TwinStar Credit Union Cottage Grove OR | Affordable Auto Loans & Online Banking

Introduction

Welcome to Twinstar, your trusted financial partner in Cottage Grove, OR. Located at 600 E Jefferson Ave, our credit union has proudly served our community since 1938, growing alongside our members and adapting to their needs. With a strong commitment to fostering financial wellness, we currently support over 261,000 members with a robust asset base of $4,259,303,493. At Twinstar, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our dedication to community impact reflects not just in our offerings but also in our leadership team. Under the guidance of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, we strive to make banking personal and accessible. While members can visit us at our branch address in Cottage Grove, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. We invite you to explore how we can assist you in achieving your financial goals. With total deposits reaching $166,805,564 and total loans amounting to 155,467, Twinstar stands as a pillar of financial strength and reliability. Whether you're looking to start saving for the future or need assistance with loans, our friendly staff is here to help. We encourage you to stop by or give us a call at 541-942-3371 during our operating hours: Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM. Let's work together toward building a brighter financial future! For more information about our services or to get started with your account today, visit us online at Twinstar.

Branch History & Mission

Community Focus

Our branch is not just about numbers; it's about the people we serve. We actively engage with the Cottage Grove community through various outreach efforts, building partnerships that promote financial literacy and economic growth. We take pride in being part of this vibrant area and strive to give back whenever possible. As technology evolves, so do we. Twinstar is committed to making banking easier for everyone by ensuring ADA compliance and enhancing digital services like mobile payments and electronic statements.

Join Us

Whether you're looking for your first bank account or seeking business solutions, Twinstar is here to help you achieve your financial goals. Visit us during our operating hours Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM or call us at 541-942-3371 for more information. Become a part of the Twinstar family today and experience the benefits of membership! Together, let's build a brighter future for Cottage Grove and beyond.

Our Mission

At Twinstar, our mission extends beyond just providing financial services; we aim to uplift our community. We believe in empowering our members through personal banking solutions that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to customer service drives us to offer online and mobile banking options for convenience and ease. We also understand the importance of being there for our members when they need us most. That's why we provide essential services like ATM access and drive-thru banking for quick transactions. With total assets of over $4.25 billion, we are well-equipped to support both individual and business needs.

Branch Location & Accessibility

Come Visit Us!

We invite you to drop by Twinstar in Cottage Grove! If you have questions or need assistance before visiting, feel free to give us a call at 541-942-3371. We look forward to welcoming you and assisting with all your financial needs!

Comprehensive Services Right at Your Fingertips

At Twinstar, we offer a variety of services tailored just for you! Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is here to help. Plus, we have an ATM on-site for quick cash withdrawals and balance checks whenever you need them. While members can visit us at our physical branch for all their banking needs, please note that official correspondence should be sent to PO BOX 718 in Olympia, WA if needed.

Convenient Access and Parking

At Twinstar, we understand the importance of accessibility. Our location features ample parking spaces, making it easy for you to stop by without any hassle. If you have mobility needs, rest assured that our branch is designed with ADA-compliant features, including ramps for easy access.

Operating Hours Tailored for You

We want to make banking as convenient as possible. Our lobby hours run from 10:00 AM to 5:30 PM Monday through Thursday and extend until 6:00 PM on Fridays. We even open our doors on Saturdays from 10:00 AM to 2:00 PM to cater to your busy schedule. If you're in a hurry, take advantage of our drive-thru banking services available during the same hours, allowing you to complete simple transactions without leaving your vehicle.

Member Eligibility

At Twinstar, we believe that everyone deserves a place in our supportive community, and becoming a member is an easy and welcoming process. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We embrace individuals from diverse backgrounds and lifestyles, making it a great fit for anyone looking to enhance their financial well-being. For specific eligibility details, we invite you to visit our website at where you can find all the information you need. Joining Twinstar not only gives you access to a range of financial products but also connects you with people who truly care about your success. Our dedicated team is here to support you every step of the way. Ready to get started? Opening an account is simple just head over to https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst and follow the instructions. If you have any questions, feel free to reach out at (541) 942-3371. We look forward to welcoming you into our family at Twinstar, located at 600 E Jefferson Ave Cottage Grove Or 97424!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. Whether it's accepting card payments or managing online transactions, our services are here to streamline your operations. Visit us at 600 E Jefferson Ave Cottage Grove Or 97424, Cottage Grove, OR, and discover how Twinstar can be your partner in success! For more information, feel free to call us at (541) 942-3371.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or require quick access to cash, our branch includes essential services like an ATM for easy withdrawals and balance checks. Additionally, our Drive-Thru Banking provides a convenient way to handle deposits and withdrawals without leaving your car. At Twinstar, we're dedicated to making banking as accessible as possible for all our members in Cottage Grove. With operating hours from 10:00 AM - 5:30 PM Monday through Thursday, 10:00 AM - 6:00 PM on Friday, and 10:00 AM - 2:00 PM on Saturday, we're here when you need us most. If you have any questions or would like more information about any of our services, don't hesitate to reach out at (541) 942-3371. We look forward to serving you!

Business Banking Solutions

For entrepreneurs and small business owners, Twinstar offers comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to flexible Business Loans, we support local businesses in achieving their aspirations.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Cottage Grove. With our Online & Mobile Banking, you can easily manage your accounts from anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. Our mobile app even allows for Mobile Payments, making transactions smoother than ever.

Personal Banking Services

We offer a variety of personal banking options designed to fit your lifestyle. If you're interested in managing your everyday finances, our Checking & Savings Accounts make it easy to save for the future while having access to your money when you need it. For those considering a new vehicle, our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams with competitive rates and flexible terms. When it comes to buying a home, our Mortgage Loans & Refinancing services provide tailored solutions that suit your unique situation. We understand that life can come with unexpected expenses, which is why we also offer Personal Loans & Debt Consolidation options to help you manage those costs effectively. Plus, with our Credit Cards with Rewards, you can earn points on every purchase, making your spending work for you.

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.twinstarcu.com/, you can access your accounts 24/7. This means checking balances, transferring money, and paying bills is just a click away. You can also enjoy electronic statements for easy record-keeping, helping you stay organized without the hassle of paper clutter. For those on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone! Need to send money to a friend or family member? Our person-to-person transfer feature allows you to send funds quickly and securely. Plus, with mobile payments enabled, making purchases using your phone is both fast and convenient.

Security & Ease of Use

We prioritize your security with features like electronic signature authorization, which simplifies document signing while keeping your information safe. Our platform is user-friendly, allowing members of all ages to navigate their finances easily. Whether you're at home or out running errands, managing your money has never been simpler. With real-time account management and various online tools tailored to meet your needs, banking with Twinstar gives you peace of mind knowing that you're in control. Discover the full range of our digital banking services today! Visit https://www.twinstarcu.com/ and experience the future of banking at Twinstar.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further reinforcing our capability to support your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 600 E Jefferson Ave Cottage Grove Or 97424 or call (541) 942-3371 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,336 in used auto loans and $3,339,891,779 in total loans and leases.

Solid Financial Foundation

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle, making it easier than ever to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We aim to support you every step of the way in securing the home of your dreams.

Refinancing Options

If you are considering refinancing any existing loans or mortgages, our team is here to help you explore eligibility options and find solutions tailored to your situation. At Twinstar, we're committed to providing transparent information and support for all your borrowing needs. For more details about our loan offerings or to apply today, visit us at 600 E Jefferson Ave Cottage Grove Or 97424, or give us a call at 541-942-3371. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that fit various spending habits and lifestyles.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true state of the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can make a significant impact on your financial journey. To explore your options and find the best rates available, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans