TwinStar Credit Union North Bend OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted partner in financial growth and community support, located at 2470 Tremont St, North Bend, OR 97459. Established in 1938, we have proudly served our members for over 85 years, building a reputation for reliability and commitment. With a strong membership base of 261,185 individuals and total assets exceeding $4.25 billion, Twinstar is not just a credit union; we are a vital part of the communities we serve. While members can visit us at our branch address, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. Under the leadership of our CEO, Jeff Kennedy, and Board President, Thomas Pettus-Czar, we strive to provide exceptional service tailored to your needs. Our dedicated team of 816 employees is here to ensure you have access to the resources you need for your financial journey. At Twinstar, we believe in empowering our members with comprehensive financial solutions. From personal banking services like checking and savings accounts to loans for vehicles and mortgages, we cater to diverse financial requirements. Currently, we hold a robust total loan portfolio of 155,467, alongside total deposits amounting to $166,805,564. As a member-focused credit union, our mission goes beyond transactions; it's about fostering relationships and contributing positively to our community. Whether you're seeking advice on loans or exploring investment options, our knowledgeable staff is ready to assist. Experience the Twinstar difference today! Feel free to reach out by calling us at 541-756-7556 or visit our website at Twinstar Credit Union for more information. Let's embark on this financial journey together!

Branch History & Mission

Twinstar has a rich legacy that dates back to 1938 when it first opened its doors in North Bend, Oregon. Over the years, this credit union has evolved from a small community-focused institution into a robust financial partner for over 261,000 members. Located at 2470 Tremont St, North Bend, OR 97459, Twinstar is dedicated to providing personalized financial services while fostering a strong sense of community. As a member-owned credit union, Twinstar operates with a mission to empower individuals and families through accessible financial solutions. Our goal is not just to provide banking services but also to uplift our members and the communities we serve. We strive to make banking easy and effective, offering services like checking and savings accounts, auto loans, mortgage options, and business banking solutions. At Twinstar, we believe that everyone deserves access to quality financial resources. That's why we are committed to providing our members with tools that help them achieve their financial goals while also supporting local initiatives and outreach programs. Our headquarters is located in Olympia, WA, where we continue to support various community projects that align with our values. In addition to our commitment to the community, Twinstar embraces modern technology with features like online and mobile banking, ensuring that members can manage their finances anytime and anywhere. With total assets exceeding $4.25 billion, we are well-equipped to serve your needs efficiently. While members can visit us at our North Bend branch for all their banking needs during our operating hours Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM official correspondence should be sent to PO BOX 718, Olympia, WA 98507. For any inquiries or assistance, feel free to reach us at 541-756-7556. Join us at Twinstar today and experience how we can help you thrive financially while making a positive impact in our community!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key. Our branch is ADA compliant, featuring ramps and other facilities to ensure everyone can easily access our services. Plus, there's ample parking available right outside the entrance for your convenience.

Call to Action

We invite you to visit our North Bend branch today! If you have any questions or need assistance, don't hesitate to call us at 541-756-7556. Let Twinstar be your trusted partner in achieving your financial goals!

Operating Hours

We're here to serve you during convenient hours: Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM. On Saturdays, we're open by appointment from 10:00 AM to 2:00 PM. For those who prefer quick transactions without entering the branch, we offer ATM services that are accessible whenever you need them.

Services We Offer

Twinstar provides a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Whether you're looking for business banking solutions or simply want to manage your finances online or via mobile app, we're here to help.

Member Eligibility

At Twinstar, we believe that becoming a member is like stepping into a welcoming community where you're valued and supported. If you're looking to join us, eligibility is straightforward and inclusive. Typically, membership is open to anyone who lives, works, or attends school in our service area. We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. By joining Twinstar, you gain access to a variety of financial products designed with your needs in mind whether it's checking accounts, auto loans, or credit cards with rewards. To get started on your journey with us at Twinstar, simply visit our website for more detailed information about eligibility at . Once you're ready to open an account, the process is simple and can be done online by following this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions along the way, feel free to give us a call at (541) 756-7556. We're here to help you every step of the way!

Business Banking & Commercial Services

Building Stronger Businesses Together

Our outstanding commercial loan portfolio of $402,566,686 reflects our dedication to driving economic growth in our community. We believe in financing not just new ventures but also established businesses looking to expand their horizons.

Loan Options That Propel Growth

Imagine having access to funds when you need them most. With our commitment to supporting businesses, we have invested in commercial lending programs that make a tangible impact. We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. For those outside our member community, we also provide $1 in non-member commercial loans, ensuring flexible financing options are available for everyone.

Merchant Services That Work for You

Beyond loans, our merchant services simplify transactions and streamline operations for local businesses. Whether you're processing payments or managing your cash flow, we offer practical tools that save time and enhance efficiency. Join us at Twinstar, located at 2470 Tremont St North Bend Or 97459, North Bend, OR, where we're here to help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services, accessing cash has never been easier. Whether you're out shopping or just need some extra pocket money, our ATMs allow for quick withdrawals and balance checks at your convenience. At Twinstar, we are committed to offering comprehensive financial services designed around you our valued member. For more information about how we can help meet your financial needs, please don't hesitate to reach out at 541-756-7556 or visit us online at Twinstar's website. We're excited to serve you!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road. With competitive rates and flexible terms, you can drive away in the vehicle of your choice without breaking the bank. We understand that purchasing a car is a significant decision, and we're here to support you every step of the way.

Business Banking

We also cater to local businesses through our business banking services, including merchant services and business loans. Your business deserves the best support available so that you can focus on what you do best growing and serving your community.

Credit Cards with Rewards

Our credit cards come packed with rewards that let you earn while you spend! Imagine earning points on everyday purchases that can lead to exciting travel or shopping experiences. It's our way of saying thank you for choosing Twinstar as your trusted financial partner.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our mortgage loans are designed to fit various budgets and lifestyles. We know that finding the right mortgage can be daunting, which is why our team is here to guide you through the process. Picture yourself settling into your dream home with a mortgage plan that fits perfectly into your financial goals.

Online & Mobile Banking

In today's world, convenience is key. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! This means no more rushing to the bank before closing time; everything is just a click away.

Personal Banking

Navigating personal finance can sometimes feel overwhelming. That's why we offer checking and savings accounts designed with you in mind. Our accounts are user-friendly, providing easy access to your funds when you need them most. Imagine having a reliable account that helps you save for your next vacation or provides the flexibility for daily expenses.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans offer quick access to cash when you need it most. Whether it's for home repairs or consolidating debt into one manageable payment, Twinstar is here to help ease your financial burdens.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can easily manage your account with just a few clicks, ensuring you're always on top of your finances. Plus, if you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. Security is a top priority for us. We provide electronic signature authorization, which means you can sign documents safely from the comfort of your home without the need for physical paperwork. Additionally, e-statements are available for those who prefer to go paperless, helping you keep track of your financial activity securely. If you're always on the go, our mobile application brings banking right to your fingertips. With mobile payments enabled, you can make purchases directly from your phone no need for cash or cards! Everything is designed with ease-of-use in mind so that you can focus on what matters most. In short, Twinstar offers a comprehensive suite of digital and online banking services that prioritize accessibility and security. Whether you're managing day-to-day expenses or planning for future goals, our tools empower you to do it all with confidence. Explore all these features by visiting us at https://www.twinstarcu.com/ today!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further enhancing our ability to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 2470 Tremont St North Bend Or 97459 or call (541) 756-7556 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Solid Financial Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easy for you to find the perfect fit for your lifestyle.

Credit Lines

If you're interested in having access to funds whenever you need them, our credit lines totaling $942,345,198 can provide the financial flexibility you desire. You only pay interest on what you use. For business owners considering expansion or improvements, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow. We encourage all potential borrowers to explore refinancing options if they currently have existing loans. This could mean lower payments and better interest rates tailored to your current financial situation. To learn more about our loan offerings or start your application process today, feel free to reach us at (541) 756-7556 or visit us at our branch located at 2470 Tremont St North Bend Or 97459 in North Bend, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your journey towards achieving financial wellness!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that put your needs first. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions based on accurate data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. You can trust that the information you see reflects current market conditions and is backed by reputable lenders.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans