TwinStar Credit Union Springfield OR | Quick Personal Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 5000 Main St, Springfield, OR 97478. Since our establishment in 1938, we have been dedicated to serving our community and fostering a sense of belonging among our 261,185 members. Our commitment to providing exceptional service is reflected in our total assets of over $4.25 billion, ensuring that we have the resources needed to support you on your financial journey. At Twinstar, we understand that every member has unique needs. That's why we offer a range of services from personal banking solutions like checking and savings accounts, auto loans, and credit cards with rewards, to business banking options such as merchant services and business loans. With total deposits reaching $166,805,564 and a robust loan portfolio consisting of 155,467 loans, we are here to help you achieve your financial goals. While members can visit us at our Springfield branch for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. We pride ourselves on being more than just a financial institution; we are an integral part of the communities we serve. Under the leadership of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, our team of 816 dedicated employees works tirelessly to deliver personalized service tailored to each member's situation. Feel free to reach out to us at 541-747-4231 or explore more about what we offer by visiting our website at Twinstar Credit Union. Whether you need assistance with loans or simply want advice on managing your finances better, we're here for you every step of the way. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community Engagement

Twinstar is not just a bank; we are an integral part of the Springfield community. We actively participate in local events and partner with organizations that share our vision of making a positive impact. By investing in local initiatives and supporting families in need, we strive to create a stronger community for everyone. As we look towards the future, we remain committed to innovation while honoring our roots. Our focus on ADA compliance ensures that all members have equal access to our services. We embrace technology without losing sight of the personal touch that sets us apart. We invite you to join Twinstar today! Experience the difference of being part of a credit union that truly cares about its members and the community. Visit us at our Springfield branch or explore more about what we offer at twinstarcu.com. Together, let's build a brighter financial future!

Our Mission

At Twinstar, our mission goes beyond just banking; it's about empowering our members and uplifting the community. We believe in providing personalized financial solutions that cater to individual needs whether it's personal banking, auto loans, mortgage refinancing, or business banking services. Our commitment extends to promoting financial education and community outreach programs that help improve lives right here in Springfield. We understand that banking should be easy and convenient. That's why we offer various digital services such as online banking and mobile payments alongside traditional options like ATM access and drive-thru service. Our operating hours accommodate busy schedules: Monday through Thursday from 10:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Convenient Access

At Twinstar, we understand that accessibility matters. Our branch is designed with convenience in mind. We offer ample parking, including spots reserved for those with disabilities. Our facilities are ADA compliant, featuring ramps and wide entryways to ensure everyone can easily access our services.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 10:00 AM to 5:30 PM, and on Fridays until 6:00 PM. If you need a little extra time on Saturdays, we're open from 10:00 AM to 2:00 PM! For those who prefer drive-thru banking, our drive-up hours mirror our lobby hours for added convenience.

Services Offered

Our branch provides a range of services designed to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, our basic drive-thru service allows you to complete simple transactions without leaving your car.

Stay Connected

Have questions? Don't hesitate to reach out! You can give us a call at 541-747-4231 for any inquiries or assistance you may need. While members can visit us at our Springfield location for all their banking needs, please note that official correspondence should be sent to PO BOX 718, Olympia, WA 98507. We invite you to come by Twinstar today! Experience the friendly service and community-focused banking that sets us apart. Whether you're stopping in or using our online services, we're here to support your financial journey every step of the way!

Member Eligibility

At Twinstar, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in the area around 5000 Main St Springfield Or 97478, you may already be eligible to become a member. We also extend our membership to family members of existing members, making it easy for you to share the benefits with those you care about. Being part of Twinstar means access to personalized services and financial products designed with your needs in mind. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to apply by visiting our account opening page at https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, feel free to give us a call at (541) 747-4231. For more detailed information about eligibility criteria, check out our resource page at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services equip you with the tools needed for smooth transactions. Picture this: You're at a bustling farmers market or running a busy storefront. Our payment processing solutions ensure that customers can pay easily, allowing you to focus on what matters most serving them well. Visit us at 5000 Main St Springfield Or 97478 in Springfield, OR, or call us at (541) 747-4231 to explore how we can support your business endeavors today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored banking solutions including merchant services and business loans. We understand that running a business comes with unique challenges, which is why we're committed to providing resources that help you thrive.

Credit Card Options

Our credit cards come with rewards that can benefit your everyday spending. Whether it's cash back on groceries or travel rewards for your next vacation, using our credit card can enhance your purchasing power while earning valuable perks.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere, pay bills online, transfer funds, and even make deposits right from your smartphone. Plus, our ATMs are available for cash withdrawals and balance checks whenever you need them.

Drive-Thru Services

For those who prefer in-person transactions but want quick service, our drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. It's just one more way we're making banking easier for our members. At Twinstar, we're here to support all your financial needs with friendly service and expert advice. Whether you're visiting us in person or managing everything online through our digital platforms, we strive to create a positive experience every time you interact with us. Ready to explore how we can assist you further? Call us today at (541) 747-4231 or visit us at http://www.twinstarcu.com for more information on any of our services!

Home Financing and Loans

Thinking about buying your dream home? Our mortgage loans and refinancing options are here to assist you every step of the way. We understand that homeownership is a big commitment, and our knowledgeable staff will work with you to find the best mortgage solution for your financial situation. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the necessary funds with manageable repayment plans.

Personal Banking Solutions

We offer a variety of personal banking options designed to make your financial journey smoother. Whether you're opening a new checking or savings account, we have the right accounts for you. Our team can help guide you through the process, ensuring you find an account that fits your lifestyle. If you're looking to purchase a vehicle, consider our auto loans and vehicle financing options. With competitive rates and flexible terms, we aim to get you on the road without breaking the bank.

Digital & Online Banking

Always Here for You

We believe in providing our members with user-friendly tools that make banking less complicated. From managing accounts in real-time to utilizing our secure features, we strive to give you peace of mind knowing your finances are just a click away. Join us at Twinstar today and experience the ease of digital banking tailored just for you!

Easy Account Management

Our mobile application makes banking even more accessible. You can download it to your smartphone and enjoy features like mobile payments, making transactions as simple as a tap on your screen. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward no need for cash or checks. Security is a top priority for us at Twinstar. We use electronic signature authorization for transactions so you can feel confident that your information is protected. Additionally, e-statements are available to help you stay organized while reducing paper clutter.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 5000 Main St Springfield Or 97478 or call (541) 747-4231 to learn more about how we can help you achieve your financial goals.

Growing Member Base

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further demonstrating our capability to meet your banking needs effectively.

Lending Capacity

Our lending capacity is impressive: with $34,336 in used auto loans and $3,339,891,779 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees ready to assist you with a knowledgeable team dedicated to your needs.

Member Savings and Investment

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to you as a valued member. Our net worth ratio of $1,094 demonstrates a robust capital position. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer various credit lines totaling $942,345,198, giving you access to funds when you need them most. If you're considering refinancing any existing loans, please reach out for information about our eligibility options we're here to help streamline the process for you. At Twinstar, we're committed to providing exceptional service and support as you explore these financial opportunities. If you're ready to take the next step or have any questions about our offerings, don't hesitate to give us a call at (541) 747-4231 or visit us at our branch located at 5000 Main St Springfield Or 97478 in Springfield, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the importance of supporting local businesses and are here to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We provide flexible terms and competitive rates to help you navigate the journey toward owning your home.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make unexpected purchases without straining their budget.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users peace of mind when making financial decisions.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect real market conditions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores our commitment to delivering reliable and accurate information. Ready to find the best rates tailored to your needs? Compare real-time loan offers today at LendMesh and take control of your financial future. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans