TwinStar Credit Union Centralia WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted credit union located at 1129 Harrison Ave, Centralia, WA 98531. Since our establishment in 1938, we've been dedicated to serving our community and helping our members achieve their financial goals. With a total membership of over 261,185, we pride ourselves on offering personalized services that cater to your unique needs. At Twinstar, we understand that financial decisions can be overwhelming. That's why we're here to provide support every step of the way. Our total assets stand at an impressive $4,259,303,493, with total deposits reaching $166,805,564. This robust foundation allows us to offer competitive rates on loans and savings products while ensuring the safety and security of your funds. Our leadership team is committed to fostering a supportive environment for our members. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive to create lasting relationships built on trust and transparency. Together with our dedicated team of 816 employees, we work tirelessly to enhance your banking experience. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant solutions and business loans, Twinstar has you covered. Explore our offerings through our user-friendly website at twinstarcu.com or give us a call at 800-258-3115 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:30 AM to 2:00 PM. Join us at Twinstar today and discover how we can help you reach your financial dreams!

Branch History & Mission

Welcome to Twinstar, a cornerstone of financial service and community support in Centralia, WA. Since our doors opened in 1938, we have proudly served our members, building a legacy of trust and commitment that spans decades. With a total membership of over 261,185 and assets reaching an impressive $}, our growth reflects the dedication we have towards our community. Located at 1129 Harrison Ave Centralia Wa 98531, just a stone's throw away from local landmarks like the bustling downtown area, we make it easy for you to access your banking needs. While members can visit us at 1129 Harrison Ave Centralia Wa 98531, official correspondence should be sent to PO Box 718, OLYMPIA, WA 98507. At the heart of our mission is a simple yet powerful commitment: to provide exceptional financial services while actively supporting the community. We strive to empower our members through products tailored to their needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal is not only to help you achieve your financial dreams but also to be a partner in your journey. As we continue to innovate, we have embraced technology with features such as online banking, mobile payments, and e-statements. These advancements ensure that you can manage your finances conveniently and securely from anywhere. We are also proud of our ADA compliance efforts, ensuring that everyone has equal access to our services. Community outreach is vital to us. We actively engage in partnerships and initiatives that uplift those around us, contributing not only financially but also by volunteering our time and resources. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:30 AM to 2:00 PM. We also offer ATM availability for quick cash access when you need it. Join us at Twinstar and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Whether you're looking for reliable banking solutions or eager to participate in local initiatives, we're here for you every step of the way. Call us at (800) 258-3115 or visit us online at Centralia Safeway to learn more about becoming a member today!

Branch Location & Accessibility

Convenient Access

At Twinstar, we understand that accessibility matters. Our branch is designed with your convenience in mind, featuring ADA-compliant entrances and ample parking space. Whether you're visiting us for personal banking, auto loans, or business services, you'll find our location welcoming and easy to navigate. While members can visit us at our Centralia address, official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507.

Get in Touch

Ready to experience the Twinstar difference? Feel free to call us at 800-258-3115 if you have any questions or want more information about our services. We invite you to come by the Centralia branch and see how we can help you achieve your financial goals!

Operating Hours

We know that life can get busy. That's why our lobby hours are tailored to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:30 AM to 2:00 PM. We encourage you to stop by during these hours to take advantage of our variety of services.

Services Offered

At Twinstar, we offer a full range of services designed to meet your needs whether it's personal checking accounts, savings options, or vehicle financing. We also have an ATM available for quick cash withdrawals and balance checks. While we don't have drive-thru service at this branch, our friendly staff is always ready to assist you inside.

