TWIN RIVERS FEDERAL CREDIT UNION

Welcome to Twin Rivers, your trusted credit union located at 23 Phillips St, Massena, NY 13662. Since our establishment in 1970, we have proudly served our community with a commitment to providing reliable financial solutions and personalized service. With over 2,692 members and total assets of $37,956,970, we are dedicated to helping you achieve your financial goals. At Twin Rivers, we understand the importance of fostering a strong relationship with our members. Our team, led by CEO Christine Grant and Board President R Shawn Gray, works tirelessly to ensure you receive the best banking experience possible. We have a passionate staff of 9 employees who are always ready to assist you in navigating your financial journey. Our diverse offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide essential services such as merchant services and business loans. As a member-focused credit union, we also offer online and mobile banking options for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 23 Phillips St, Massena, NY 13662. Feel free to reach out to us at 315-764-0240 or explore our website at twinriversfcu.org for more information about our services. Join us today and discover how Twin Rivers can support your financial needs because here, you're not just a member; you're part of our family!

Welcome to Twin Rivers, your friendly neighborhood credit union located at 23 Phillips St, Massena, NY 13662. We understand that convenience is key when it comes to managing your finances, and our branch is perfectly situated to serve you. Nestled near local landmarks, we are easily accessible whether you're coming from work or just running errands. At Twin Rivers, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can easily visit us. Plus, we offer ample parking so you can stop by without any hassle. We're proud to provide a variety of banking services to meet your needs. Whether you're interested in personal banking like checking and savings accounts or seeking financing options such as auto loans and mortgages, our dedicated team is here to help. For those on the go, we also have ATM availability right at our branch, making cash withdrawals quick and easy. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Friday from 8:30 AM to 5:00 PM for lobby services. If you prefer drive-thru banking, join us on Saturday from 9:00 AM to 12:00 PM for quick transactions without leaving your car. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address: 23 Phillips St, Massena, NY 13662. Have questions or need assistance? Don't hesitate to give us a call at 315-764-0240. We look forward to welcoming you into the Twin Rivers family!

At Twin Rivers, we believe that everyone deserves a chance to be part of a caring community where their financial needs are prioritized. Joining us is simple and welcoming! If you live, work, worship, or attend school in St. Lawrence County or are related to someone who does, you're likely eligible for membership. This means you can enjoy all the perks of being part of our family, from personalized service to great financial products tailored just for you. We strive to make banking approachable and friendly, so you'll feel right at home with us. Ready to take the next step? You can find detailed eligibility criteria on our website at http://www.twinriversfcu.org/aboutus.php#membereligibilty . If you have any questions or need assistance, don't hesitate to reach out by calling us at (315) 764-0240. We're excited to welcome you to Twin Rivers, located at 23 Phillips St Massena Ny 13662!

At Twin Rivers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with confidence. With a net worth of $4,599,289, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,198,933 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,599,289 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $377 in used auto loans and a total of $16,297,963 in loans and leases available. Our operational efficiency is evident through our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,575, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twin Rivers is your trusted partner. Visit us at 23 Phillips St Massena Ny 13662 or call (315) 764-0240 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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