TVA COMMUNITY CREDIT UNION

Welcome to Tva Community Credit Union, your trusted partner in financial growth and community support, located at 1010 Reservation Road, Muscle Shoals, AL 35661. Since our establishment in 1936, we've been dedicated to serving our members with integrity and personalized service. With a robust membership base of 19,762 individuals, we are committed to providing tailored financial solutions that fit the unique needs of our community. At Tva Community Credit Union, we pride ourselves on our strong financial foundation, boasting total assets of $400,893,601 and total deposits reaching $18,003,558. Our leadership team, led by CEO Samuel Clements and Board President Larry Softley, Jr., works tirelessly to ensure that we remain a reliable choice for all your banking needs. Whether you're looking for auto loans (with over 10,153 loans issued), personal accounts, or business banking services, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1010, Muscle Shoals, AL 35662-1010. Our friendly staff is ready to assist you during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. We understand that financial decisions can feel overwhelming. That's why we focus on building relationships based on trust and transparency. With cash reserves of $6,240,462 and a net worth of $70,602,964, you can count on us to be a stable resource for your financial journey. Discover the difference that a member-focused credit union can make in your life! Visit us online at Tva Community Credit Union or give us a call at 256-386-3000 today!

At Tva Community Credit Union, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying a world of benefits. If you live, work, or worship in our service area, you're already eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access tailored financial solutions designed with your needs in mind. Once you become a member, you'll enjoy perks like competitive rates on loans and savings accounts, personalized service from our friendly staff, and the convenience of online banking. Getting started is simple! Just visit us at 1010 Reservation Road Muscle Shoals Al 35661 or call us at (256) 386-3000 for more information. If you're ready to take the leap, you can easily open an account by visiting our website at https://www.tvaccu.com/apply-today/ . We encourage you to check out the detailed eligibility criteria at to ensure you have all the information you need. Join us today and experience the warmth of being part of the Tva Community Credit Union family!

At Tva Community Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial performance, which reflects our commitment to serving you better. With a net worth of $70,602,964, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is evident in our $48,841,288 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,558 in used auto loans and $148,865,807 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our current net income is $0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $12,078,408. Total Share Accounts: 40,667, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 1010 Reservation Road Muscle Shoals Al 35661 or call (256) 386-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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