TVA COMMUNITY CREDIT UNION - Muscle Shoals, AL

Welcome to Tva Community Credit Union, your trusted financial partner located at 1405 S Wilson Dam Rd, Muscle Shoals, AL 35661. Since our establishment in 1936, we have been dedicated to serving our community with reliable banking solutions and personalized service. With a total membership of 19,762 and assets exceeding $400 million, we pride ourselves on being a solid financial institution that you can count on. At Tva Community Credit Union, we understand that everyone's financial journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our members benefit from our commitment to transparency and excellent customer service, ensuring that you feel valued and understood every step of the way. Our leadership team, led by CEO Samuel Clements and Board President Larry Softley, Jr., is passionate about fostering a supportive environment for all our members. With a dedicated staff of 76 employees, we are here to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1405 South Wilson Dam Rd, Muscle Shoals, AL 35661. We invite you to experience the difference of community-focused banking. Whether you're looking to open an account or need assistance with a loan, don't hesitate to reach out! Call us today at 256-383-1019 or visit our website at www.tvaccu.com to learn more about how we can help you achieve your financial goals. Let's build a brighter future together!

Tva Community Credit Union has a rich history that dates back to 1936, when it first opened its doors to serve the community of Muscle Shoals, Alabama. Over the decades, we have grown alongside our members, evolving into a trusted financial partner with a commitment to providing exceptional service and support. Located at 1405 S Wilson Dam Rd, Muscle Shoals, AL 35661, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking or financial advice, we are here to help. Our facility features a drive-thru for added convenience, and we proudly offer ATM services to ensure you can access your funds quickly and efficiently. With a total membership of 19,762 individuals and total assets amounting to $400,893,601, Tva Community Credit Union is not just a financial institution; it's a community hub dedicated to empowering our members. Our mission is clear: we strive to provide affordable financial products while also supporting our community through outreach initiatives and partnerships that make a difference in people's lives. While members can visit us at our branch address, official correspondence should be sent to 1405 South Wilson Dam Rd, Muscle Shoals, AL 35661. We understand the importance of being available when you need us, which is why our operating hours are Monday through Friday from 8:30 AM to 5:00 PM. At Tva Community Credit Union, we believe in fostering relationships built on trust and mutual respect. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we have embraced technology with online and mobile banking features that allow you to manage your finances anytime and anywhere. Our commitment goes beyond just providing financial services; we actively engage in community outreach efforts aimed at uplifting those around us. We work closely with local organizations and initiatives designed to improve the quality of life in Muscle Shoals and beyond. If you're looking for a credit union that prioritizes your needs while making a positive impact on the community, look no further than Tva Community Credit Union. Join us today and experience the benefits of being part of our family! For more information or to open an account, visit our website or call us at 256-383-1019.

Becoming a member of Tva Community Credit Union feels like joining a close-knit community where your financial well-being is our top priority. If you're a resident of Colbert County or work in the area, you're already on your way to enjoying the benefits we offer. Our membership is open to anyone who meets these simple criteria, so whether you're looking for personal banking, loans, or just want a supportive place to manage your finances, you're welcome here. For detailed eligibility requirements, feel free to check out our resource at . Opening an account with us is straightforward and hassle-free! Just visit us at 1405 S Wilson Dam Rd Muscle Shoals Al 35661 or go online to start the process. You can find all the information you need about account opening at https://www.tvaccu.com/apply-today/ . If you have any questions or need assistance, don't hesitate to give us a call at (256) 383-1019. We're here to help you every step of the way!

At Tva Community Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, which allows us to serve our community with confidence. With a net worth of $70,602,964, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,841,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by the $2,558 in used auto loans and $148,865,807 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,078,408. Total Share and Deposit Accounts: 40,667, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 1405 S Wilson Dam Rd Muscle Shoals Al 35661 or call (256) 383-1019 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.