TwinStar Credit Union Grants Pass OR | Top Auto Loans & Drive-Thru Banking

Introduction

Welcome to Twinstar, your trusted partner in financial success since 1938! Located at 1532 Ne F St, Grants Pass, OR 97526, our credit union is proud to serve a vibrant community of over 261,185 members. With total assets exceeding $4.25 billion, we are committed to providing reliable financial services tailored to meet your needs. At Twinstar, we understand that every member's financial journey is unique. That's why we offer a wide range of services from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Our goal is to empower you with the tools and resources necessary for achieving your financial dreams. While members can visit us at our Grants Pass branch, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. We are dedicated to being accessible and supportive at every step of your financial journey. Our leadership team is here for you. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive for excellence in customer service and community engagement. With a team of 816 employees, we work diligently to ensure you receive personalized attention and expert advice. With a net worth of $466 million and cash reserves of $41 million, you can trust that your money is safe with us. Plus, our competitive rates on loans and deposits make us an attractive option for all your banking needs. Ready to take the next step? Whether you're looking to open a new account or need assistance with existing services, feel free to reach out by calling us at 541-955-6697. Visit our website at Twinstar for more information or explore how we can help you build a brighter financial future today!

Branch History & Mission

Community Focus

Twinstar is more than just a credit union; we are deeply embedded in the fabric of Grants Pass. Our team actively participates in local events and initiatives aimed at fostering community development. From sponsoring youth sports teams to organizing financial literacy workshops, we are dedicated to making a positive impact on the lives of those we serve.

Join Us!

At Twinstar, we're excited about what lies ahead. If you're looking for a credit union that puts your needs first while also giving back to the community, look no further! We invite you to become part of our family today. Visit us or check out our website at Twinstar for more information on how you can join us on this journey toward financial wellness!

Our Evolution

Over the years, Twinstar has evolved significantly while staying true to its core mission: to enhance the financial well-being of our members and their families. As we expanded our services, we embraced technology to offer modern solutions without losing that personal touch. Today, with total assets exceeding $4.25 billion, we provide a wide range of financial services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions.

Our Mission

Our mission is clear: We strive to empower our members through exceptional service and innovative financial products. We believe in supporting not just individual financial goals but also contributing to the overall growth of our community. This commitment drives us to engage in various outreach programs and partnerships aimed at uplifting those around us. While members can visit us at 1532 Ne F St, official correspondence should be sent to PO BOX 718, Olympia, WA 98507.

Services and Accessibility

We understand that convenience is key in today's fast-paced world. That's why we offer ATM access and drive-thru banking services for quick transactions. Our operating hours are designed with your schedule in mind: Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. With ADA-compliant facilities and digital advancements like online banking and mobile payments, we ensure that all members have easy access to their accounts whenever they need it.

Branch Location & Accessibility

Accessibility and Features

At Twinstar, we believe that banking should be accessible to everyone. Our branch is equipped with features that comply with ADA standards, including ramps for easy access. There's plenty of parking available right outside the building, ensuring a hassle-free visit. We understand that life can get busy, which is why our operating hours are designed to fit your schedule. We're open Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Whether you need to make a quick deposit or discuss your financial goals with one of our knowledgeable team members, we're here for you.

Services Offered

Twinstar offers a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide solutions that help you manage your finances effectively. Plus, with our ATM available on-site and drive-thru banking options for deposits and withdrawals, convenience is always at your fingertips. While members can visit us at 1532 Ne F St Grants Pass Or 97526, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. If you have any questions or need assistance, don't hesitate to give us a call at 541-955-6697. We look forward to welcoming you into our community!

Member Eligibility

At Twinstar, we believe that everyone deserves a chance to be part of a warm, welcoming community where financial growth and support go hand in hand. If you're looking to become a member, you'll find it's quite simple! Our eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. Whether you're just starting your financial journey or looking for a reliable partner for your future, joining us means access to personalized services that truly cater to your needs. To get started on your membership journey with us at Twinstar, simply visit us at our location on 1532 Ne F St Grants Pass Or 97526 or give us a call at (541) 955-6697. You can also check out our eligibility criteria in more detail at . Opening an account is quick and straightforward; for the specifics on how to set up your membership, head over to https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

Whether you're running a café or managing a construction firm, our merchant services streamline payment processing so you can focus on what matters most serving your customers. Imagine quick transactions at your point of sale, easy access to sales data, and enhanced customer experiences. When you choose Twinstar, you're not just getting financial products; you're gaining access to tools that empower your business every day. Visit us at 1532 Ne F St Grants Pass Or 97526, Grants Pass, OR or call us at (541) 955-6697 to explore how we can support your business journey today!

Tailored Loan Options

Imagine having the financial support to take your idea from concept to reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer in-person interactions but need a quick solution, our ATM and cash withdrawal services are available at various locations. You can withdraw cash or check your balance without stepping inside the branch. Additionally, our basic drive-thru banking makes it easy for you to complete deposits, withdrawals, and simple transactions without leaving your car. We invite you to explore all that Twinstar has to offer. Our friendly team is ready to assist you with any questions or concerns you may have. Feel free to reach out at (541) 955-6697, or visit us during our operating hours: Monday-Thursday from 10 AM - 5:30 PM, Friday from 10 AM - 6 PM, and Saturday from 10 AM - 2 PM. Ready to take the next step towards achieving your financial goals? Visit us online at Grants Pass or come by today! We look forward to serving you!

Business Banking Services

For our entrepreneurial members, we offer robust business banking solutions including merchant services and business loans. We believe in supporting local businesses because they strengthen our community. Whether you need funding for expansion or tools to manage daily transactions, we've got you covered.

Credit Cards and Rewards

With our credit cards with rewards, you can earn points on your everyday purchases. This means your spending can actually contribute to future adventures or savings it's a win-win! Imagine treating yourself to something special just by using your card wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money to friends with ease through our person-to-person payment service. Plus, with features like electronic signatures and e-statements, managing your finances has never been simpler.

Personal Banking Solutions

Our personal banking services include everything from checking and savings accounts to loans designed with your lifestyle in mind. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel. For those dreaming of homeownership, we offer mortgage loans and refinancing to help make that dream a reality. Additionally, our personal loans and debt consolidation services provide flexible solutions for managing expenses and improving your financial health.

Digital & Online Banking

Key Features for Your Convenience

Managing your accounts has never been easier with features like electronic signatures for quick approvals and e-statements that let you go green while keeping track of your finances effortlessly. You can sign documents electronically with ease, making transactions smoother and faster. And if you prefer paperless statements, our e-statements are available for you to view whenever you need them. Need to make a payment on the go? With our mobile application, available for download now, you can enjoy the added benefit of mobile payments. This feature allows you to make purchases directly from your phone no more fumbling with cash or cards! Plus, sending money to friends or family is simple with our person-to-person transfers.

Security You Can Trust

We take security seriously at Twinstar. Our digital banking services include robust measures to protect your personal information. From secure logins to encrypted transactions, rest assured that your data is safeguarded every step of the way. In summary, Twinstar offers a comprehensive suite of digital banking tools designed for both convenience and security. Experience real-time account management that fits seamlessly into your life visit us online at https://www.twinstarcu.com/ today!

Financial Strength

Growing Together

We have successfully built a strong member base with a total of 533,481 accounts, showing the trust our members place in us. Our net shares (funds available for lending and investments) stand at $0, further demonstrating our capability to support your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 1532 Ne F St Grants Pass Or 97526 or call (541) 955-6697 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

We know how important it is for our members to feel secure about their savings. That's why your savings are backed by $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees ready to assist you with any inquiries or needs you may have.

Reinvesting for Your Benefit

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Solid Financial Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we provide financing options that make it easy for you to drive away with confidence.

Credit Lines and Business Loans

If you're seeking additional funding for personal projects or business endeavors, our total credit lines available amount to $942,345,198. For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. At Twinstar, we pride ourselves on offering personalized service and expert advice to help you navigate your financial journey. If you have questions about eligibility or want more information on refinancing options, don't hesitate to reach out to us at (541) 955-6697. For all performance insights and financial data mentioned here, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and let's start working toward your financial future together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We also offer refinancing options if you're looking to lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan listing is updated regularly to reflect current market conditions, allowing users to make informed decisions.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans