TwinStar Credit Union Centralia WA | Affordable Auto Loans & Mortgages

Introduction

Welcome to Twinstar, your trusted credit union located at 1320 S Gold St, Centralia, WA 98531. Since our establishment in 1938, we've been committed to fostering financial well-being for our members, boasting a strong community presence and a dedication to service that sets us apart. With over 261,185 members and total assets of an impressive $4,259,303,493, we're here to help you navigate your financial journey with confidence. At Twinstar, we understand the importance of personalized banking solutions. Our offerings include checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking services. Whether you're looking to save for the future or secure a loan for your next big purchase, we're ready to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. We're proud to maintain a healthy balance sheet with total deposits of $166,805,564 and a net worth of $466,413,793. With cash in hand amounting to $41,780,442, we ensure that we are well-positioned to meet the needs of our members. Our leadership team is dedicated to steering Twinstar towards even greater heights. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive not just for growth but also for meaningful impact within our community. We invite you to explore how Twinstar can be your partner in achieving your financial goals. For more information about our services or to get started on your application today, please visit us online at Twinstar Credit Union or call us at 800-258-3115. Your financial future awaits!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we are deeply involved in community outreach efforts as well. We partner with local organizations to support initiatives that make a real difference in people's lives. Whether it's through educational programs or charitable contributions, we strive to uplift those around us. As technology continues to advance, we ensure that our services remain accessible and user-friendly for everyone. With features like electronic signatures and mobile payments available, we aim to create a seamless banking experience for all members. Join us at Twinstar as we continue this journey together. Experience the benefits of being part of a credit union that truly cares about its members and their community. For more information or to become a member today, please call us at 800-258-3115 or visit our website. Let's build a brighter financial future together!

Our Mission

At Twinstar, our mission is clear: we strive to be a trusted partner in your financial journey while actively supporting the community around us. We believe that financial success is not just about numbers; it's about building relationships and fostering growth. We prioritize member satisfaction by offering services like online and mobile banking, which allow you to manage your finances conveniently from anywhere. While you can visit us at our Centralia branch for all your banking needs, official correspondence should be sent to PO BOX 718, Olympia, WA 98507 if different from our branch address. We are here for you Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. You can also take advantage of our ATM services and drive-thru banking options for quick transactions.

Branch Location & Accessibility

Welcome to Twinstar, your friendly credit union located at 1320 S Gold St in Centralia, WA. Our branch is easy to find, right in the heart of the city and close to popular spots like the Centralia Outlets and the beautiful George Washington Park. Whether you're popping in for a quick transaction or need assistance with your banking needs, our convenient location makes it simple to stop by. At Twinstar, we value accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services comfortably. Plus, we have ample parking available so you can easily access our facility without any hassle. Our dedicated team is here to serve you during our welcoming hours from 9:00 AM to 5:30 PM Monday through Friday and from 9:30 AM to 2:00 PM on Saturday for drive-thru services. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we've got you covered. In addition to our friendly staff ready to assist you in person, we also offer ATM services for those on-the-go banking needs. With our drive-thru banking option available, making deposits or withdrawals has never been easier. While members can visit us at 1320 S Gold St, official correspondence should be sent to PO BOX 718, Olympia, WA 98507 if needed. If you have any questions or want more information about our services, don't hesitate to give us a call at 800-258-3115. We look forward to welcoming you to Twinstar!

Member Eligibility

At Twinstar, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is straightforward and welcoming! If you're a resident of Washington, work for a participating employer, or have family ties to our existing members, you can join our family. We're dedicated to providing personalized service and fostering relationships that help you achieve your financial goals. To get started, simply visit us at 1320 S Gold St Centralia Wa 98531, or give us a call at (800) 258-3115 for any questions. For more detailed information on eligibility criteria, check out our website at . Once you're ready to take the next step, you can easily open an account online through this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. Join us today and experience the benefits of membership with Twinstar!

Business Banking & Commercial Services

Merchant Services That Make Transactions Simple

Imagine a busy Saturday at your local café. Customers are lining up, eager for their favorite brew. With our merchant services, payment processing is quick and efficient, allowing you to focus on what matters most serving your customers. From credit card processing to point-of-sale systems, we provide the tools you need to keep your business thriving. Located at 1320 S Gold St Centralia Wa 98531, Centralia, WA, we are here to empower your business every step of the way. Reach out today at (800) 258-3115 to learn how we can support your ambitions!

Tailored Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Need quick access? Our branch provides basic drive-thru banking for deposits and withdrawals along with ATM access for balance checks and cash withdrawal, making transactions swift and easy. Whether you're visiting us in person or using our digital tools, Twinstar strives to make banking simple and accessible for all members of the community. If you have questions or want to learn more about how we can support your financial journey, don't hesitate to reach out at (800) 258-3115. We invite you to explore all that we have to offer at Centralia because at the end of the day, it's all about helping you achieve financial wellness!

Business Banking Services

If you're a business owner, we've got you covered too! Our Business Banking services include essential tools like Merchant Services for easy payment processing and Business Loans tailored to meet the specific needs of your enterprise. With us, managing your business finances will be straightforward and hassle-free.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms. You can check balances, transfer money, or pay bills anytime, anywhere all from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach.

Personal Banking Solutions

Managing your personal finances has never been easier with our comprehensive banking options. We provide Checking & Savings Accounts that cater to different lifestyles, making it simple to save for future goals or access funds when needed. If you're looking to buy a car, our Auto Loans & Vehicle Financing solutions can help you get behind the wheel without breaking the bank. Additionally, our Mortgage Loans & Refinancing options offer competitive rates and flexible terms to assist you in securing your home sweet home. For those unexpected expenses, we have Personal Loans & Debt Consolidation services that can lighten your financial load and put you back on track. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into savings.

Digital & Online Banking

Key Services for You

Our online banking services are available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever you need to. Plus, with the option for electronic signatures, signing documents has never been simpler or more secure no need to visit us in person! You can also enroll in e-statements, allowing you to receive your financial statements electronically. This not only keeps your documents organized but also helps reduce paper clutter. Managing your money on-the-go is a breeze with our mobile application. Whether you're out shopping or enjoying a day out, our app lets you handle your banking needs right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy just a few taps, and it's done!

Security and Accessibility

We prioritize the safety of your personal information. Our digital banking platform uses advanced security measures to keep your data protected while ensuring that you have full control over your accounts. Enjoy peace of mind knowing that your transactions are safe. With features like mobile payments integrated into our services, making purchases has never been easier or more efficient. Simply tap and pay directly from your device! In short, whether you're checking balances or making transfers, Twinstar offers everything you need in one user-friendly package. Join us today and experience the ease of modern banking! For more details on how to get started, visit us at https://www.twinstarcu.com/.

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases. This diverse range of lending options ensures that whether you're looking to buy a vehicle or need financing for other personal projects, we've got you covered.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, with $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member Trust

With total share accounts reaching 533,481, it's clear that more members trust us with their finances than ever before. This growing member base is a testament to our reliable services and community focus. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1320 S Gold St Centralia Wa 98531 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect our dedication to serving you efficiently. The current $0 shows our operational efficiency enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 812 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and commitment.

Secure Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your funds reflects our dedication to your financial success.

Strong Financial Health

With a net worth of $466,413,793, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you want, with flexible terms that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's competitive market. At Twinstar, we prioritize transparency and simplicity in all our loan offerings. If you're considering refinancing or want to learn about eligibility options, please reach out. Our experienced team can assist you in understanding your options so you can make informed decisions. Feel free to contact us at (800) 258-3115 for more information or visit us at our branch located at 1320 S Gold St Centralia Wa 98531 in Centralia, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

For those who need extra financial flexibility, we provide credit lines with a total of $942,345,198 available to our members. Additionally, our unsecured credit card loans amounting to $214,933,207 help you manage your finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through the process.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans