TwinStar Credit Union Springfield OR | Quick Personal Loans & Top Checking

Introduction

Welcome to Twinstar, your trusted community partner in financial well-being! Located at 3660 Gateway St, Springfield, OR 97477, our branch has been serving members since 1938. With a strong commitment to our local community and a total membership of 261,185, we pride ourselves on providing exceptional service tailored to your needs. At Twinstar, we understand that every financial journey is unique. That's why we offer a comprehensive range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our assets stand at an impressive $4,259,303,493, with total deposits reaching $166,805,564. We also maintain a solid net worth of $466,413,793 and a cash reserve of $41,780,442 to ensure your money is safe and accessible. While you can visit us directly at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: PO BOX 718, Olympia, WA 98507. Led by our dedicated CEO, Jeff Kennedy, and Board President Thomas Pettus-Czar, our team of over 816 employees is here to help you navigate your financial goals with care and expertise. Whether you're looking for checking accounts or want to explore loan options (with a total of 155,467 loans and leases currently managed), we are ready to assist you. Feel free to reach out at 541-747-4231 or visit us online at Twinstar's Website to learn more about how we can support your financial aspirations. Join us today and experience the difference that comes from being part of the Twinstar family!

Branch History & Mission

At Twinstar, we take pride in our rich history and unwavering commitment to serving our community. Established in 1938, our Gateway branch in Springfield, Oregon has grown alongside the people it serves. Over the decades, we have become a trusted financial partner for more than 261,000 members, fostering a culture of support and empowerment. Located at 3660 Gateway St, Springfield, OR 97477, our branch is easily accessible to all residents. We invite you to visit us during our lobby hours: Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday by appointment. Our drive-thru service is available Monday through Thursday from 9:00 AM to 5:30 PM and until 6:00 PM on Fridays, ensuring convenience for your banking needs. Twinstar's mission is clear: we are dedicated to providing exceptional financial services while positively impacting the communities we serve. We believe that everyone deserves access to reliable financial resources. This commitment drives us to offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Over the years, we've not only focused on financial growth but also on enhancing our members' experiences. With total assets exceeding $4.25 billion and a robust range of digital services such as online banking and mobile payments, we ensure that our members can manage their finances easily and securely from anywhere. Our dedication extends beyond just banking; we actively engage in community outreach programs that uplift local initiatives. By partnering with various organizations and participating in events throughout Springfield and surrounding areas, Twinstar strives to create a positive impact in every life we touch. If you're looking for a credit union that values community involvement while offering comprehensive financial services tailored just for you, look no further than Twinstar. Join us today and experience firsthand how we can support your financial journey! For any official correspondence or inquiries, please send them to PO BOX 718, Olympia, WA 98507 or give us a call at 541-747-4231. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Twinstar branch at Gateway, located at 3660 Gateway St in Springfield, Oregon! Our convenient location makes it easy for you to access all your banking needs. Nestled close to popular local spots, we're just a short drive from the beautiful Willamalane Park, making us a great stop for your banking errands after enjoying some time outdoors. At our Springfield branch, we prioritize accessibility for all members. You'll find ample parking right outside our doors, along with features designed for everyone, including ADA-compliant entrances and ramps. Whether you're visiting us for personal banking or business services, you can count on a welcoming environment. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 10:00 AM to 5:30 PM, and Fridays until 6:00 PM. Need assistance on Saturday? We're available by appointment from 10:00 AM to 2:00 PM. For those who prefer quick transactions, our drive-thru service is here for you as well, with hours that mirror our lobby hours. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we also offer ATM access for cash withdrawals and balance checks right at your convenience. With one of our ATMs available on-site, you can manage your finances effortlessly. While members can visit us at 3660 Gateway St for all in-branch services, please remember that official correspondence should be sent to our mailing address: PO BOX 718 in Olympia, WA. We invite you to stop by or call us at 541-747-4231 if you have any questions or need assistance. Our friendly staff is ready to help you with whatever you need. Come visit us today at Twinstar Gateway!

