TwinStar Credit Union Chehalis WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner right here in Chehalis, WA! Established in 1938, we have proudly served our community for over 85 years, fostering relationships built on trust and reliability. Our branch, located at 1555 S Market Blvd, Chehalis, WA 98532, is dedicated to providing personalized banking solutions tailored to meet your needs. At Twinstar, we believe in empowering our members. With a robust total membership of 261,185 and total assets amounting to an impressive $4,259,303,493, we are committed to supporting you through every financial journey. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we've got you covered. Our leadership team is here for you. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive to create a welcoming environment where your financial aspirations can thrive. We take pride in our dedicated team of 816 employees, all working tirelessly to ensure you receive exceptional service. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO BOX 718, OLYMPIA, WA 98507. We invite you to explore our diverse range of services designed just for you! With total deposits reaching $166,805,564 and cash in hand totaling $41,780,442, your money is not only safe but also actively working for you. Curious about what we offer? Visit us online at Twinstar or give us a call at 800-258-3115 during our lobby hours from 9:00 AM - 5:30 PM Monday through Friday and 9:30 AM - 2:00 PM on Saturday. Let's take the next step together towards achieving your financial goals!

Branch History & Mission

At Twinstar, our story began in 1938, rooted in the heart of Chehalis, WA. Over the decades, we have grown from a small local credit union into a thriving financial institution with a mission to empower our members and enrich our community. Our branch is located at 1555 S Market Blvd, Chehalis, WA 98532, a convenient spot for all your banking needs. Since our inception, we have proudly served over 261,185 members, offering them tailored financial services that cater to their unique needs. With total assets exceeding $4.25 billion, we continue to be a reliable partner in your financial journey. The commitment to our mission has not wavered; we strive to provide exceptional service while fostering a sense of belonging among our members. Our mission goes beyond traditional banking. We aim to create positive impacts within the community by supporting local initiatives and partnerships that uplift those around us. Whether it's through financial education programs or community outreach efforts, we are dedicated to making a difference in the lives of our members and neighbors. Twinstar is not just about numbers; it's about people. We understand that managing finances can be overwhelming, so we offer various services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our modern online and mobile banking options make it easy for you to manage your finances anytime, anywhere. While members can visit us at 1555 S Market Blvd, official correspondence should be sent to PO BOX 718, OLYMPIA, WA 98507 if different from the branch address. Our operating hours are designed for your convenience: we're open from 9:00 AM to 5:30 PM Monday through Friday and 9:30 AM to 2:00 PM on Saturdays for drive-thru services. Plus, with ATM availability right here at the branch, accessing your funds has never been easier. As we look ahead, we invite you to join Twinstar and experience the benefits of being part of a community-focused credit union. Let us help you achieve your financial goals while together making Chehalis an even better place to live and thrive! For any inquiries or assistance, feel free to reach out at 800-258-3115.

Branch Location & Accessibility

ATM Services

Need cash on the go? We have an ATM available for your convenience! You can make withdrawals and balance checks without having to step inside the branch.

Accessibility Features

At Twinstar, we believe in making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots. You can easily navigate our space whether you're coming in on foot or with assistance.

Call or Visit Us

For any questions or assistance, feel free to call us at 800-258-3115. We invite you to visit us at Twinstar your community-focused credit union where we're committed to helping you achieve your financial goals. Your next visit could be just around the corner!

Convenient Hours

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Join us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturday from 9:30 AM to 2:00 PM. Whether you need help with personal banking, auto loans, or credit card services, our team is ready to assist you during these hours.

No Drive-Thru Service

Please note that while we do not offer drive-thru services at this location, our friendly staff is always ready to help you as soon as you walk through our doors.

Member Eligibility

At Twinstar, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and our goal is to support you in achieving your financial dreams. To get started, simply visit us at 1555 S Market Blvd Chehalis Wa 98532 or give us a call at (800) 258-3115 for more information. You can also check out the detailed eligibility criteria on our website at . Once you're ready to join, opening an account is a breeze! Just head over to this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst, and you'll be on your way to enjoying the many benefits of being part of our community.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify payment processing so you can focus on what matters growing your business. Imagine accepting payments easily from customers both online and in-store, giving you more time to innovate and serve your clientele better. Visit us at 1555 S Market Blvd Chehalis Wa 98532, Chehalis, WA, or reach out at (800) 258-3115 to learn how we can partner together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With our mobile application, managing your finances is just a tap away check balances, transfer funds, and pay bills without needing to visit the branch. Our ATM services ensure that cash withdrawal is hassle-free whenever you need it. Basic ATM access includes not only withdrawals but also balance checks so that you're always informed about your finances.

Connect with Us Today!

At Twinstar, we're committed to meeting your financial needs with friendly service and expert advice. If you have any questions or need assistance with our services, don't hesitate to reach out at (800) 258-3115. Visit us at our Chehalis location or explore more on our website at Chehalis Financial Services Center. We look forward to serving you!

Personal Banking Made Easy

When it comes to managing your money, having the right tools at your fingertips is essential. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking simple and efficient. Are you looking for a new vehicle? Our auto loans and vehicle financing options are flexible and designed to help you get behind the wheel without breaking the bank. With competitive rates and easy application processes, driving your dream car could be closer than you think. For those considering homeownership or refinancing, our mortgage loans provide various options to suit different budgets and preferences. We guide you through each step, ensuring that the path to owning your home is clear and manageable.

Smart Solutions for Debt Management

If you're juggling multiple debts or simply want to consolidate, our personal loans can give you a fresh start. With straightforward terms and conditions, getting back on track has never been easier. Plus, our credit cards with rewards offer a great way to earn benefits while making everyday purchases.

Supporting Your Business Ventures

At Twinstar, we also cater to local businesses with specialized services. Our business banking options include merchant services and business loans, helping entrepreneurs like you thrive in the community. Whether you're starting a new venture or looking to expand an existing one, we're here to support your success.

Digital & Online Banking

At Twinstar, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring you have the control and convenience you need. One of the standout features is our comprehensive online banking portal, which you can explore at https://www.twinstarcu.com/. This service provides 24/7 access to your account information, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. For those who prefer using their mobile devices, our mobile application is available for download, bringing the bank right to your fingertips. You can make person-to-person transfers effortlessly and enjoy mobile payments that simplify transactions in everyday life. Plus, with electronic signature authorization available, signing documents is quick and secure no more paperwork cluttering your desk. We also prioritize keeping you informed about your finances. With e-statements readily accessible through our online banking platform, you'll receive timely updates without the hassle of paper statements. This not only helps reduce waste but also makes it easy to track your spending habits. At Twinstar, we believe that financial management should be empowering. Our digital tools are designed to help you stay on top of your finances with real-time updates and easy navigation. With security measures in place to protect your information, you can bank confidently knowing that we're committed to keeping your data safe. Experience the convenience of modern banking today with Twinstar!

Financial Strength

Commitment to Stability

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Transparency

Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1555 S Market Blvd Chehalis Wa 98532 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive off in your new or used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your endeavors with customized lending solutions. At Twinstar, we pride ourselves on being more than just a lender; we aim to be a trusted partner in your financial journey. If you're interested in any of our loan products or would like more information about our services, feel free to reach out at (800) 258-3115 or visit us at 1555 S Market Blvd Chehalis Wa 98532 in Chehalis, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and discover how our loan offerings can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We work closely with you throughout the process, ensuring that you understand all your options. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans