry about finding a spot.

Mailing Information

If you need to send us any official correspondence, please note that while you can visit us at our branch address, official mail should be directed to PO Box 718 in Olympia, WA. We invite you to come see us! If you have any questions or would like more information before your visit, don't hesitate to call us at 800-258-3115. We look forward to serving you!

Nearby Landmarks

Situated in the vibrant Lacey area, we are just a stone's throw away from popular local spots like the beautiful Woodland Creek Community Park and the bustling Lacey Marketplace. These landmarks make it simple to combine your banking needs with errands or leisure activities.

Services Offered

While we currently do not offer drive-thru banking or ATMs at this location, our friendly staff is always ready to assist you inside. Whether you need help with opening an account or discussing loan options, we're here to provide personalized service tailored to your needs.

Member Eligibility

At Twinstar, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us at our welcoming location at 4501 Intelco Loop Se Lacey Wa 98503, you're in the right place! To be eligible for membership, you generally need to meet certain criteria, such as living or working in specific areas, or being part of particular organizations. Don't worry; it's designed to be inclusive! For detailed information about the specific eligibility requirements, feel free to visit our website at . Once you know you qualify, opening an account is a breeze! We make the process straightforward and user-friendly. You can easily get started by following the steps outlined on our account opening page here: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, please don't hesitate to reach out to us at (800) 258-3115. Join us today and experience the benefits of being part of the Twinstar community!

Business Banking & Commercial Services

Financing Options that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly without worrying about payment processing. Our merchant services empower you to accept payments seamlessly, whether in-person or online. This means you can focus on what truly matters serving your customers and growing your business. Visit us at 4501 Intelco Loop Se Lacey Wa 98503, Lacey, WA, or call us at (800) 258-3115 to learn more about how we can support your business journey!

Comprehensive List Of Services

Banking Made Easy

In today's busy world, having access to your finances whenever and wherever you need it is crucial. That's why we offer robust ATM Services Only, giving you the freedom to manage your money on-the-go. Imagine being able to withdraw cash or check your balance any time without the hassle of long lines. With our ATM services, convenience is just a few taps away.

Digital Banking Features

Embracing technology allows us to serve you better. We provide an intuitive online banking platform where you can easily access your accounts, transfer funds, and view transactions from the comfort of your home. If you're on the move, our mobile application ensures that all these features are right at your fingertips perfect for busy lifestyles!

Get in Touch

If you're ready to explore how we can assist you further, feel free to reach out! You can contact us at (800) 258-3115 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Our team is eager to welcome you and help with all your banking needs. At Twinstar, we are committed to supporting you with comprehensive financial solutions tailored just for you. Visit us today at 4501 Intelco Loop Se Lacey Wa 98503 or check out our website at https://www.twinstarcu.com/ for more information about our services and how we can assist you on your financial journey!

Member-Centric Approach

We understand that every member has unique financial needs. Whether you're a first-time car buyer or looking to secure funds for an unexpected expense, our team at Twinstar is here to help. Our friendly staff can guide you through your options and help you make informed decisions that align with your financial goals.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents digitally, making processes faster and hassle-free. Plus, we offer e-statements for easy tracking of your transactions no more paper clutter! For those who prefer mobile banking, our app is available for download, allowing you to check balances, make payments, and even initiate person-to-person transfers right from your phone. If you're on the go and want to make quick purchases, our mobile payments feature makes it simple and secure.

Security You Can Trust

We prioritize your security. All our digital services come with robust security measures to protect your personal information. You can bank with peace of mind knowing that we're here to safeguard your data while providing a smooth banking experience. In short, whether you're checking your balance from home or making a quick payment while out and about, Twinstar's digital and online banking services empower you to take control of your finances effortlessly. Join us today and experience banking made easy!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable can bring peace of mind. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We're proud to report $265,086,517 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $34,336 in used auto loans and $3,339,891,779 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our recent net income is $0, this reflects our commitment to operational efficiency. It enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 4501 Intelco Loop Se Lacey Wa 98503 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or securing a reliable pre-owned vehicle, our team is here to guide you through every step of the process.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $402,566,686 provide the capital needed to expand your operations or invest in new projects. We understand the unique challenges businesses face and aim to support your ambitions with accessible financing solutions. If you're considering refinancing any existing loans or have questions about eligibility options for our various products, don't hesitate to reach out. Our knowledgeable team is ready to assist you in finding the best financial solutions tailored just for you. To learn more about our loan offerings or to apply today, visit us at 4501 Intelco Loop Se Lacey Wa 98503, Lacey, WA, or call us at (800) 258-3115. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We work with you to find the best mortgage solution that fits your budget and lifestyle, ensuring that you can navigate the path to homeownership with confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while keeping your financial health in check.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans