TwinStar Credit Union Roseburg OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 4900 Grange Rd, Roseburg, OR 97471. Since our establishment in 1938, we have proudly served our community with a commitment to providing top-notch financial services. With a total membership of 261,185 and assets totaling an impressive $4,259,303,493, we are dedicated to helping you achieve your financial goals. At Twinstar, we understand that banking is more than just numbers it's about relationships and trust. Our friendly team, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, is here to support you every step of the way. Whether you're looking for personal banking options like checking accounts or auto loans, or business solutions such as merchant services and business loans, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. We encourage you to reach out with any questions at 541-464-0997. Join us today and discover how Twinstar can help you navigate your financial journey with confidence! Visit our website at Twinstar Credit Union for more information on our services and offerings.

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members with the tools they need to achieve their financial goals while fostering a sense of community. We believe that everyone deserves access to quality financial services without barriers. This commitment drives us to provide personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we actively seek ways to give back through community outreach initiatives and partnerships. We understand that supporting local causes is just as important as providing financial products. Through various programs and events, we work tirelessly to enhance the lives of those around us. While members can visit us at 4900 Grange Rd Roseburg Or 97471, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. Our operating hours are designed with your convenience in mind: Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday by appointment only. With ATM availability and drive-thru banking options at your disposal, accessing your funds has never been easier. Plus, with digital advancements like online banking and mobile payments, managing your finances is straightforward and efficient. At Twinstar, we invite you to become part of our family. Join us today and discover how we can help you navigate your financial journey while contributing positively to the community we all cherish. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Twinstar, we prioritize accessibility for all our members. Our branch complies with ADA standards and includes features like ramps and wide doorways to accommodate everyone comfortably. Whether you prefer visiting us in person or utilizing our services online, we strive to make your banking experience smooth.

Get in Touch!

We'd love for you to stop by and see what makes Twinstar special! If you have any questions or would like more information about our services, feel free to call us at 541-464-0997. We look forward to welcoming you into the Twinstar family!

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule! You can visit us Monday through Thursday from 10:00 AM to 5:30 PM and on Fridays from 10:00 AM to 6:00 PM. For those who need assistance on Saturdays, we're open by appointment from 10:00 AM to 2:00 PM. If you're in need of quick transactions, take advantage of our drive-thru service which operates during the same hours as our lobby.

Services Offered

At Twinstar, we're committed to offering a variety of services designed for every member's needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is also available for easy cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Twinstar is like stepping into a community where your financial well-being truly matters. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means you can easily become part of our friendly family here at Twinstar. Not only will you gain access to a range of financial services tailored for you, but you'll also enjoy the benefits of personalized support and competitive rates that make banking feel less like a chore and more like a partnership. Ready to start your journey with us? Opening an account is simple and straightforward! You can find all the details on how to apply by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, feel free to reach out at (541) 464-0997. For the most updated eligibility criteria, check out . We're excited to welcome you into the Twinstar community!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a reliable partner to handle your payment processing. Our merchant services simplify transactions so you can focus on what matters most growing your business. From accepting card payments to managing your cash flow, we offer practical solutions tailored to your operational needs. Located at 4900 Grange Rd Roseburg Or 97471, Roseburg, OR 97471, we're here to support you every step of the way. Let us help you take your business to the next level! For more information, give us a call at (541) 464-0997 or visit our website at Twinstar.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Options

For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. We also provide basic ATM access for simple transactions like balance checks and cash withdrawals. At Twinstar, we're dedicated to supporting your financial goals with personalized service and innovative solutions. If you're interested in learning more about how we can assist you, don't hesitate to reach out! Give us a call at (541) 464-0997 or visit us at 4900 Grange Rd Roseburg Or 97471 in Roseburg. We look forward to helping you achieve your financial dreams! For more information about all our services, check out our website: Green Branch.

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that streamline transactions to various Business Loans, we offer tools to help your business thrive.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we have robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring money, or making payments, everything is just a click away! Plus, our ATM and cash withdrawal services are readily available for when you need cash on-the-go.

Home Sweet Home Financing

Buying a home is one of life's biggest decisions, and our Mortgage Loans & Refinancing services make it easier than ever. Our experienced team will guide you through the process, ensuring you find the right mortgage solution for your situation. We also provide Personal Loans & Debt Consolidation options to help you manage unexpected expenses or consolidate existing debt into a more manageable payment.

Personal Banking Made Simple

For those just starting their financial journey or managing day-to-day expenses, our Personal Banking options are designed with you in mind. You can open checking and savings accounts that fit your needs and help you save for what matters most. If you're in the market for a vehicle, consider our Auto Loans & Vehicle Financing which offer competitive rates to help you get behind the wheel without breaking the bank.

Rewards That Matter

With our Credit Cards with Rewards, every purchase can bring you closer to earning exciting rewards. It's a great way to benefit from your spending while enjoying the perks that come with being a member of Twinstar.

Digital & Online Banking

At Twinstar, we believe that managing your finances should be as simple and secure as possible. Our digital and online banking services are designed with your convenience in mind, allowing you to handle your banking needs anytime, anywhere. With our 24/7 Online Banking Services at https://www.twinstarcu.com/, you can check your account balances, pay bills, and transfer money without leaving the comfort of your home. Want to send money to a friend? Our Person-to-Person Transfers feature makes it easy to split a bill or send a gift in just a few clicks. For those who prefer mobile banking, our user-friendly Mobile Application lets you manage your accounts right from your smartphone. Whether you're on the go or at home, you can enjoy the ease of making payments, depositing checks, and accessing all your important account information. We also prioritize security. With Electronic Signature Authorization, signing documents has never been safer or more efficient. You can complete transactions without worrying about the hassle of paperwork. Plus, for those looking to keep track of their spending and statements digitally, we offer E-Statements that are not only eco-friendly but also easily accessible whenever you need them. And if you love using mobile payments, you'll be pleased to know that we support this feature too! Use your phone to make purchases quickly and safely. In today's fast-paced world, having control over your finances is essential. At Twinstar, our online services are designed to give you real-time account management at your fingertips while ensuring that your financial data remains secure. Join us today and experience the convenience of modern banking!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share our financial health with you, as transparency is key to building trust. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $34,336 in used auto loans and a total of $3,339,891,779 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, allowing us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. As of now, the total number of share accounts stands at 533,481, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 4900 Grange Rd Roseburg Or 97471 or call 541-464-0997 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

If you're considering options for refinancing or have questions about eligibility for any of our loan products, our team is here to assist you. We believe in transparency and want our members to feel confident in their borrowing decisions. For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand your enterprise. Whether it's purchasing equipment or covering operating costs, we are dedicated to supporting local businesses. You can reach us at (541) 464-0997 for more information on how our loan offerings can benefit you. Visit us at our branch located at 4900 Grange Rd Roseburg Or 97471, Roseburg, OR, where our friendly staff is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to being part of your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our tailored auto loan solutions can help you drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We aim to guide you through each step of the mortgage process, ensuring you find an option that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These credit cards can be an excellent way to build your credit score while enjoying rewards and benefits tailored just for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan comparison reflects genuine rates from trustworthy lenders, so you can feel confident in the information you receive.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans