Tva Community Credit Union Tuscumbia AL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Tva Community Credit Union, your trusted financial partner since 1936. Located conveniently at 211 E 6th St, Tuscumbia, AL 35674, we pride ourselves on being more than just a credit union; we're a community committed to helping our members achieve their financial goals. With over 19,762 members and total assets of $400,893,601, we understand the importance of personalized service and community support. At Tva Community Credit Union, we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to loans for vehicles and homes. Our friendly team is here to assist you every step of the way. Whether you are looking to refinance a mortgage, consolidate debt, or start saving for the future, we've got you covered. With total deposits amounting to $18,003,558 and a net worth of $70,602,964, we are dedicated to maintaining a healthy financial environment for our members. Our CEO, Samuel Clements, alongside Board President Larry Softley, Jr., leads our team of 76 employees in providing exceptional service and support. While members can visit us at our branch for assistance or simply enjoy the convenience of online and mobile banking through our website tvaccu.com, official correspondence should be sent to the same address. Ready to take control of your finances? Call us today at 256-978-6565 or visit us during our lobby hours from 8:30 AM to 5:00 PM (M-F). Let's work together toward a brighter financial future!

Branch History & Mission

Commitment to Community

We understand that being a credit union means more than just numbers; it's about making a difference in people's lives. Our outreach efforts include partnerships with local organizations and initiatives designed to uplift those in need within our community. Whether through financial education workshops or support for local events, we strive to give back and make Tuscumbia a better place for everyone. Additionally, we have embraced technology with features like online banking and mobile payments. These advancements ensure that our members can access their accounts securely anytime and anywhere.

Join Us

As we look toward the future, we invite you to become part of our journey at Tva Community Credit Union. Experience firsthand the benefits of membership where your financial goals become our mission. Visit us today or learn more about joining by going to our website. Together, let's build a brighter future for all!

Our Mission

At Tva Community Credit Union, our mission is simple yet impactful: we aim to enhance the financial lives of our members through personalized service and innovative solutions. We believe in treating every member as part of our family. Our services range from personal banking options like checking and savings accounts to loans for cars and homes. We also offer business banking solutions to help local entrepreneurs thrive. While members can visit us at our main location in Tuscumbia, official correspondence should be sent to 211 E 6th St, Tuscumbia, AL 35674 if needed. We're open Monday through Friday from 8:30 AM to 5:00 PM, making it convenient for you to manage your finances.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before your visit, don't hesitate to give us a call at 256-978-6565. We look forward to welcoming you to our Tuscumbia Branch soon! Your financial well-being is our top priority, and we're excited to help you achieve your goals.

Easy Access and Parking

We understand that accessibility is essential for all our members. Our branch features ample parking right outside, with easy access for everyone, including ADA-compliant entrances and ramps. You can feel confident knowing that your visit will be smooth and hassle-free.

Operating Hours

At Tva Community Credit Union, we strive to accommodate your busy schedule. Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Friday. We invite you to come in during these hours when our friendly staff is ready to assist you with any banking services you may need.

Services Offered

Our Tuscumbia Branch offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Enjoy the convenience of our ATM services available on-site or use our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 211 E 6th St, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Member Eligibility

Becoming a member of Tva Community Credit Union is like joining a caring family where your financial well-being is our priority. We welcome anyone who lives, works, worships, or attends school in the Tuscumbia area to apply for membership. Whether you're a first-time account holder or looking to switch from another bank, our doors are open to you! By joining Tva Community Credit Union, you gain access to personalized banking services, competitive loan rates, and a supportive community that truly cares about your financial journey. To get started on your path to membership, simply visit us at 211 E 6Th St Tuscumbia Al 35674 or give us a call at (256) 978-6565. You can also find more details about eligibility on our website at . If you're ready to take the plunge and open an account, check out the easy application process at https://www.tvaccu.com/apply-today/ . Joining us is straightforward, and we can't wait to welcome you into the Tva Community Credit Union family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to purchase new equipment or open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is essential. At Tva Community Credit Union, we offer tools that make transactions smoother for your customers and easier for you. Whether it's processing payments quickly or managing your cash flow effectively, our services are designed with your convenience in mind. Visit us at 211 E 6Th St Tuscumbia Al 35674 in Tuscumbia, AL, or give us a call at (256) 978-6565 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Borrowing Made Easy

Sometimes life brings unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. We provide solutions that can help you manage debt more effectively, giving you peace of mind during tough times. If you're looking for ways to reward yourself while spending, don't forget about our Credit Cards with Rewards! You can earn points for every dollar spent, which can be redeemed for exciting rewards.

Business Banking Support

For business owners, we haven't forgotten about you! Our Business Banking services include essential features like merchant services and business loans designed to support your entrepreneurial journey. We're here to help you succeed!

Connect with Us Today!

With so many services designed with our members' needs in mind, we invite you to explore what Tva Community Credit Union has to offer at our branch located at 211 E 6Th St, Tuscumbia, AL 35674. If you have any questions or want more information about how we can assist you further, don't hesitate to give us a call at 256-978-6565. Visit us online at tvaccu.com or stop by during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Your financial future starts here!

Convenient Access Anytime, Anywhere

We know that convenience is key in today's fast-paced world. That's why we provide Online & Mobile Banking, allowing you to manage your accounts wherever you are whether at home or on the go. Plus, our ATM & cash withdrawal services ensure that accessing your cash is quick and easy. Need to visit us? Our Basic Drive-Thru Banking provides a straightforward way for deposits and withdrawals without leaving your car. For simple transactions like balance checks or cash withdrawals, our ATMs are readily available too.

Personal Banking Solutions

Starting with Personal Banking, we offer various options such as checking and savings accounts designed to help you manage your day-to-day finances efficiently. You can easily access your funds whenever you need them through our online and mobile banking platforms. Imagine being able to check your balance or transfer money from the comfort of your home! For those considering a new vehicle, our Auto Loans & Vehicle Financing services are here to help. With competitive rates and flexible terms, we ensure that getting behind the wheel is as stress-free as possible. Need a place to live? Our Mortgage Loans & Refinancing options can guide you through purchasing or refinancing your home at favorable rates.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, giving you real-time access to your accounts right from the comfort of your home or on the go. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our mobile application, banking is literally at your fingertips. Need to send money quickly? Our person-to-person transfer feature makes it easy to send and receive money instantly from friends and family. And when it comes to security, we've got you covered with electronic signature authorization for important documents no need to print or visit the branch!

Security First

We prioritize your security with robust measures in place to protect your personal information while ensuring ease of use. Our digital banking services are designed with user experience in mind, so you can navigate effortlessly through all available features. At Tva Community Credit Union, we believe that managing your money should be simple and accessible. Explore all our digital banking offerings today at https://www.tvaccu.com/ and discover how easy it is to stay connected with your finances!

Stay Updated

Stay on top of your finances with e-statements that are not only eco-friendly but also ensure that you have quick access to your account statements without waiting for them in the mail. You can also take advantage of mobile payments, allowing you to make purchases directly from your phone perfect for those quick trips where cash isn't an option.

Financial Strength

Growing Together

We have established a strong relationship with our members, evident from the 40,667 total share accounts that show a growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,078,408, further strengthening our ability to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 211 E 6Th St Tuscumbia Al 35674 or call (256) 978-6565 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Your savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $48,841,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,558 in used auto loans and $148,865,807 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $70,602,964, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those interested in accessing additional funds for personal projects or unexpected expenses, our total credit lines amount to an impressive $119,840,750. This gives our members the freedom to borrow what they need when they need it. If you're considering refinancing or want to know more about eligibility options for any of our loans, feel free to reach out. Our friendly team is ready to assist you every step of the way. You can contact us at 256-978-6565 or visit us at 211 E 6Th St Tuscumbia Al 35674 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Tva Community Credit Union can help you meet your financial needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,469,268 in used vehicle loans and $13,249,419 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,898,488, ensuring that you have access to the funds needed for your dream home or investment property.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,114,546 in loans helping members manage their finances effectively, our credit cards come with features that allow you to earn rewards while keeping your spending under control.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By gathering information from legitimate financial institutions, LendMesh guarantees that all loan offers are accurate and trustworthy.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from reputable financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping individuals secure favorable loan terms. To start comparing real-time loan offers today, visit LendMesh and discover the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TVA COMMUNITY CREDIT UNION