TwinStar Credit Union Eugene OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Twinstar, your trusted credit union located at 545 E 8Th Ave, Eugene, OR 97401. Since our establishment in 1938, we have been dedicated to serving our community with financial products and services designed to meet the unique needs of our members. With over 261,185 members and total assets exceeding $4.25 billion, we pride ourselves on being a reliable partner in your financial journey. At Twinstar, we believe that every member deserves personalized service and support. Our CEO, Jeff Kennedy, along with Board President Thomas Pettus-Czar, leads a team of 816 employees committed to helping you achieve your financial goals. Whether you are looking for a new home, purchasing a vehicle, or managing everyday expenses, we offer a range of solutions including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. While members can visit us at our branch location, official correspondence should be sent to PO BOX 718, Olympia, WA 98507. We are here to help you navigate your financial options with ease. With total deposits of $166,805,564 and cash in hand amounting to $41,780,442, you can trust us to keep your funds secure while providing competitive rates and excellent service. Join us at Twinstar where community impact is at the heart of what we do. We invite you to experience the difference that comes from being part of a credit union that truly cares about its members. For more information about our services or to get started today, please visit our website at twinstarcu.com or call us at 541-747-4231. Your financial future begins here!

Branch History & Mission

Community Engagement

Twinstar's story isn't just about numbers; it's about people. We actively engage with local organizations and participate in various outreach efforts aimed at making Eugene a better place for everyone. From sponsoring community events to supporting education initiatives, we believe in giving back to those who have supported us throughout the years. While you can visit us at our Eugene location, official correspondence should be sent to PO BOX 718, Olympia, WA 98507 if needed. If you have any questions or need assistance, don't hesitate to reach out at 541-747-4231 during our operating hours: Monday through Thursday from 10 AM - 5:30 PM and Friday from 10 AM - 6 PM.

Join Us

We invite you to become part of the Twinstar family! Experience firsthand how our dedicated team is here to support your financial goals while contributing positively to our community. Together, let's build a brighter future one member at a time. Visit us today or check out more information on our website here.

Our Mission

At the heart of Twinstar's mission is a simple yet powerful principle: to empower our members and uplift the communities we serve. We aim to provide exceptional financial services while fostering an inclusive environment where everyone can thrive. Whether it's through offering competitive loan rates or supporting local initiatives, we strive to make a positive impact on both individual lives and the broader community. In addition to traditional banking services, we embrace modern advancements to enhance member experience. We offer online banking, mobile payments, and person-to-person transfers all designed with your convenience in mind. Our branch is also ADA compliant, ensuring accessibility for all members.

Branch Location & Accessibility

Welcome to Twinstar, your friendly neighborhood credit union located at 545 E 8th Ave in the heart of Eugene, Oregon. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're grabbing a coffee from a nearby café or visiting the beautiful parks that Eugene has to offer, we're just a quick detour away. At Twinstar, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can easily navigate our space. Ample parking is available right outside, so you won't have to worry about finding a spot when you visit us. We understand that life can get busy, which is why our operating hours are designed with your schedule in mind. Join us Monday through Thursday from 10:00 AM to 5:30 PM and on Fridays until 6:00 PM. Need to make a quick deposit or withdrawal? Our drive-thru service is available during these hours as well, allowing for fast and convenient banking without leaving your vehicle. For those who prefer cash access outside of regular banking hours, we're pleased to offer ATM services on-site. You can easily check your balance or withdraw cash whenever you need it. While members can visit us at 545 E 8th Ave for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. If you have questions or need assistance with any of our services ranging from personal banking and auto loans to business accounts don't hesitate to give us a call at 541-747-4231. We're here to help and look forward to welcoming you into the Twinstar family!

Member Eligibility

Joining Twinstar feels like stepping into a warm community that truly cares about its members. To become part of our family, you'll need to meet a few simple eligibility requirements. Generally, if you live, work, or worship in the communities we serve, you're likely eligible for membership. We strive to keep things inclusive and welcoming because we believe everyone deserves access to financial services that empower them. For more specific details on eligibility, feel free to check out our resource at . Once you're ready to take the next step, opening an account is a breeze! You can start your journey online by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst, or simply give us a call at (541) 747-4231 if you have any questions or need assistance. We're here to support you every step of the way as you join us at Twinstar, located at 545 E 8Th Ave Eugene Or 97401. Together, we can achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine having a reliable system that allows your customers to pay easily while you manage your cash flow efficiently. With our services, you can focus on running your business without worrying about payment hassles. Located at 545 E 8Th Ave Eugene Or 97401, Eugene, OR, we are dedicated to helping local businesses succeed. Let us partner with you on your journey to success! For more information, visit us online or call us at (541) 747-4231.

Comprehensive List Of Services

Credit Options and Business Banking

To enhance your purchasing power, consider our credit cards with rewards that allow you to earn points on every dollar spent. Whether you're shopping for groceries or planning a vacation, these rewards can add up quickly. For small business owners, our business banking services, including merchant services and business loans, are specifically crafted to support your entrepreneurial journey. We know that running a business comes with its challenges, so we aim to provide flexible solutions that fit your unique circumstances.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Twinstar, we embrace technology to make banking easier for you. With our online and mobile banking, you can manage your accounts anytime, anywhere. This includes making transfers, paying bills, or checking balances right from your smartphone or computer. Additionally, if you prefer in-person transactions but want efficiency, take advantage of our ATM and cash withdrawal services as well as our basic drive-thru banking for quick deposits and withdrawals. Our friendly staff is also ready to assist with any simple transactions you may need.

Personal Banking Solutions

Our personal banking options are designed to simplify your financial life. You can choose from various checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. For those considering a new car or vehicle, our auto loans and vehicle financing make it easy to drive away in the car of your dreams without breaking the bank. If homeownership is on your horizon, explore our mortgage loans and refinancing options. We understand that buying a home is a significant step, which is why we offer competitive rates and tailored advice to guide you through the process. Additionally, our personal loans and debt consolidation services can help ease financial burdens by providing the support you need when managing expenses or unexpected costs.

Visit Us Today!

We invite you to discover all that Twinstar has to offer! Our team is here to ensure that your financial experience is smooth and rewarding. If you have any questions about our services or want personalized advice tailored to your needs, don't hesitate to reach out at (541) 747-4231. Join us at Downtown Eugene today your journey towards better financial health starts here!

Digital & Online Banking

Accessibility and Support

With 24/7 online banking services, you're always in control of your financial matters. Whether it's day or night, managing your account is just a click away. Plus, if you have any questions or need assistance, our dedicated support team is ready to help. At Twinstar, we prioritize making banking accessible and straightforward for everyone. Join us today and experience the ease of digital banking at your fingertips!

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents securely without needing to visit a branch. Plus, with e-statements available, keeping track of your finances has never been simpler or more eco-friendly. For those who enjoy mobile payments, you're in luck! Our mobile application allows you to make quick payments and manage your accounts directly from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it easy and hassle-free.

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength is built on solid foundations, ensuring you can trust us with your hard-earned money. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you extends beyond savings; it also means reinvesting in our community. With $265,086,517 in undivided earnings, we enhance our banking tools, strengthen lending options, and improve security measures to serve our members better. We support your financial goals with robust lending capacity. Our portfolio includes $34,336 in used auto loans and $3,339,891,779 in total loans and leases helping members achieve their dreams across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for you. Additionally, we pride ourselves on having a dedicated team of 812 full-time employees and 4 part-time employees who are always ready to assist you. Net Shares (Funds available for lending and investments): $0 reflects our commitment to making the most of your deposits while maintaining fiscal responsibility. Total Share Accounts: 533,481 shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 545 E 8Th Ave Eugene Or 97401 or call (541) 747-4231 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Twinstar, we understand that financial needs can vary widely, whether you're looking to buy a new car, purchase a home, or manage your expenses more effectively. That's why we offer a diverse range of loan products tailored to meet the needs of our members right here in Eugene, OR. With over 155,467 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. If homeownership is on your mind, you'll be pleased to know that our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892. We aim to make buying or refinancing simple and accessible for everyone. For those managing everyday expenses, we also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These credit cards can provide a safety net during unexpected situations while allowing you to earn rewards on your spending. Additionally, our commercial loans totaling $402,566,686 cater to business owners seeking capital for growth and expansion. We are committed to supporting local businesses as they thrive within our community. We encourage you to explore refinancing options if you're currently carrying high-interest debt or considering purchasing a new vehicle or home. Our team is here to help you navigate eligibility requirements and find the best product for your situation. Feel free to reach out to us at (541) 747-4231 for any questions about our loan offerings or visit us at our branch located at 545 E 8Th Ave Eugene Or 97401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Twinstar help you take the next step towards achieving your financial goals today!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. By working with verified institutions, LendMesh can provide dependable loan comparisons that help you make informed choices.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans