Tva Community Credit Union Florence AL | Best Auto Loans & Business Banking

Introduction

Welcome to Tva Community Credit Union, your trusted partner in financial growth and community support, located conveniently at 406 N Mall Ct, Florence, AL 35630. Established in 1936, we have been serving our members for over eight decades, fostering a sense of belonging and commitment to the community. With a dedicated membership of 19,762 and total assets amounting to an impressive $400,893,601, we pride ourselves on being a reliable resource for your financial needs. At Tva Community Credit Union, we believe in the power of personal banking. Our services range from checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards. We are also proud to offer robust online and mobile banking options to make managing your finances as convenient as possible. Whether you're looking to finance a new vehicle or save for future goals, our team is here to guide you every step of the way. Under the leadership of our CEO Samuel Clements and Board President Larry Softley, Jr., our team of 76 employees is dedicated to providing exceptional service tailored to your unique needs. Our mission goes beyond just numbers; it's about building lasting relationships with our members and making a positive impact in the Florence community. While members can visit us at 406 N Mall Ct, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at 256-246-0350 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday, or stop by on Saturday from 8:00 AM to 12:00 noon for drive-thru service. Join us today and experience the Tva Community Credit Union difference where you're not just a member; you're part of a family committed to your financial success. For more information on how we can help you achieve your goals, visit our website at www.tvaccu.com or start your journey by applying for an account here.

Branch History & Mission

A Commitment to Our Community

Located at 406 N Mall Ct, Florence, AL 35630, our branch has become a cornerstone of the local community. We have expanded our services beyond traditional banking to include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to accessibility is evident in our drive-thru services and ATM availability for quick transactions. Our mission is simple yet impactful: to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. This belief drives us to engage in various outreach programs and partnerships that benefit local schools, charities, and civic organizations.

Innovative Services for Modern Needs

While we cherish our history, we also embrace modern technology. Our digital banking platform offers online and mobile banking services that make managing your finances easier than ever. With features like electronic signatures and person-to-person payments, we ensure that convenience is at the forefront of what we do. We also prioritize making our facilities accessible to everyone. Our branch complies with ADA standards to ensure all members can enjoy our services comfortably.

Join Us Today!

As Tva Community Credit Union continues to grow and evolve, we invite you to be a part of this journey. Whether you're looking for reliable banking options or want to engage in community initiatives, there's a place for you here. Visit us at our Florence branch or check out our website at tvaccu.com for more information on how to become a member today! If you have any questions or need assistance, feel free to call us at 256-246-0350. Together, let's build a brighter future for everyone!

Branch Location & Accessibility

Accessibility and Features

Getting to our branch is straightforward, with ample parking available right outside. We're committed to making banking accessible for everyone; our facility is designed with ADA compliance in mind, featuring ramps and other helpful amenities. Our operating hours are designed with your convenience in mind. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. If you need assistance on Saturday, our drive-thru service is open from 8:00 AM until noon. For those who prefer digital banking solutions, we offer a full suite of online and mobile banking services. Need cash? We have an ATM on-site for your convenience as well as drive-thru banking options for quick transactions like deposits and withdrawals.

Call to Action

We invite you to come by Tva Community Credit Union today! Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly team is ready to help. If you have any questions before your visit, feel free to give us a call at 256-246-0350. We look forward to welcoming you!

Member Eligibility

At Tva Community Credit Union, we believe that becoming a member is like stepping into a community where your financial well-being is our top priority. If you're looking to join us, you'll find that membership is open to anyone who lives, works, worships, or attends school in our area. This means that whether you're a long-time resident or just moved here, you can take advantage of the supportive services and products we offer. Plus, once you're a member, you gain access to exclusive benefits designed to help you achieve your financial goals. Opening an account with us is straightforward and welcoming. You can get started by visiting our website at https://www.tvaccu.com/apply-today/ where you'll find all the details on how to apply. If you have any questions or need assistance during the process, don't hesitate to reach out! Just give us a call at (256) 246-0350, and our friendly team will be more than happy to help. For more detailed information about eligibility criteria and updates, check out the resource available at . We're excited for you to join the Tva Community Credit Union family!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Picture this: you're at a bustling market, and customers are eager to purchase your goods. With our merchant services, you can accept payments easily and efficiently, ensuring that you never miss a sale. From card processing to online payment solutions, we've got you covered. Located at 406 N Mall Ct Florence Al 35630 in Florence, AL, we're here to provide personalized service tailored just for you. Visit us or call (256) 246-0350 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need quick access to cash, our ATM services provide basic withdrawal options as well as balance checks. We also offer drive-thru banking for deposits and simple transactions, ensuring that your banking needs are met efficiently without stepping inside the branch. With everything from personal accounts to business solutions available right here at Tva Community Credit Union on Mall Drive, we invite you to explore all our offerings further. For more information or if you're ready to open an account today, please call us at 256-246-0350 or visit us online at tvaccu.com. Let us help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans offer flexible financing options that cater to various budgets and credit histories. We understand how important reliable transportation is, so we work hard to ensure that getting behind the wheel is an easy process. Our loan specialists will guide you through each step, making it hassle-free from application to approval.

Business Banking

We also recognize the needs of local businesses in our community. Our business banking services, including merchant services and business loans, are crafted to support entrepreneurs and small business owners in achieving their goals. Whether you're starting a new venture or looking to expand an existing one, we're here to help navigate the financial aspects.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest achievements. At Tva Community Credit Union, we provide comprehensive mortgage loans along with refinancing options that can help you take advantage of lower interest rates or access equity in your home. Our mortgage experts are ready to assist you in finding the right loan product that fits your lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your finances anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, handling your money has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your everyday expenses to personal loans that can assist with debt consolidation or unexpected costs, we aim to make banking straightforward and accessible. With competitive interest rates and minimal fees, our accounts are perfect for anyone looking to build their financial future.

Digital & Online Banking

Accessibility and Security

With our mobile application available for download, managing your accounts has never been easier. Whether you're checking your balance or making a payment while waiting in line, everything is at your fingertips. Rest assured that all transactions are secure; we use electronic signature authorization to keep your information safe and sound. Our 24/7 online banking services mean that you can access your accounts whenever it suits you best. No more rushing to the branch during business hours; now you have control over your finances whenever and wherever you need it. With Tva Community Credit Union, enjoy a user-friendly banking experience that combines convenience with top-notch security features. Join us today at https://www.tvaccu.com/ and take full advantage of our digital banking services!

Key Features of Our Digital Banking Services

Our online banking platform at https://www.tvaccu.com/ offers a range of features that enhance your banking experience. You can easily view your account balances, transfer funds between accounts, and pay bills with minimal effort. Plus, if you prefer paperless transactions, our e-statements are available for you to review whenever you need them. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple. You can send money directly from your account without any hassle. And for those times when you're out shopping, our mobile payments option allows you to pay right from your smartphone making checkout quick and easy.

Financial Strength

Growing Membership Base

With a total of 40,667 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $12,078,408, reinforcing our capability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 406 N Mall Ct Florence Al 35630 or call 256-246-0350 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $70,602,964, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $48,841,288 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,580,068 in used auto loans and a total of $148,865,807 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $42,469,268 in used vehicle loans and $13,249,419 in new vehicle loans already helping members get on the road, you can trust us to make financing straightforward and affordable. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can meet your budget.

Business Loans

For business owners seeking growth opportunities, we are currently focusing on personal lending but encourage you to reach out for any questions related to potential future offerings in commercial loans. Our commitment at Tva Community Credit Union is not just about providing loans; it's about building relationships and supporting our members' financial journeys. Visit us at 406 N Mall Ct Florence Al 35630 or call us at 256-246-0350 for more information on how we can assist you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,898,488, making buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you secure your dream home without the stress.

Personal Loans and Refinancing Options

If you're considering personal financing for debt consolidation or other needs, we can assist with various personal loan options. Moreover, if you're looking to refinance an existing loan for better rates or terms, our team is equipped to help you explore eligibility options that may work for you.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $3,114,546 in loans helping members manage their finances effectively, our credit cards come with features that make it easier for you to handle daily expenses while earning rewards on purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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TVA COMMUNITY CREDIT UNION