Member Eligibility

Joining the Twinstar community means becoming part of a supportive network that cares about your financial well-being. To become a member of Twinstar, you'll find that eligibility is quite inclusive! If you live, work, or worship in certain areas, or are related to someone who does, you're likely on your way to membership. This opens doors to a wide range of benefits designed to help you thrive financially. For more detailed information about eligibility criteria, you can check out this resource. Starting your journey with us is easy and straightforward! Once you confirm your eligibility, opening an account is just a click away. You can find all the details on how to get started by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (541) 747-4231. We're here to help you every step of the way as you join our welcoming family at Twinstar located at 3660 Gateway St Springfield Or 97477!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services help streamline your payment processing. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards or mobile payments. This convenience not only enhances customer satisfaction but also keeps your cash flow healthy. If you're ready to take your business to the next level, visit us at 3660 Gateway St Springfield Or 97477 in Springfield, OR, or give us a call at (541) 747-4231. Let's grow together!

Comprehensive List Of Services

Business Support

Entrepreneurs will find valuable resources at Twinstar as well. Our business banking services, including merchant services and business loans, are designed to help local businesses thrive. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Effortless Transactions

We also recognize the importance of convenience in managing finances. Our ATM and cash withdrawal services allow you to access your funds easily whenever needed. For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service.

Engage With Us

We encourage you to visit us at 3660 Gateway St Springfield Or 97477 or give us a call at (541) 747-4231 during our operating hours: Monday-Thursday from 10:00 AM - 5:30 PM, Friday from 10:00 AM - 6:00 PM, and Saturday by appointment from 10:00 AM - 2:00 PM. Experience firsthand how we strive to make banking simple and accessible for all our members. Join us today at Gateway, where we're not just about transactions; we're about building lasting relationships with our members and helping them achieve their financial goals!

Financing Your Dreams

If you're thinking about purchasing a new car or refinancing your home, our auto loans and mortgage options are designed with you in mind. We provide competitive rates and flexible terms to help you get behind the wheel or into the home of your dreams. Picture yourself driving off in a new vehicle or hosting family gatherings in a cozy new living room, all made possible by our supportive financing solutions.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day expenses or save for future goals, our personal banking options have you covered. We offer a variety of checking and savings accounts that cater to your unique needs. With features like online and mobile banking, accessing your accounts is as easy as tapping a button on your smartphone. Imagine checking your balance while waiting in line at the grocery store or transferring funds instantly through our mobile app.

Simplifying Loans and Credit

For those unexpected expenses or big purchases, our personal loans and debt consolidation services can help ease your financial burden. And if you're looking to earn rewards while spending, consider our credit cards with rewards, perfect for everyday purchases that give back to you.

Digital & Online Banking

Connect with Others

With person-to-person transfers available, sending money to friends or family has never been easier. Whether it's splitting a bill or sending a gift, just a few taps on your phone can do the job. At Twinstar, we believe banking should adapt to you not the other way around. Embrace the convenience of digital banking today and take control of your financial future!

Mobile Convenience

Need to make payments quickly? Our mobile payments feature lets you send money directly from your smartphone. And if you're looking for an app to help manage your banking on the go, our mobile application has got you covered. It's designed for ease of use and gives you real-time access to your accounts right at your fingertips.

Online Banking Made Easy

Our online banking platform is available 24/7 at https://www.twinstarcu.com/. This means you can check your balance, pay bills, and transfer funds anytime you need to. Plus, with our user-friendly interface, navigating through your accounts is a breeze.

Security You Can Trust

Your security is our priority. We provide electronic signature authorization for added peace of mind when completing important transactions. You can also enroll in e-statements to keep track of your account activity while reducing paper clutter.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further support our commitment to providing you with quality service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 3660 Gateway St Springfield Or 97477 or call (541) 747-4231 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Strong Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $942,345,198. This can provide you with the cushion you need for unexpected expenses or larger purchases without the hassle of applying for new loans each time. If you're considering refinancing any existing loans, our team is available to discuss eligibility options tailored just for you. We're committed to finding solutions that meet your unique needs. For more information about our loan offerings or to speak with a representative, please call us at (541) 747-4231 or visit us at our branch located at 3660 Gateway St Springfield Or 97477 in Springfield, OR. You can also explore more about our services online at https://www.twinstarcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We're here to guide you through the process and ensure you find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday expenses while building your credit history.

Loan Aggregator

Get Started Today

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in meeting user needs.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans