TwinStar Credit Union Medford OR | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 2079 Cardinal Ave, Medford, OR 97504. Since our establishment in 1938, we have been dedicated to serving our community with a personal touch and a commitment to member satisfaction. With over 261,185 members and total assets of $4,259,303,493, Twinstar is not just a credit union; we are a family that strives to empower each individual's financial journey. At Twinstar, we understand the importance of community support and financial literacy. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits stand at an impressive $166,805,564, showcasing our members' trust in us as their go-to financial institution. Our leadership team, led by CEO Jeff Kennedy and Board President Thomas Pettus-Czar, is committed to fostering a culture of growth and integrity. With a strong net worth of $466,413,793 and cash in hand amounting to $41,780,442, you can trust that your finances are in good hands. While members can visit us at our Medford branch for face-to-face assistance, official correspondence should be sent to our mailing address: PO BOX 718, OLYMPIA, WA 98507. We invite you to explore how Twinstar can enhance your banking experience. Whether you're looking for personal loans or business banking solutions, our friendly staff is here to help. Give us a call at 541-779-2184 or visit us online at twinstarcu.com to discover more about what we offer. Join the Twinstar family today where your financial success is our top priority!

Branch History & Mission

Community Impact

Twinstar is dedicated to making a positive impact in Medford and beyond. Through various partnerships and outreach programs, we actively contribute to local initiatives that uplift our community. Whether it's supporting local events or offering financial literacy workshops, we strive to be a force for good. Our commitment extends beyond traditional banking services. We understand the importance of being accessible and inclusive. That's why we ensure our facilities are ADA compliant and provide essential services like drive-thru banking and ATMs available for your convenience. While members can visit us at 2079 Cardinal Ave Medford, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. If you have questions or need assistance, don't hesitate to reach out at 541-779-2184.

Join Us Today

As we look ahead to the future, we invite you to become part of the Twinstar family. Experience firsthand how we can help you navigate your financial journey while contributing positively to our community. Together, let's build a brighter future!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, so we've set hours that accommodate your schedule. You can visit us Monday through Thursday from 10:00 AM to 5:30 PM, and on Fridays until 6:00 PM. We also open on Saturdays by appointment from 10:00 AM to 2:00 PM. If you need assistance outside these hours or have specific inquiries, don't hesitate to give us a call at 541-779-2184!

Parking and Accessibility

At Twinstar, we prioritize your comfort and convenience. Ample parking is available right outside our doors. Our branch is fully ADA compliant, ensuring that everyone can access our services with ease. If you prefer the convenience of drive-thru banking, we offer that option too! You can quickly take care of deposits and withdrawals without leaving your vehicle.

Services Offered

Twinstar offers a variety of services designed to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our ATM is available for easy cash withdrawals and balance checks anytime you need it. Plus, with online and mobile banking options, managing your finances has never been more convenient. We invite you to stop by Twinstar today! Our dedicated team looks forward to serving you and helping you achieve your financial goals. Whether you're a long-time member or considering joining us for the first time, we're excited to welcome you into our community.

Member Eligibility

Becoming a member of Twinstar is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the communities we serve. This includes residents of Jackson County and surrounding areas. Joining us is simple and rewarding once you're eligible, you gain access to all our member benefits, like competitive loan rates and personalized service that makes banking easier for you. If you're ready to take the next step, you can find more details about membership eligibility on our website. To open an account, just visit this link: https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. Should you have any questions, feel free to give us a call at (541) 779-2184 we're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while accepting payments easily. Our merchant services allow you to focus on what matters most growing your business. From point-of-sale systems to online payment processing, we offer tools that make transactions simple and efficient. No more complicated setups; just straightforward solutions that work for you. Located at 2079 Cardinal Ave Medford Or 97504 in Medford, OR, our team is here to help you navigate the financial landscape with confidence. Ready to take the next step? Contact us at (541) 779-2184 or visit us online at https://www.twinstarcu.com/ today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle perfect for those busy days! At Twinstar, we prioritize making banking accessible and convenient for everyone in our community. If you're interested in learning more about any of these services or if you're ready to open an account, give us a call at (541) 779-2184, or visit us at our branch in Medford, OR. Together, let's build a brighter financial future!

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services. This includes merchant services that streamline transactions and business loans tailored to help your company grow. We understand how vital it is for businesses to have reliable banking support.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with benefits that allow you to earn points on every purchase. Use them wisely, and watch the rewards stack up!

Digital Convenience

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features. Access your accounts anytime, anywhere from your smartphone or computer. You can easily transfer funds, pay bills, and even deposit checks right from the comfort of your home.

Loans for Every Need

When life calls for a little extra support, our loan options have you covered. From Auto Loans & Vehicle Financing to help you purchase that new car you've been eyeing, to Mortgage Loans & Refinancing for those ready to buy a home or lower their monthly payments, we aim to make borrowing as easy as possible. We also provide Personal Loans & Debt Consolidation services for those looking to simplify their finances and manage existing debts more effectively.

Personal Banking

Managing your finances should be simple and straightforward. That's why we offer various Personal Banking options, including checking and savings accounts that fit different lifestyles. Whether you're just starting your savings journey or looking to manage day-to-day expenses, our accounts are designed with you in mind.

Digital & Online Banking

Banking on the Go

Stay connected with our mobile application, which allows you to manage your accounts directly from your smartphone. Whether you're checking balances or making payments, it's all available on-the-go. Plus, if you're someone who loves the convenience of modern technology, our mobile payments feature lets you pay with just a tap.

Key Features for Your Convenience

Our online banking services provide everything you need right at your fingertips. Need to transfer money? Our person-to-person transfers allow you to send money quickly and easily to friends or family. You can also set up electronic signatures for documents, making transactions smoother without the hassle of printing or mailing forms yes, we offer electronic signature authorization! For those who prefer going paperless, we provide e-statements that let you view your account statements securely online, reducing clutter while keeping your information safe.

Security You Can Trust

At Twinstar, we prioritize your security. Our online services are designed with robust security measures to protect your information. Rest assured that when you use our digital banking tools, you're banking safely. In a world where convenience matters more than ever, let Twinstar be your trusted partner in managing your finances effortlessly and securely. Join us today and experience the ease of digital banking!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 2079 Cardinal Ave Medford Or 97504 or call (541) 779-2184 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $319,383 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as evidenced by $34,336 in used auto loans and $3,339,891,779 in total loans and leases, supporting our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer solutions that empower them to thrive. At Twinstar, we are committed to helping you find the right loan option that fits your needs. If you're considering refinancing or exploring eligibility options, please reach out our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us, and we look forward to partnering with you on your journey toward success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you understand your options and find a plan that suits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $214,933,207 in loans, we provide members with the ability to cover unexpected costs while enjoying rewards on their purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By working only with trusted lenders, LendMesh guarantees that users receive accurate information to make informed decisions.

PEAK CREDIT UNION - Medford, OR

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Medford, OR (97504)