TwinStar Credit Union Roseburg OR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 2335 Nw Kline St, Roseburg, OR 97471. Established in 1938, we take pride in serving over 261,185 members with a commitment to providing personalized banking solutions tailored to meet your needs. Our mission is to empower our community by offering a wide range of financial services, from checking and savings accounts to auto loans, mortgages, and more. At Twinstar, we understand that every member has unique financial goals. That's why we boast total assets of $4,259,303,493 and total deposits amounting to $166,805,564, ensuring that your money is secure and well-managed. Our strong net worth of $466,413,793 reflects our stability and dedication to our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. Under the leadership of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, our team of 816 employees is here to provide you with exceptional service. Whether you need assistance with loans or want to explore our business banking options, we are just a phone call away at 541-673-4461. Join us today and discover how Twinstar can help you achieve your financial dreams. Visit our website at twinstarcu.com or stop by our Roseburg branch; we look forward to serving you!

Branch History & Mission

Community Commitment

At Twinstar, we are proud of our community roots. We actively participate in local events and support various causes that matter most to our members. From educational programs to health initiatives, we're here for you every step of the way. With ATM availability for your convenience and no drive-thru service at this branch, we're focused on creating an inviting atmosphere where you can discuss your needs with our friendly staff. Join us at Twinstar today and experience the difference that comes from being part of a credit union that truly cares about its members. Together, let's build a brighter future for you and our community!

Our Journey

The story of Twinstar began nearly a century ago, rooted in the belief that everyone deserves access to affordable financial services. As we evolved from a small credit union into one of the largest in Oregon, we've made it our mission to ensure that our members feel valued and supported. Our commitment has always been to serve not just as a financial institution but as a trusted partner in your financial journey. At Twinstar, we believe that banking is about more than just transactions; it's about building relationships. Our evolution includes embracing modern technology to make banking easier and more accessible for everyone. With online banking, mobile payments, and electronic signatures, we provide you with convenient options tailored to your lifestyle.

Our Mission

Our mission statement reflects our core values: "We exist to improve the lives of our members and their communities." This means providing not only competitive rates on loans and savings but also engaging with local organizations and initiatives that uplift those around us. Whether through partnerships or community outreach programs, we strive to make a positive impact right here in Roseburg and beyond. While members can visit us at 2335 NW Kline St, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. We invite you to take advantage of our operating hours Monday through Thursday from 10:00 AM to 5:30 PM and Friday until 6:00 PM to explore how we can help you achieve your financial goals.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated close to local landmarks, our branch is not just a place for banking; it's a part of the community. You'll find us near popular spots like [insert nearby landmark], making it easy to stop by while you're out and about. We prioritize accessibility for all members, featuring ADA-compliant entrances and ramps, so everyone can visit us without any hassle.

Operating Hours

Our friendly staff is ready to assist you during our operating hours: from 10:00 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Fridays. This gives you plenty of time to stop by after work or during your lunch break. If you have any questions or need assistance before visiting, feel free to give us a call at (541) 673-4461. We're here to help! While members can visit us at 2335 Nw Kline St Roseburg Or 97471, official correspondence should be sent to PO BOX 718, OLYMPIA, WA 98507 if needed. Come visit us today and discover how we can support your financial journey!

Parking and Services Offered

We understand how important convenience is, which is why we offer ample parking right outside our doors. While you're here, take advantage of our full range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you need cash quickly, we have an ATM available on-site for your convenience.

Member Eligibility

At Twinstar, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in the areas we serve. Whether you're looking for savings options, loans, or just a supportive banking experience, joining us means you're part of something special. You can explore the detailed eligibility criteria by visiting , which outlines everything you need to know about becoming a member. Once you see how simple it is to qualify, opening your account will be just as effortless! Head over to https://app.loanspq.com/apply.aspx ?lenderref=twinstarcuu91417&list=ccvlheplst to start your application today. If you have any questions or need assistance, feel free to give us a call at (541) 673-4461. We're here to help you every step of the way as you embark on this exciting journey with us at Twinstar located at 2335 Nw Kline St Roseburg Or 97471.

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Alongside loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the tools to accept payments effortlessly whether in-store or online ensuring a smooth experience for both you and your customers. Our services allow you to focus on what you do best: running your business. Visit us at 2335 Nw Kline St Roseburg Or 97471 in Roseburg, OR, or give us a call at (541) 673-4461. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash on the go? Our network of ATMs provides easy access for withdrawals and balance checks whenever necessary. Enjoy the flexibility of accessing your money without hassle at locations convenient for you. At Twinstar, we're more than just a credit union; we're a community focused on helping you achieve your financial goals. If you're ready to explore these services or have any questions about how we can assist you further, don't hesitate to reach out! Contact us at (541) 673-4461 or visit us at 2335 Nw Kline St Roseburg Or 97471 in Roseburg, OR today!

Business Banking Support

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. If you're an entrepreneur looking to grow or manage your operations more efficiently, we're here to support you every step of the way.

Credit Cards with Rewards

Our credit cards with rewards program is another way we strive to add value to your everyday purchases. Earn points on every dollar spent and redeem them for cash back, travel, or merchandise making each purchase rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our online and mobile banking services empower you to manage your finances anytime and anywhere. From making deposits and checking account balances to paying bills easily with just a few clicks, we have simplified banking for our members.

Home Sweet Home Loans

For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options offer personalized solutions. We're here to help you understand the various mortgage products available, ensuring you choose one that aligns with your financial goals.

Personal Banking Made Easy

We understand that personal banking should be straightforward and accessible. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Need a reliable way to manage your funds? Our accounts come with features designed for ease, like online banking and mobile access, allowing you to check balances or make transfers from anywhere.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses our way. Whether it's for home improvements or consolidating debt, our personal loans are designed to help you manage those challenges effectively. With flexible repayment plans, we work with you to find a solution that fits your budget.

Vehicle Financing Solutions

If you're thinking about purchasing a new car, our auto loans and vehicle financing options can make it happen without the stress. We provide competitive rates and flexible terms so that you can drive away in your dream vehicle sooner rather than later. Plus, our loan specialists are always ready to guide you through the process.

Digital & Online Banking

Key Features

Our mobile application takes this convenience even further. It allows you to manage your accounts right from your smartphone, making it easy to track spending and stay on top of your finances. And if you prefer using cashless transactions, our mobile payments feature makes it simple to pay for purchases without the hassle of carrying cash or cards. For those moments when you need to send money quickly to family or friends, our person-to-person transfer option has you covered. It's straightforward and quick ideal for sharing expenses or sending gifts.

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This means you can sign important documents digitally, saving time while ensuring that your information remains protected. Additionally, e-statements are available so you can review your account activity without waiting for paper statements to arrive in the mail. At Twinstar, we believe that managing your finances should be both accessible and secure. Our digital banking services combine cutting-edge technology with user-friendly features that put you in control of your financial life. Explore everything we offer today at https://www.twinstarcu.com/ !

Financial Strength

Commitment to Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $34,336 in used auto loans and $3,339,891,779 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 2335 Nw Kline St Roseburg Or 97471 or call (541) 673-4461 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Strong Financial Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

At Twinstar, we also offer refinancing options for many of our loan products. If you're looking to lower your monthly payments or tap into equity for other needs, don't hesitate to reach out. We can discuss eligibility options that may be available to you. Our friendly team at Twinstar, located at 2335 Nw Kline St Roseburg Or 97471 in Roseburg, OR, is ready to assist you with any questions about our loan offerings. You can reach us at (541) 673-4461 during our operating hours: 10:00 AM - 5:30 PM Monday through Thursday and 10:00 AM - 6:00 PM on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take your next financial step confidently!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We believe in making the car-buying process as straightforward as possible, so whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to offering solutions that work for you.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you in everyday purchases. For those who need cash for personal reasons, our personal loan options are designed to help you consolidate debt or cover unexpected expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. Homeownership can be one of the most significant investments you'll ever make, and we're here to support you through every step.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that you have access to a wide range of options without the hassle of sorting through various offers. LendMesh guarantees accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. By using the latest results available (Source: https://www.ncua.gov ), LendMesh ensures that users receive fair and transparent offers that reflect current market conditions. One of the standout features of LendMesh is its Verified Data approach. Loan offers are obtained only from legitimate financial institutions, which fosters trust and transparency in the comparison process. Additionally, LendMesh prides itself on offering No Sponsored Listings; lenders are not prioritized based on paid promotions, meaning you can rely on the results presented without any bias. With Real-Time Rate Comparisons, you have access to up-to-date loan rates from multiple institutions at your fingertips. This capability empowers users to make informed decisions based on their specific financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TWINSTAR CREDIT UNION - Roseburg, OR

Type of Loan Offerings

Personal Loans

Vehicle Loans