TwinStar Credit Union Portland OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted community credit union located at 1307 Ne 102Nd Ave Ste G, Portland, OR 97220. Established in 1938, we have proudly served our members for over 85 years, fostering a strong sense of community and commitment to financial well-being. With a dedicated membership of 261,185 individuals, we understand the importance of personalized service and reliable banking options. At Twinstar, we are not just about numbers; we are about people. Our total assets stand at an impressive $4,259,303,493, reflecting our stability and ability to support your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgage financing, or business banking services, we are here to help. While members can visit us at our Portland branch, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. This ensures that all communications reach us promptly. Led by our experienced CEO Jeff Kennedy and Board President Thomas Pettus-Czar, Twinstar is committed to providing exceptional service backed by knowledgeable staff currently numbering 816 employees who are ready to assist you. Our members enjoy a range of services from online banking and mobile payments to ATMs for easy cash access. With total deposits reaching $166,805,564 and a net worth of $466,413,793, we continue to invest in the resources that matter most to you. We invite you to join our family at Twinstar. If you're ready to explore how we can help you achieve your financial dreams or if you have any questions, don't hesitate to give us a call at 503-253-6301 or visit our website at twinstarcu.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do at Twinstar. We believe in giving back through various outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or partnering with organizations dedicated to improving lives in Portland, we strive to make a positive impact every day. Join us on this journey! At Twinstar, you're not just a member; you're part of a family that cares deeply about your financial well-being and the future of our community. Visit us today or call us at 503-253-6301 to learn more about how we can serve you! Experience the difference that comes with being a member of Twinstar where community meets financial empowerment!

Our Mission

At Twinstar, our mission goes beyond just offering financial products; it is about building lasting relationships and supporting our community. We aim to empower individuals and families by providing quality personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to businesses through merchant services and business loans. We understand that accessibility is crucial for our members. That's why we offer online and mobile banking options that allow you to manage your finances on your terms. Additionally, we have an ATM available for easy cash withdrawals and balance checks. As we evolve with changing times, we remain committed to ensuring that everyone has access to necessary financial resources. Our ADA-compliant facilities ensure that all individuals can comfortably access our services.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by and experience the welcoming atmosphere at Twinstar. If you have any questions or need assistance before your visit, don't hesitate to call us at 503-253-6301. Your financial journey starts here!

Local Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the Gateway Shopping Center and the beautiful Joseph Wood Hill Park, making it easy to drop by while running errands or enjoying a day out. We prioritize accessibility for all members, featuring ADA-compliant entrances and ample parking space right outside our doors.

Operating Hours

We know life gets busy, so we've tailored our hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Our team is ready and waiting to assist you with friendly service during these times.

Services Offered

At Twinstar, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgages, personal loans, and even business banking services there's something for everyone! Plus, with ATM availability on-site for quick cash withdrawals and balance checks, managing your finances has never been easier.

Member Eligibility

At Twinstar, we believe that everyone deserves to be part of a welcoming community where their financial needs are understood and supported. Becoming a member is simple and open to those who live, work, or worship in our local area. We also welcome immediate family members of existing members, so you can share the benefits with your loved ones. Our membership offers a range of advantages, from competitive rates on loans to personalized banking services tailored just for you. To get started, check out the detailed eligibility criteria at . When you're ready to open an account, the process is straightforward! You can apply online by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst, or feel free to give us a call at (503) 253-6301 if you have any questions. We're excited to welcome you into the Twinstar family at our branch located at 1307 Ne 102Nd Ave Ste G Portland Or 97220!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services are designed to make transactions easy and efficient, allowing you to focus on what you do best. From card payments to online invoicing, we provide tools that help streamline your operations. Located at 1307 Ne 102Nd Ave Ste G Portland Or 97220, Portland, OR OR, we're here to empower your business every step of the way. For more information on how we can assist you in achieving your business goals, reach out at (503) 253-6301 or visit us online at Twinstar. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

If you're a business owner, we're here to support you too! Our business banking services include merchant services that streamline payment processing and business loans designed to fuel your growth. We know that running a business comes with its own set of challenges, so we're committed to helping you find the right financial solutions.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily check balances, transfer funds, pay bills, and even send money through person-to-person services all from the comfort of your home or on the go! With access to an ATM network for cash withdrawals and balance checks, managing your finances has never been easier.

Get Started Today!

At Twinstar, we are dedicated to serving our members with friendly service and practical solutions. Have questions about any of our services? Don't hesitate to reach out at (503) 253-6301. We invite you to visit us at 1307 Ne 102Nd Ave Ste G Portland Or 97220 or check out our website at Portland Ne Halsey Street for more information on how we can assist you in achieving your financial goals. Your journey starts here!

Personal Banking Made Easy

We offer various personal banking services designed to help you manage your money effectively. From checking and savings accounts to make managing your daily expenses straightforward, our accounts come with features that allow you to track your spending and save for future goals. If you're considering a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those dreaming of owning a home, our mortgage loans and refinancing services provide competitive rates and flexible terms, making it easier than ever to secure your dream property. Plus, if you're feeling overwhelmed by debt, our personal loans and debt consolidation solutions can simplify your finances by combining multiple payments into one manageable loan.

Rewarding Credit Options

We also understand that building credit is essential. That's why we offer credit cards with rewards, allowing you to earn points on every purchase. Use them wisely, and you could enjoy travel perks, cashback, or discounts on everyday purchases.

Digital & Online Banking

Easy Access Anytime

Accessibility is key. Our services are designed with ease-of-use in mind, making it straightforward for everyone whether you're tech-savvy or just starting out with online banking. So why not take advantage of these features? Sign up today through our website and experience the convenience of modern banking with Twinstar!

Key Features of Our Digital Banking Services

With our online banking platform, you can view your account balances, transfer funds, and pay bills all in real-time. Enjoy the convenience of electronic statements, which are available for those who prefer to keep their documents organized without paper clutter. Plus, our electronic signature authorization makes it simple to sign documents securely without having to visit a branch. For members who love using their smartphones, our mobile application offers features like person-to-person transfers, allowing you to send money quickly to friends and family right from your phone. You can also take advantage of mobile payments to make purchases effortlessly.

Safety First

Your security is our top priority. We utilize advanced encryption technology to ensure that your personal information stays safe while you bank online. With 24/7 online banking services available at your fingertips, you can have peace of mind knowing that you are always in control of your accounts.

Financial Strength

Growing Member Base

Total Share Accounts stand at 533,481, showcasing a robust and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, further enhancing our capability to provide excellent service to our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1307 Ne 102Nd Ave Ste G Portland Or 97220 or call (503) 253-6301 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as evidenced by our $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Operational Efficiency

Our current $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or adjust your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We work closely with businesses to tailor solutions that fit their specific needs. At Twinstar, we're committed to helping you navigate your financial journey. If you're interested in exploring your eligibility for any of our loan products or would like more information on how we can assist you further, please don't hesitate to reach out at (503) 253-6301. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or handle unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We cater to various needs, whether you're a first-time buyer or looking to refinance your existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, helping you to avoid misleading information often found elsewhere.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans