TwinStar Credit Union Aberdeen WA | Best Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted credit union located at 416 E Market St, Aberdeen, WA 98520. Established in 1938, we have been dedicated to serving our community for over 85 years, offering a range of financial products and services tailored to meet the needs of our 261,185 members. With total assets exceeding $4.25 billion and total deposits reaching $166.8 million, we pride ourselves on being a stable and reliable financial partner. At Twinstar, we understand that banking is not just about numbers; it's about people. Our commitment to community impact is reflected in our total loans of 155,467, which help individuals and businesses achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, our experienced team is here to assist you every step of the way. While members can visit us at our Aberdeen location, official correspondence should be sent to our mailing address: PO Box 718, Olympia, WA 98507. We are proud of our leadership team, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, who work tirelessly to ensure we provide the best service possible. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 800-258-3115 during our lobby hours from 9:00 AM - 5:30 PM (Monday-Friday) or drop by on Saturdays from 9:30 AM - 2:00 PM for drive-thru service. Join us at Twinstar and experience a credit union that truly cares about its members and community! For more information about our services or to become a member today, visit us online at Twinstar Credit Union.

Branch History & Mission

A Legacy of Service

Located at 416 E Market St, our branch has become a cornerstone of the Aberdeen community. As you visit us, you'll find us nestled near local landmarks that reflect the vibrant spirit of Grays Harbor County. Our commitment to serving the people here has driven our growth and evolution. We've embraced change while staying true to our mission offering personal banking solutions that empower individuals and families to achieve their financial goals. While members can visit us at 416 E Market St, official correspondence should be sent to PO Box 718, Olympia, WA 98507. This ensures that all communications are handled efficiently as we continue to serve you better.

Commitment to Innovation and Community

In an ever-changing world, Twinstar embraces digital advancements that make banking easier for you. We offer online banking and mobile payment options so that managing your finances is convenient and secure. Additionally, we prioritize ADA compliance to ensure all members can access our services comfortably. Our partnerships with local organizations allow us to engage in meaningful outreach efforts within the community. We believe in giving back because when our community thrives, we all thrive. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being a member at Twinstar where every decision is made with your best interest at heart. Come visit us or explore more about what we offer by calling us at 800-258-3115 or visiting our website. Together, let's build a brighter financial future!

Our Mission

At Twinstar, we believe in making a real impact in people's lives through accessible financial services. Our mission goes beyond banking; it encompasses fostering economic well-being and supporting local initiatives that strengthen our community fabric. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our dedicated team is focused on providing excellent customer service from the moment you walk through our doors or connect with us online. With operating hours from 9:00 AM to 5:30 PM Monday through Friday and drive-thru services available on Saturday from 9:30 AM to 2:00 PM, we strive to accommodate your needs.

Branch Location & Accessibility

Accessibility Features

At Twinstar, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and wide entrances that make it easy for everyone to visit us. Ample parking is available nearby, ensuring that your trip is convenient from start to finish.

Operating Hours

We know that life can get busy, so we offer flexible hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:30 AM to 2:00 PM for drive-thru services. Whether you're stopping by during lunch or on the weekend, we're here when you need us.

Services Offered

At Twinstar, we provide a range of services tailored to meet your needs whether it's personal banking with checking and savings accounts, auto loans, or mortgage options. Need cash? Our ATM is available for quick withdrawals and balance checks. For those who prefer a drive-thru experience, our basic drive-thru service allows for simple transactions without leaving your car. If you're looking for dedicated support and personalized service in Grays Harbor County, look no further than Twinstar. We're eager to assist you with any banking needs or questions you may have. Give us a call at 800-258-3115 or stop by today we can't wait to welcome you!

Member Eligibility

Becoming a member of Twinstar is more than just opening an account; it's about joining a community that truly cares about your financial well-being. Located at 416 E Market St Aberdeen Wa 98520, we welcome anyone who lives, works, worships, or attends school in our service area, as well as their family members. Our aim is to make banking accessible and beneficial for everyone, so you can take advantage of our friendly services and competitive rates. If you're curious about the specific eligibility criteria, feel free to check out the detailed information available here. Opening an account with us is a straightforward process! You can easily start your membership by visiting our online application portal here. If you have any questions along the way or need assistance, don't hesitate to give us a call at (800) 258-3115. We're excited to help you take this important step towards financial empowerment at Twinstar!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan offerings, we provide comprehensive merchant services designed to streamline your payment processes. Imagine effortlessly accepting payments from your customers whether it's in-store or online making it easier for them to do business with you while enhancing your cash flow. Let us be your trusted ally in navigating the financial landscape. Visit us at 416 E Market St Aberdeen Wa 98520 or give us a call at (800) 258-3115 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and business owners, we have developed comprehensive Business Banking solutions. From essential merchant services that facilitate transactions to business loans that help fuel growth, we are committed to supporting local businesses in achieving their goals.

Convenient Access

At Twinstar, convenience is key. You can take advantage of our ATM & Cash Withdrawal Services, allowing easy access to cash whenever needed. Our Basic Drive-Thru Banking lets you handle deposits and withdrawals without leaving your car perfect for busy days. Whether you're visiting us in person or utilizing our digital platforms, we strive to make banking as smooth as possible. If you have any questions or need assistance, feel free to reach out at (800) 258-3115 during our operating hours: Monday through Friday from 9:00 AM - 5:30 PM and Saturday from 9:30 AM - 2:00 PM.

Credit Solutions

When life throws unexpected expenses your way, having access to cash is crucial. Our Personal Loans & Debt Consolidation services can assist you in managing debt effectively while giving you peace of mind. Plus, with our rewarding Credit Cards, you can earn points on everyday purchases turning spending into benefits!

Get Started Today!

Ready to experience the difference at Twinstar? Visit us today or explore our services further by heading over to our website. Your financial future starts here!

Personal Banking Solutions

We understand that managing your personal finances can be overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with tools that help you keep track of your spending. Our online and mobile banking options ensure you can manage your accounts anytime, anywhere, making it simple to check balances or transfer money with just a few taps on your phone. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of the vehicle you want. We work with you to find competitive rates that suit your budget. Additionally, for those looking to invest in property, our Mortgage Loans & Refinancing services provide flexible solutions tailored for first-time buyers or seasoned homeowners wanting better rates.

Digital & Online Banking

At Twinstar, we understand that convenience and security are essential to your banking experience. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our 24/7 online banking capabilities, you can manage your accounts anytime, anywhere. You can easily access your accounts through our user-friendly website at https://www.twinstarcu.com/. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, signing important documents has never been easier. You can complete transactions securely without the need for printing or mailing forms. If you're looking for more ways to stay organized, we provide e-statements that allow you to view your account statements online. This not only helps reduce paper clutter but also makes it easier to track your finances. For those who are always on the go, our mobile application offers even more flexibility. You can make mobile payments seamlessly and transfer money between friends with our person-to-person transfer feature. Imagine splitting a dinner bill or sending money to family without any hassle it's all possible with just a few taps on your phone! Security is a top priority at Twinstar. Our online banking platform is equipped with the latest security features to protect your personal information while you bank from home or on the move. In short, whether you prefer managing your finances from a computer or a mobile device, Twinstar has you covered. With real-time account management and easy-to-use features, banking has never been this accessible!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 416 E Market St Aberdeen Wa 98520 or call (800) 258-3115 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 533,481, showcasing a strong and growing member base that trusts us with their finances.

Member-Focused Savings

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Support

Our ability to support your financial goals is further highlighted by our lending capacity. With $34,336 in used auto loans and a total of $3,339,891,779 in loans and leases, we provide diverse options tailored to meet various needs. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used one, our terms are competitive and flexible.

Credit Lines

For those who may need ongoing access to funds, our credit lines amount to $942,345,198. This service allows you to borrow as needed while only paying interest on what you use. It's an excellent option for managing cash flow or funding larger purchases over time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, we provide the support you need during your home-buying journey. Our team is ready to guide you through the process and ensure you find a solution that fits your budget.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out for personalized options tailored to your situation. Refinancing can often lead to lower monthly payments or better interest rates. At Twinstar, we're committed to providing transparent and accessible financial solutions. For more information about our loan offerings or to apply today, please call us at (800) 258-3115 or visit us at our branch located at 416 E Market St Aberdeen Wa 98520, Aberdeen, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us let's work together towards achieving it!

Unsecured Credit Card Loans

Managing your finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. We currently have a total of $214,933,207 in these loans available for our members. This can help you handle unexpected expenses or manage regular purchases without stressing about interest rates.

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Real-Time Rate Comparisons

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans