TwinStar Credit Union Hoquiam WA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Twinstar, your trusted partner in financial services located at 320 Ontario St, Hoquiam, WA 98550. Since our establishment in 1938, we've dedicated ourselves to serving the community with a commitment to trust, reliability, and member satisfaction. With a total membership of 261,185 individuals, we are proud to be a significant part of your financial journey. At Twinstar, we understand that every member's needs are unique. That's why we offer a range of services from personal banking and auto loans to mortgage refinancing and business banking solutions. Our assets total an impressive $4,259,303,493, reflecting our strong financial health and ability to support our members' goals. As of now, our total deposits stand at $166,805,564, ensuring that we have the resources to help you when you need it most. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. Under the leadership of our CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we have built a team of 816 employees who are ready to assist you. Our focus is on creating lasting relationships with our members while providing excellent service tailored just for you. Whether you're looking for guidance on saving for the future or need assistance with loans our knowledgeable staff is here to help! We invite you to explore our website at Twinstar Credit Union for more information about our offerings or give us a call at 800-258-3115 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Experience the difference with Twinstar where your financial well-being is our top priority!

Branch History & Mission

Join Us!

We invite you to become part of the Twinstar family. Experience firsthand how we blend traditional values with modern banking practices aimed at making your life easier. Together, let's build a brighter future for you and our community! If you're ready to take the next step in your financial journey, contact us at 800-258-3115 or visit Twinstar's website for more information on how to become a member today!

Modern Banking with a Personal Touch

In today's fast-paced world, we also prioritize innovation. Our digital banking solutions ensure that you can manage your finances seamlessly from anywhere at any time. Whether it's online banking or mobile payments, Twinstar makes it easy to stay connected with your money. For those who prefer face-to-face interactions, our branch offers convenient operating hours from 9:00 AM to 5:30 PM on weekdays and drive-thru service on Saturdays from 9:30 AM to 2:00 PM. We are proud to provide ATM access for quick cash withdrawals and balance checks as well. While members can visit us at 320 Ontario St, official correspondence should be sent to PO Box 718 in Olympia for any mailing needs.

Our Mission

At Twinstar, our mission is simple yet impactful: to improve lives by delivering exceptional financial services and fostering a sense of community. We believe in building long-lasting relationships with our members by offering support that goes beyond transactions. Whether you need help with personal finances or guidance in your business endeavors, we are here to assist you every step of the way. Our commitment extends beyond banking; we actively engage in various community outreach programs. By partnering with local organizations and initiatives, we strive to uplift those around us and contribute positively to the Hoquiam area.

Branch Location & Accessibility

Welcome to Twinstar, your friendly neighborhood credit union located at 320 Ontario St in the heart of Hoquiam, WA. We understand that convenience matters, and our branch is easily accessible for all your banking needs. Situated near popular local spots, we are just a stone's throw away from the vibrant waterfront and the scenic parks that make our community special. At Twinstar, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, including ramps and spacious parking options. Whether you're driving through or stopping by for a visit, you'll find it easy to get to us. Our operating hours are designed to fit into your busy schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays, our drive-thru service is available from 9:30 AM until 2:00 PM. If you ever have questions or need assistance, don't hesitate to give us a call at 800-258-3115. For those who prefer self-service options, we offer an ATM on-site for quick withdrawals and balance checks. Plus, with our basic drive-thru banking services, you can complete simple transactions without leaving your vehicle. While members can visit us at 320 Ontario St for all their banking needs, official correspondence should be sent to PO Box 718 in Olympia, WA. We invite you to come explore what Twinstar has to offer! Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans and credit cards, our friendly staff is ready to help. Swing by today; we can't wait to meet you!

Member Eligibility

At Twinstar, we're excited to welcome you into our community! Joining is simple and open to anyone who lives, works, or worships in the area. If you're a member of a local association or have a family member who's already part of our credit union, you're also eligible to join us. The advantages of being a member at Twinstar are plentiful; from competitive rates on loans to personalized service that feels like family, you'll find that your financial needs are truly cared for here. To start your journey with us, you can easily open an account online by visiting this link. If you have any questions or need assistance, feel free to give us a call at (800) 258-3115. For more detailed information about eligibility criteria, check out our resource at . We can't wait for you to become part of the Twinstar family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, manage transactions efficiently, and keep your cash flow steady all while focusing on what you do best: running your business. Our merchant services provide the tools you need to thrive in today's market. Whether it's point-of-sale systems or online payment solutions, we equip you with reliable options that simplify your operations. Come visit us at 320 Ontario St Hoquiam Wa 98550 in Hoquiam, WA, or call us at (800) 258-3115 to learn more about how we can help your business grow!

Comprehensive List Of Services

Accessible Service Options

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking for simple transactions like deposits and withdrawals. We also have an ATM on-site for easy access to your funds without stepping inside the branch. Our friendly staff is here during regular hours from 9:00 AM to 5:30 PM Monday through Friday and 9:30 AM to 2:00 PM on Saturdays, ready to assist with any questions or needs.

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we emphasize online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been more straightforward. Plus, our ATM services are available for quick cash withdrawals and balance checks when you're on the go.

Join Us Today!

At Twinstar, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. Explore all our services today by visiting us at 320 Ontario St Hoquiam Wa 98550 or give us a call at (800) 258-3115. Ready to take the next step? Open an account now through our easy online application! Let's work together towards a brighter financial future!

Loans That Work for You

Life can be unpredictable, which is why having access to personal loans for debt consolidation or unexpected expenses is crucial. At Twinstar, we provide credit cards with rewards that give back every time you use them, making it easier to manage purchases while earning benefits. For our business members, we offer comprehensive business banking solutions, including merchant services and business loans that empower you to grow your enterprise.

Personal Banking Made Simple

Managing your finances is easier than ever with our personal banking services. We offer checking and savings accounts that fit various lifestyles, making it convenient for you to save for that dream vacation or cover monthly bills. Need a car? Our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. If homeownership is on your horizon, explore our mortgage loans and refinancing solutions that help turn your dream home into reality.

Digital & Online Banking

Key Features

Enjoy the flexibility of person-to-person transfers, making it easy to send money to friends or family with just their email or phone number. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also provide e-statements to help you keep track of your transactions without the clutter of paper statements. All these features are designed with your ease of use in mind, giving you real-time access to your financial information whenever you need it. At Twinstar, we prioritize your security while ensuring that banking is straightforward and accessible. So whether you're at home or out and about, rest assured that managing your finances is convenient and safe. Experience the freedom of digital banking today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, reinforcing our commitment to being a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 320 Ontario St Hoquiam Wa 98550 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $34,336 in used auto loans and have a total of $3,339,891,779 in loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away with confidence.

Credit Lines and More

In addition to auto and mortgage loans, we have a robust offering of credit lines totaling $942,345,198. This flexibility allows you to access funds when needed without the burden of high-interest rates. At Twinstar, we recognize that every financial journey is unique. That's why we provide refinancing options and eligibility assessments to tailor solutions specifically for you. For more information on how our loan products can work for you, feel free to reach out at (800) 258-3115 or visit us at our branch located at 320 Ontario St Hoquiam Wa 98550, Hoquiam, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. Our team is ready to assist you in navigating the mortgage process, whether you are purchasing your first home or refinancing an existing loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards come with benefits that can suit your lifestyle and help you build credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, eliminating hidden terms or conditions.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans