TwinStar Credit Union Lacey WA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Twinstar, your trusted financial partner right here at the Lacey Credit Union Center! Located at 4540 6th Ave SE, Lacey, WA 98503, we have been proudly serving our community since 1938. With a deep commitment to our members, we have grown to support over 261,185 individuals and families, providing personalized banking solutions that truly make a difference. At Twinstar, we understand that financial needs can vary widely from one member to another. That's why we offer an array of services including personal banking, auto loans, mortgages, and business banking options. Our total assets stand strong at an impressive $4,259,303,493, ensuring that we are well-equipped to handle your financial aspirations. We also boast total deposits of $166,805,564 and a solid net worth of $466,413,793, reflecting our stability and dedication to member satisfaction. While you can visit us at our Lacey branch for all your banking needs, any official correspondence should be directed to our mailing address: PO Box 718, Olympia, WA 98507. Our team is here for you during regular business hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Under the leadership of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, our dedicated staff of 816 employees works tirelessly to provide exceptional service with a personal touch. Whether you're looking for assistance with loans over 155,467 currently active or need help navigating online banking services like mobile payments or e-statements, we've got you covered! Explore more about what we offer by visiting our website at Twinstar or give us a call at 800-258-3115. Join the Twinstar family today and experience the credit union difference!

Branch History & Mission

At Twinstar, we take pride in our rich history and deep commitment to the community. Established in 1938, our branch has been a cornerstone of financial support for residents of Lacey, WA, and surrounding areas for over 85 years. Located at 4540 6th Ave SE, Lacey, WA 98503, we have witnessed the growth and transformation of our community, adapting to meet the evolving needs of our members. Over the decades, Twinstar has grown tremendously from its humble beginnings. Today, we proudly serve 261,185 members with total assets exceeding $4.25 billion. Our mission is simple yet profound: we strive to empower our members through accessible financial services while fostering a spirit of community support and engagement. We believe that when our members thrive, so does our community. Our branch operates with extended hours to ensure that we are available when you need us most. Join us during our lobby hours from 8:30 AM to 5:30 PM Monday through Friday, and 9:30 AM to 2:00 PM on Saturdays. For those on the go, we offer convenient ATM services and drive-thru banking for quick deposits and withdrawals. While members can visit us at 4540 6th Ave SE, official correspondence should be sent to PO Box 718, Olympia, WA 98507 if needed. This ensures smooth communication as we continue to grow. Twinstar is dedicated not only to providing top-notch financial services but also to enriching the lives of our members through various outreach programs and partnerships within the community. Whether it's supporting local events or offering educational resources about managing finances, our focus remains on making a positive impact. We embrace modern technology with user-friendly online banking options and mobile payments to make managing your finances easier than ever before. Our commitment extends beyond just transactions; it's about creating lasting relationships built on trust and support. As we look ahead, we invite you to join us in this journey towards financial empowerment. Experience the benefits of being a part of Twinstar where your success is our mission! If you're ready to take the next step in your financial journey or have questions about our services, don't hesitate to contact us at 800-258-3115 or visit our website at www.twinstarcu.com. Your future starts here!

Branch Location & Accessibility

Call to Action

Ready to experience the convenience of banking with us? Stop by our Lacey branch today or give us a call at 800-258-3115. We look forward to welcoming you into the Twinstar family! While members can visit us at 4540 6Th Ave Se Lacey Wa 98503, official correspondence should be sent to PO Box 718, Olympia, WA 98507. See you soon!

Nearby Landmarks and Accessibility

Our branch is nestled in a vibrant area, just a stone's throw away from local favorites like the Lacey Community Center and the popular Woodland Creek Community Park. You'll find ample parking available for your convenience, making it easy to visit us without any hassle. Plus, we're proud to be ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

We know that life gets busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. If you prefer online banking or need cash outside of these hours, we have an ATM on-site for quick withdrawals and balance checks. For those who enjoy the drive-thru experience, we've got you covered there too! At Twinstar Credit Union, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our friendly team is ready to assist you with everything from simple transactions to more complex financial needs.

Member Eligibility

Becoming a member of Twinstar is like joining a family where your financial well-being comes first. If you live, work, or go to school in the area, you're already on the path to membership! We welcome individuals who share our values and commitment to community. Joining us not only gives you access to a range of personalized financial services but also connects you with a network of supportive members who are all striving for their financial goals together. Ready to take the next step? You can easily open an account at Twinstar by visiting us at our welcoming location at 4540 6Th Ave Se Lacey Wa 98503, or by exploring the process online through this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, don't hesitate to reach out at (800) 258-3115. For more detailed information about membership eligibility, check out our resources here: . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify transactions for your business. Picture this: a bustling retail shop using our payment processing solutions to quickly accept payments from customers, enhancing their overall experience. Our services ensure you can focus on what you do best running your business while we take care of the financial details. Visit us at 4540 6Th Ave Se Lacey Wa 98503 in Lacey, WA, or call us at (800) 258-3115 to discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our extensive network of ATMs, accessing cash is straightforward and convenient. Enjoy the ease of ATM and cash withdrawal services, ensuring you have funds available when you need them without any hassle.

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our auto loans and vehicle financing make the process easy and accessible. Picture yourself driving off the lot in your new car, knowing that you've secured competitive rates tailored to your budget.

Business Banking

For small business owners, our business banking services including merchant services and business loans are designed to help you thrive. Imagine having access to resources that can assist in expanding your operations or managing day-to-day cash flow effectively.

Credit Cards with Rewards

Want to earn rewards while spending? Our credit cards with rewards offer cash back and points for everyday purchases. You could earn rewards on groceries, gas, and more, turning everyday spending into opportunities for savings.

Drive-Thru Banking

Sometimes you just want quick service without leaving your car. Our basic drive-thru banking makes it easy to conduct simple transactions like deposits and withdrawals without stepping inside the branch. At Twinstar, we are committed to making your banking experience as smooth as possible with all these offerings under one roof. Our friendly staff is ready to assist you with any questions or guidance you may need along the way. For more information about our services or how we can help meet your financial goals, give us a call at (800) 258-3115 or visit us online at Lacey Credit Union Center. We look forward to serving you!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, our mortgage loans provide various options to suit different budgets and preferences. This could be the key to unlocking your dream home while ensuring you have manageable monthly payments.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your finances anytime, anywhere. Whether it's paying bills or transferring money between accounts, everything is just a few taps away.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are built with your goals in mind. Imagine having a checking account that not only helps you manage your daily expenses but also offers great benefits. With personal banking, you'll find accounts that fit your lifestyle and help you save for future needs.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come into play. Whether it's for medical bills or consolidating credit card debt, we're here to help simplify your finances, making it easier for you to focus on what matters most.

Digital & Online Banking

Key Features

Enjoy the benefits of E-Statements, which allow you to view your account statements digitally no more waiting for paper copies in the mail. This not only helps you keep track of your finances but also contributes to a greener environment. For those who need quick access to cash or want to share funds with friends or family, our Person-to-Person Transfers feature makes sending money effortless. Just a few taps on your mobile device and you're done! Our mobile application is another fantastic tool that brings banking right to your fingertips. With it, you can make payments using our Mobile Payments feature and enjoy the flexibility of banking while on the go. Plus, when it comes time to sign documents, we offer Electronic Signature Authorization for added convenience and security. We prioritize safety at Twinstar, ensuring that every transaction you make is protected by advanced security measures. Banking doesn't have to be complicated; with us, it's straightforward and efficient. Join us today at Twinstar and discover how our digital banking services can simplify your financial life! For more information, visit us at https://www.twinstarcu.com/ or give us a call at (800) 258-3115.

Financial Strength

Committed Team

We also take pride in having 812 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable and committed team. This dedicated workforce ensures that your experience with us is smooth and satisfying.

Lending Capacity

Our lending capacity is robust. We have $34,336 in used auto loans and $3,339,891,779 in total loans and leases, supporting members' financial goals across various sectors. Our efforts reflect an operational efficiency evidenced by our $0 figure, which allows us to keep offering competitive loan rates and solid financial products tailored for you.

Member Savings Security

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. We focus on building relationships based on trust and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 4540 6Th Ave Se Lacey Wa 98503 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Our Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into practical benefits for you as a member.

Loan Offering

Additional Options

If you're considering refinancing any existing loans, be sure to ask us about eligibility options that could save you money and improve your overall financial position. Our dedicated team at Twinstar, located at 4540 6Th Ave Se Lacey Wa 98503, Lacey, WA, is ready to assist you with all your lending needs. For more information or to discuss which loan product best suits your situation, feel free to call us at (800) 258-3115 during our operating hours: Monday through Friday from 8:30 AM - 5:30 PM and Saturday from 9:30 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Twinstar, we're committed to providing clear and honest information so you can make informed decisions regarding your financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans, helping our members get on the road with confidence. Whether you are interested in financing a brand-new vehicle or need support for a reliable used one, our team is here to guide you through every step of the process.

Business Loans

For business owners, we recognize that access to capital is crucial for growth and expansion. Our outstanding commercial loans total $402,566,686, ensuring that businesses in our community have the financial support they need to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $257,979,892, providing you with the resources needed to secure your dream home. Our experienced staff can help you understand all available options and ensure you find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing your finances effectively is key to achieving long-term stability. We also provide flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans supporting our members' spending needs. This option allows you to maintain control over your purchases while benefiting from competitive rates.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans