TVA Community Credit Union Athens AL | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Tva Community Credit Union, your trusted financial partner located at 616 E Hobbs St, Athens, AL 35611. Established in 1936, we have been dedicated to serving our community for over 85 years. With a strong membership base of 19,762 and total assets amounting to an impressive $400,893,601, we pride ourselves on being a pillar of support for individuals and families in the Athens area. At Tva Community Credit Union, we understand that banking is more than just transactions; it's about building relationships and empowering our members. Our commitment to you goes beyond just providing financial services. We offer a range of products from personal banking options like checking and savings accounts to auto loans, mortgages, and even credit cards with rewards. With total deposits reaching $18,003,558 and total loans exceeding 10,153, we strive to ensure your financial needs are met with care and precision. Our team of 76 employees, led by CEO Samuel Clements and Board President Larry Softley, Jr., is here to provide personalized service tailored just for you. Whether you're visiting us in person or utilizing our online and mobile banking services, we aim to make your experience seamless and enjoyable. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 616 E Hobbs St, Athens, AL 35611. If you're looking for a credit union that values trust, community involvement, and financial growth, look no further! Feel free to reach out to us at 256-230-9317 or explore our website at www.tvaccu.com for more information. Join us today and experience the Tva Community Credit Union difference!

Branch History & Mission

Community Engagement

Over the years, we've established strong ties within Athens and surrounding areas. From sponsoring local events to partnering with schools and organizations for outreach programs, we strive to make a meaningful impact. Our commitment goes beyond just numbers; it's about nurturing relationships that matter. We are proud of our advancements in technology that ensure all members have equal access to our services. With ADA compliance in mind, we've made digital banking user-friendly for everyone. We also embrace innovation with features like electronic signatures and mobile payments. As we look ahead, Tva Community Credit Union remains focused on creating a brighter future for all our members. We invite you to join us on this journey where your financial growth is supported by a community-centric approach. Experience firsthand the benefits of membership at Tva Community Credit Union where you're not just another account number; you're part of our family. Join us today! Visit our website or call us at 256-230-9317 for more information.

Our Mission

The heart of Tva Community Credit Union lies in our mission statement: "To enhance the financial well-being of our members through excellent service and community support." We take this mission seriously by offering a variety of products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize making banking easier with features like online and mobile banking, ATM access, and drive-thru services available during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. While members can visit us at our branch address, official correspondence should be sent to 616 E Hobbs St, Athens, AL 35611. Our dedicated team is here to assist you every step of the way.

Branch Location & Accessibility

Contact Us

Whether you're looking for financial advice or want to explore membership opportunities, we're here to help. Feel free to give us a call at 256-230-9317 if you have any questions or need assistance. And remember, while you can visit us at 616 E Hobbs St, official correspondence should be sent to the same address. We invite you to stop by today and discover how Tva Community Credit Union can assist you on your financial journey!

Easy Access and Parking

Our branch offers ample parking with accessible features to ensure that everyone can visit us with ease. We take pride in being ADA-compliant, providing ramps and other accommodations for members who may need them. If you're driving through town or simply stopping by, you'll appreciate the straightforward access to our facility.

Operating Hours and Services

At Tva Community Credit Union, we understand that your time is valuable. That's why we are open Monday through Friday from 8:30 AM to 5:00 PM, making it convenient for you to drop by after work or during lunch breaks. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Plus, for those quick transactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your car. If you need cash on the go, don't forget about our ATM availability right outside our branch!

Member Eligibility

Becoming a member of Tva Community Credit Union feels like joining a close-knit family where your financial well-being is the top priority. If you're in the Athens area or have connections to our community, you're likely already eligible! At Tva Community Credit Union, we welcome individuals who live, work, worship, or attend school in Limestone County and surrounding areas. This means that if you share a bond with our community, you're invited to enjoy all the benefits we offer. From personalized banking services to competitive loan rates, being a member opens up a world of financial opportunities tailored just for you. To get started on your journey with us, simply visit our website for more details about eligibility and account opening at https://www.tvaccu.com/ and check out how easy it is to apply for an account at https://www.tvaccu.com/apply-today/. If you have any questions or need assistance, don't hesitate to reach out at (256) 230-9317. We're excited to welcome you to our Tva Community Credit Union family located at 616 E Hobbs St Athens Al 35611!

Business Banking & Commercial Services

At Tva Community Credit Union, we understand that every business has unique needs. Whether you're a startup looking to expand or an established company aiming to streamline operations, our business banking and commercial services are designed to support your journey. Imagine being able to focus on growing your business while we handle the financial side. Our commercial loan options can be pivotal in achieving this goal. For our members, we've funded over $0 in commercial loans, empowering local businesses to thrive and create jobs in the community. Additionally, we provide flexible financing solutions for the broader business community with $0 in non-member commercial loans, ensuring everyone has access to the resources they need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can simplify daily operations. Picture a scenario where you can process payments smoothly, manage transactions efficiently, and improve customer satisfaction all through our user-friendly services. Visit us at 616 E Hobbs St Athens Al 35611 in Athens, AL, or call us at (256) 230-9317 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Business Banking Support

If you run a business, Tva Community Credit Union has resources tailored just for you. Our business banking services include merchant services that simplify payment processing and business loans to help you grow and expand your operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. With these tools, managing your finances from anywhere is easier than ever. You can check balances, transfer funds, pay bills, and even send money to friends or family with our person-to-person payment feature. Need cash on the go? Our network of ATMs ensures quick access to your funds whenever you need them. For basic transactions like deposits or withdrawals, our convenient drive-thru service is available during lobby hours from 8:30 AM to 5:00 PM Monday through Friday.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. Start by exploring our checking and savings accounts, which provide easy access to your funds and competitive interest rates. If you're dreaming of a new car, our auto loans and vehicle financing options make it simple and affordable. We understand that buying a home is one of the biggest decisions you'll make, so we offer tailored mortgage loans and refinancing solutions to suit your unique situation. For those looking to consolidate debt or tackle unexpected expenses, our personal loans can provide the support you need. Plus, don't miss out on rewards with our credit cards that offer great benefits for every purchase.

Your Financial Partner

At Tva Community Credit Union, we're more than just a bank; we're your financial partner. We pride ourselves on being accessible and ready to assist you with any questions or concerns. Feel free to reach out at 256-230-9317 for personalized support. We invite you to experience all that we have to offer by visiting us in Athens or checking us out online at www.tvaccu.com. Let us help you achieve your financial goals today!

Digital & Online Banking

Key Features

Enjoy the convenience of 24/7 online banking services that allow you to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, our e-statements feature ensures you receive your account statements electronically no more waiting for the mail. You can also authorize transactions using electronic signatures, making approvals quick and hassle-free. For those on the go, our mobile application lets you bank from your smartphone. Whether it's checking your balance or sending money to a friend with our person-to-person transfer feature, everything is right at your fingertips. And if you're looking to make payments without cash or cards, our mobile payments option makes transactions smoother than ever.

Security and Accessibility

We prioritize your security while ensuring ease of use across all our digital platforms. Your information is protected with robust security measures so you can bank confidently. Managing your finances has never been easier or safer! With all these features combined, Tva Community Credit Union provides an accessible and user-friendly experience that keeps you connected to your finances whenever you need it. We are committed to offering tools that enhance your banking experience while fitting seamlessly into your busy lifestyle.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 40,667, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $12,078,408, highlighting our commitment to providing resources for community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 616 E Hobbs St Athens Al 35611 or call (256) 230-9317 to learn more about how we can help you achieve your financial goals.

Members First

Members' savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,051,279 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $48,841,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,558 in used auto loans and $148,865,807 in total loans and leases.

Solid Foundation

With a net worth of $70,602,964, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $42,469,268 in used vehicle loans and $13,249,419 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,898,488. We aim to make buying or refinancing as straightforward as possible. With flexible terms and competitive rates, we help you move closer to owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,114,546 in these loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you on everyday purchases. This option is ideal for those who want to maintain financial flexibility while enjoying valuable perks. Additionally, if you are considering refinancing options or checking eligibility for any of our products, please don't hesitate to reach out. Our dedicated team at Tva Community Credit Union is ready to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, call us at 256-230-9317 during business hours from 8:30 AM to 5:00 PM Monday through Friday. You can also visit us online at Tva Community Credit Union for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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TVA COMMUNITY CREDIT UNION - Athens, AL

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