TwinStar Credit Union Aberdeen WA | Best Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 410 N G St, Aberdeen, WA 98520. Since our establishment in 1938, we have proudly served our community, currently boasting a membership of over 261,185 individuals who trust us with their financial needs. With total assets reaching an impressive $4,259,303,493, we are committed to offering you the best in personal banking services. At Twinstar, we believe in creating lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help. Our CEO, Jeff Kennedy, and Board President, Thomas Pettus-Czar, lead a talented group of 816 employees who are passionate about providing exceptional service. While members can visit us at 410 N G St, official correspondence should be sent to our mailing address at PO Box 718, Olympia, WA 98507. With total deposits of $166,805,564 and cash on hand amounting to $41,780,442, you can count on us for secure and reliable banking solutions. We invite you to explore all that Twinstar has to offer. Visit our website at Twinstar or call us at 800-258-3115 for more information. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Excellence

At Twinstar, we embrace modern technology while ensuring that every member feels valued and supported. Our commitment includes ADA compliance so that all individuals can access our services with ease. With features like online banking and mobile payments available, managing finances has never been simpler or more secure. We invite you to join us at Twinstar and experience firsthand the benefits of membership. Together, let's build a brighter future for ourselves and our community. For any inquiries or assistance, feel free to reach out at (800) 258-3115 or visit us online at Twinstar. Your journey towards better financial health starts here!

Our Evolution

From our humble beginnings, Twinstar has evolved to meet the changing needs of our community. Initially founded to provide accessible financial services to local residents, we have expanded our offerings over the decades. Today, we provide a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our mission has always been clear: to empower our members through comprehensive financial services while fostering a strong sense of community.

Our Mission

Twinstar's mission is not just about providing financial products; it's about making a real difference in people's lives. We strive to enhance the economic well-being of our members by offering personalized banking solutions that cater to their unique circumstances. We believe in supporting local initiatives and partnerships that uplift our community. Whether it's through outreach programs or financial education workshops, we are committed to being a positive force in Aberdeen and beyond. While members can visit us at 410 N G St Aberdeen Wa 98520, official correspondence should be sent to PO Box 718, OLYMPIA, WA 98507. Our branch operates during lunchtime hours from Monday to Friday, making it convenient for students and staff alike to access essential banking services.

Branch Location & Accessibility

Accessibility and Amenities

At Twinstar, we prioritize accessibility for all our members. Our location is equipped with features that comply with ADA standards, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with your financial goals, our friendly staff is ready to help.

Operating Hours

We know your time is valuable, which is why we offer convenient operating hours. Our in-school branch is open during lunchtime from 12:00 PM to 1:00 PM, making it easy for students and staff to manage their banking while on campus.

Services Offered

We provide a variety of services tailored just for you. From personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, there's something for everyone. Plus, if you're in need of cash, our ATM is available on-site for quick withdrawals and balance checks. While members can visit us at 410 N G St Aberdeen Wa 98520, official correspondence should be sent to our mailing address: PO Box 718, OLYMPIA, WA 98507. If you have any questions or need assistance, feel free to give us a call at (800) 258-3115. Come by today and discover how Twinstar can help you achieve your financial dreams! We look forward to welcoming you into our community.

Member Eligibility

At Twinstar, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step towards joining our community. If you're looking to open an account with us, you'll find that eligibility is quite inclusive. Whether you live, work, or attend school in our service area, you're likely eligible to become a member. We welcome individuals from all walks of life and are committed to providing services tailored to meet your needs. For the most up-to-date information on eligibility criteria, please visit our website at . Joining Twinstar means more than just opening an account; it's about gaining access to a range of benefits designed with you in mind. From competitive loan rates to personalized banking services, we strive to help you achieve your financial goals. Ready to take the next step? Opening an account is easy just check out the details at https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst or give us a call at (800) 258-3115 if you have any questions. We can't wait for you to experience everything we have to offer at our branch located at 410 N G St Aberdeen Wa 98520!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the tools you need to accept payments easily while focusing on what matters most running your business. Our merchant services offer just that. From seamless payment processing to reliable point-of-sale systems, we ensure you have everything you need to serve your customers effectively. Located at 410 N G St Aberdeen Wa 98520 in Aberdeen, WA, we're here to support you every step of the way. Reach out today at (800) 258-3115 to learn more about how we can assist your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash has never been easier with our ATM availability at convenient locations throughout the community. Need some cash for lunch? Just swing by one of our ATMs for quick withdrawals or balance checks anytime. At Twinstar, we pride ourselves on being more than just a bank; we are part of this community. Whether you're visiting us at our branch located at 410 N G St Aberdeen Wa 98520 or reaching out by phone at (800) 258-3115, we're here to assist you every step of the way. Ready to take the next step towards achieving your financial goals? Visit us online at Bobcat or stop by today! Let us help you find the right financial solution tailored just for you!

Auto Loans & Vehicle Financing

When it comes to getting behind the wheel of your new car, our auto loans and vehicle financing options make it simple. Picture driving off in that new vehicle without the stress of complicated paperwork. Our friendly staff is here to help you navigate through the loan process and find a plan that fits your budget.

Business Banking Solutions

For entrepreneurs and business owners in Aberdeen, Twinstar offers comprehensive business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we provide support tailored specifically for local businesses.

Credit Cards with Rewards

Our credit cards come with rewards designed to benefit you. Picture earning points on everyday purchases like groceries or gas points that can be redeemed for travel or shopping discounts! It's an easy way to earn benefits just by using what you already spend on.

Mortgage Loans & Refinancing

If owning a home is on your horizon, our mortgage loans and refinancing services can guide you through every step. From first-time buyers to those looking to refinance an existing mortgage for better terms, we provide tailored solutions that put you in control of your home financing journey.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts that fit your lifestyle. Imagine easily managing your day-to-day expenses while building your savings for future goals. With our user-friendly online and mobile banking services, you can check your balance, transfer money, or pay bills right from your phone or computer, making banking more convenient than ever.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our personal loans and debt consolidation options are here to help. We know life can throw curveballs, and having access to funds when you need them most makes all the difference. Our team will work with you to find a solution that eases your financial burden.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, which makes it simple for you to sign documents securely from the comfort of your home. Plus, e-statements are available, allowing you to manage your account statements digitally and reduce paper clutter. For those who prefer mobile banking, our mobile application provides all the functionalities you need right in your pocket. You can send money instantly through person-to-person transfers and make purchases easily with our mobile payments feature.

Security and Accessibility

We prioritize your security with robust measures that protect your personal information while making sure that navigating our digital services is user-friendly. Our platform is built to provide a smooth experience so you can focus on what matters most your financial goals. In summary, whether you're looking to check your account balance or make a quick payment, Twinstar has got you covered with comprehensive digital banking options that fit into your lifestyle seamlessly. Explore more about our services today at https://www.twinstarcu.com/ and take control of your banking experience!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which underpins our commitment to serving you effectively. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 410 N G St Aberdeen Wa 98520 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring you find the right financing option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and aim to support their financial health with tailored loan solutions. In addition to these primary offerings, we also provide options for refinancing existing loans. If you're interested in reducing monthly payments or securing better interest rates, our team is ready to discuss eligibility options that may benefit you. At Twinstar, we are committed to providing clear information and supportive service every step of the way. For any inquiries or to start your application process, feel free to reach out at (800) 258-3115 or visit us at 410 N G St Aberdeen Wa 98520, Aberdeen, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We offer personalized assistance throughout the process to help you navigate your mortgage options seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These credit cards come with various rewards and benefits designed to enhance your purchasing power while keeping your finances on track.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency in what you see and helps you trust the information provided. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The results are purely based on the best available offers at any given moment. - Real-Time Rate Comparisons: LendMesh pulls up-to-date loan rates from multiple institutions, giving you the tools needed to evaluate your options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value and reliability of using this comparison tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans