Tva Community Credit Union Athens AL | Best Auto Loans & Business Banking

Introduction

Welcome to Tva Community Credit Union, your trusted partner in financial well-being since 1936. Located at 10835 Shaw Rd Bft2C, Athens, AL 35611, we are proud to serve a community of over 19,762 members who count on us for their banking needs. Our commitment to excellence is reflected in our impressive total assets of $400,893,601 and a strong net worth of $70,602,964, ensuring that your money is safe with us. At Tva Community Credit Union, we understand the importance of personalized service. With a dedicated team of 76 employees, led by our CEO Samuel Clements and Board President Larry Softley, Jr., we strive to foster strong relationships with our members. We take pride in offering a wide range of services tailored to meet your financial goals from checking and savings accounts to auto loans and mortgage refinancing. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 10835 Shaw Rd # BFT-2C, Athens, AL 35611. Whether you're interested in opening an account or learning more about our loan options totaling over 10,153, we invite you to explore our offerings online at tvaccu.com. Join us today and experience the difference of being part of a member-focused credit union that prioritizes your financial success. Feel free to call us at 256-729-4700 or visit us during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. We look forward to helping you achieve your financial dreams!

Branch History & Mission

At Tva Community Credit Union, we are proud of our rich history that dates back to 1936. Our Brown's Ferry Branch, located at 10835 Shaw Rd Bft2C in Athens, Alabama, has been a cornerstone of the community for decades. Over the years, we have grown and evolved alongside our members, adapting to their needs while maintaining our commitment to serving the local community. With a current total membership of 19,762 and total assets amounting to $400,893,601, our branch has become a trusted financial partner for many in Athens and beyond. We strive to foster an inclusive environment where everyone feels welcomed and valued. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. Our mission is simple yet powerful: to provide reliable financial services while supporting the growth and well-being of our community. We believe that when our members succeed financially, the entire community benefits. That's why we focus not only on providing excellent banking services but also on engaging with local organizations and initiatives that uplift those around us. While members can visit us at our branch address in Athens, official correspondence should be sent to 10835 Shaw Rd # BFT-2C, Athens, AL 35611. Our team is dedicated to creating a customer-centric experience that includes modern digital advancements such as online banking and mobile payments. In addition to traditional banking services, we take pride in offering access to an ATM for your convenience. Although we do not have drive-thru service or shared service center availability, our team is always ready to assist you during our operating hours from 7:30 AM to 4:00 PM Monday through Friday. As part of our ongoing commitment to accessibility and support for all members of our community, we ensure compliance with ADA standards in all aspects of our operations. We work tirelessly to improve your experience at Tva Community Credit Union. We invite you to join us and experience the benefits of becoming a member at Tva Community Credit Union. Together, we can build a brighter financial future for you and your family. For more information on how you can get started or if you have any questions about our services, don't hesitate to reach out at 256-729-4700 or visit us online at Tva Community Credit Union. Join us today and be part of a community-focused credit union that puts you first!

Branch Location & Accessibility

Welcome to Tva Community Credit Union, located conveniently at 10835 Shaw Rd Bft2C in Athens, Alabama. Our branch is designed with your needs in mind, ensuring easy access to our services. Whether you're stopping by for a quick transaction or seeking financial advice, we are here to help! Situated near popular landmarks, our branch is easily accessible for both locals and visitors. If you're in the area, you might find us just a short drive from the bustling heart of Athens. Parking is available right outside our doors, making your visit hassle-free. At Tva Community Credit Union, we prioritize accessibility for all our members. Our facility complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably. We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open from 7:30 AM to 4:00 PM Monday through Friday. Feel free to call us at 256-729-4700 if you have any questions or need assistance before you visit. For those on the go, we offer an ATM on-site for quick cash withdrawals and balance checks. While we don't have a drive-thru option currently, our friendly staff is always ready to assist you inside the branch. If you need to send official correspondence, please note that while members can visit us at our physical address, any mail should be directed to 10835 Shaw Rd # BFT-2C, Athens, AL 35611. We invite you to come experience the welcoming atmosphere at Tva Community Credit Union! Whether you're looking for personal banking solutions or business services like loans and merchant accounts, we're here to guide you every step of the way. Visit us today or check out more about what we offer online at tvaccu.com. We look forward to serving you!

Member Eligibility

At Tva Community Credit Union, we believe that everyone deserves a place where they can thrive financially, and becoming a member is your first step into our welcoming community. Membership is open to individuals who live, work, worship, or attend school in the areas we serve, making it easy for you to join us. Once you're a member, you'll gain access to a range of benefits designed to support your financial goals, from competitive loan rates to personalized service. If you're ready to take the leap, opening an account is simple! Just visit us at 10835 Shaw Rd Bft2C Athens Al 35611 or give us a call at (256) 729-4700 for more information. You can also find detailed eligibility criteria by checking out our website. For those eager to get started right away, you can apply online at https://www.tvaccu.com/apply-today/. We look forward to welcoming you into the Tva Community Credit Union family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting credit card payments from customers without the hassle of complicated systems. Our services provide user-friendly solutions that keep your cash flow healthy and your customers satisfied. Visit us at 10835 Shaw Rd Bft2C Athens Al 35611 in Athens, AL, or give us a call at (256) 729-4700 to learn how we can support your business journey!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, Tva Community Credit Union offers essential tools like merchant services and business loans. Running a business can be challenging, but having a supportive financial partner can make all the difference. Whether you're just starting out or looking to expand, we have tailored solutions to meet your needs.

Connect with Us

We invite you to explore how Tva Community Credit Union can assist you in achieving your financial goals. Our dedicated team is ready to help answer any questions you might have about our services or assist with opening an account. Feel free to call us at 256-729-4700 during our operating hours from 7:30 AM to 4:00 PM Monday through Friday. Visit us online at Tva Community Credit Union for more information or to apply today! Your financial journey starts here with us by your side.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime and anywhere. With services like mobile payments and person-to-person transfers, accessing your funds has never been easier. Plus, our ATM services ensure you can withdraw cash or check balances without hassle.

Flexible Financing Options

If you find yourself needing extra funds for unexpected expenses, our personal loans and debt consolidation options can provide relief. Whether it's an urgent repair or consolidating debt into one manageable payment, we aim to help you regain control over your finances. Additionally, our credit cards with rewards let you earn points on purchases while enjoying flexible payment options.

Personal Banking Solutions

Starting with personal banking, we provide various checking and savings accounts that are designed to help you manage your money effectively. Imagine having a simple way to save for that vacation you've been dreaming about or a reliable checking account for your everyday expenses. Our auto loans and vehicle financing options make it easier for you to drive off in your dream car without breaking the bank. For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing services are here to guide you through the process. We understand that buying a house is one of the biggest financial decisions you'll make, and we're dedicated to making it as straightforward as possible.

Digital & Online Banking

Key Services

Our online banking platform provides everything you need to manage your accounts with ease. You can view your account balances, transfer funds, and pay bills all in one place. Plus, with our mobile application, banking is literally at your fingertips! Whether you're making quick payments or checking recent transactions, our app is user-friendly and secure. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple. Just a few taps on your phone and the money is sent directly no hassle involved. We also offer mobile payments, allowing you to make purchases right from your smartphone without the need for cash or cards.

Security and Convenience

Security is our top priority. That's why we use electronic signature authorization for transactions, ensuring that your financial activities are safe and protected. You can also sign up for e-statements to keep track of your finances while reducing paper clutter. In addition to convenience, our digital services help you stay organized. With real-time account management features, you can easily monitor spending habits and budget effectively. At Tva Community Credit Union, we're committed to making banking easy for you. Explore all our digital offerings by visiting https://www.tvaccu.com/ today!

Financial Strength

At Tva Community Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial well-being through our robust structure and commitment to service. With a net worth of $70,602,964, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $97,100,779 in share certificates and $1,823,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,137,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,841,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,558 in used auto loans and $148,865,807 in total loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $12,078,408. Total Share Accounts: 40,667, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Community Credit Union is your trusted partner. Visit us at 10835 Shaw Rd Bft2C Athens Al 35611 or call 256-729-4700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $42,469,268 in used vehicle loans and $13,249,419 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used option, we can help you find the right fit for your budget.

Credit Lines

For those looking for additional financial flexibility, we offer credit lines with a total available amount of $119,840,750. This option can help you cover unexpected expenses or fund personal projects without the hassle of applying for multiple loans. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out. You can contact us at 256-729-4700 or visit us at our branch located at 10835 Shaw Rd Bft2C Athens Al 35611. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,898,488, making it easier for you to secure the home you've always wanted. Our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $3,114,546 in unsecured credit card loans issued, our products help members manage their finances effectively while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working with trusted financial institutions, LendMesh guarantees that the loan comparisons you see are accurate and up-to-date.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results. - Real-Time Rate Comparisons: Users can access current loan rates from multiple institutions, which helps them make well-informed choices tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the impact that informed decision-making can have on financial well-being. To explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TVA COMMUNITY CREDIT UNION - Athens, AL

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