Member Eligibility

At Twinstar, we believe that joining our community should be a warm and welcoming experience. Becoming a member is open to anyone who lives, works, worships, or attends school in the areas we serve, making it easy for you to become part of our supportive network. Whether you're looking for personal banking services, loans, or just a friendly place to manage your finances, you'll find a home here with us at Twinstar. For more detailed eligibility information, feel free to check out our website at . Opening an account is straightforward and designed with you in mind. You can easily start your membership journey by visiting us at https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance along the way, don't hesitate to give us a call at (800) 258-3115. We're excited to welcome you into our family at Twinstar, located at 1129 Harrison Ave Centralia Wa 98531, where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services

Alongside our loan offerings, we provide merchant services that simplify transactions for your business. Imagine a busy Saturday where customers are eager to check out quickly. With our payment processing solutions, you can accept payments seamlessly, keeping lines moving and customers happy. From credit card processing to online payment options, we equip you with tools that enhance your customer experience and streamline your operations. At Twinstar, located at 1129 Harrison Ave Centralia Wa 98531 in Centralia, WA, we are dedicated to empowering local businesses. Join us in creating a prosperous future!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business? We understand that every penny counts. That's why we offer business banking solutions including merchant services and business loans tailored specifically for entrepreneurs like you. Accessing funds for growth has never been easier.

Convenience at Your Fingertips

At Twinstar, we prioritize convenience. With ATM services available for cash withdrawals and balance checks, plus digital banking features like person-to-person payments, managing your finances has never been simpler. Our friendly staff is also available by phone at (800) 258-3115 should you have any questions or need assistance. We invite you to explore all that we offer at Centralia Safeway. Visit us today at 1129 Harrison Ave Centralia Wa 98531 in Centralia, WA and discover how we can support your financial goals. Your journey toward better financial health starts here!

Home Loans

Thinking about buying a home? Our mortgage loans and refinancing options are tailored to help you secure the best deal possible. Picture yourself settling into your dream home with manageable monthly payments that suit your lifestyle. We're here to guide you through every step of the process.

Personal Banking Solutions

For those managing day-to-day finances, our personal banking options include checking and savings accounts designed to help you save for the future while enjoying easy access to your money. Imagine being able to check your balance or transfer funds right from your mobile device our online and mobile banking features make this a reality.

Personal Loans and Credit Cards

For unexpected expenses or consolidating debt, our personal loans provide flexibility and peace of mind. Plus, with credit cards offering rewards, you can earn points on purchases you already make. It's an easy way to turn everyday spending into savings.

Vehicle Financing

If you're in the market for a new car, we offer auto loans and vehicle financing that can fit any budget. Whether you're buying new or used, our competitive rates can help you get behind the wheel without breaking the bank. You'll also find that applying is straightforward, especially with our online application process.

Digital & Online Banking

At Twinstar, we understand that managing your finances should be as simple and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere, ensuring that you are always in control. Our online banking portal at https://www.twinstarcu.com/ is user-friendly and packed with features that make it easy for you to manage your finances. You can view your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with e-statements available, you'll have quick access to your account statements without the clutter of paper. For those moments when you need to send money to friends or family instantly, our person-to-person transfer feature makes it effortless. Whether it's splitting a bill or helping out a loved one, just a few taps on your mobile device will get the job done. Security is paramount at Twinstar. We use electronic signature authorization to ensure that your transactions are safe and secure. You can trust that your information is protected while you enjoy the convenience of digital banking. If you're always on the move, our mobile application enhances your banking experience even further. With mobile payments enabled, paying for goods and services is faster than ever. You can leave your wallet behind and make purchases directly from your phone. All these features are designed not just for ease but also for peace of mind. At Twinstar, we're committed to providing accessible and user-friendly solutions so you can focus on what matters most in life. Embrace the freedom of managing your finances digitally today!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on solid foundations, ensuring that we can meet the needs of our community. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to financial strength is further reflected in our $265,086,517 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $34,336 in used auto loans and $3,339,891,779 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for all members. Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1129 Harrison Ave Centralia Wa 98531 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Credit Lines and Business Loans

For those needing additional flexibility, our credit lines total $942,345,198, allowing you access to funds when you need them most. Additionally, for business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand your operations. If you're interested in any of these loan products or have questions about refinancing options and eligibility, don't hesitate to reach out! You can contact us at (800) 258-3115 or visit us at our branch located at 1129 Harrison Ave Centralia Wa 98531 in Centralia, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We work with you to find the right mortgage solution tailored to your needs, whether you're a first-time buyer or looking to refinance an existing loan.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards provide a convenient way to cover unexpected expenses while earning rewards along the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified data, LendMesh creates an environment where potential borrowers can confidently explore their options without fear of hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in helping individuals navigate their borrowing needs successfully. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans